Carly Shuhart - Riddleberger Insurance Agent

07/30/2025

If you’ve been the victim of a hit-and-run—or even suspect someone hit your parked car and fled—report it to the police immediately. It’s not just about catching the person responsible. It’s about protecting YOUR rights.

📋 Why it matters:

A police report is often required to file an uninsured motorist claim with your insurance.
It helps document the scene, damage, and any witnesses.
It strengthens your case if the other driver is found or if you need to go to court.
Even if the damage seems minor, don’t skip this step. Your future self (and your insurance claim) will thank you.

📞 Call. Report. Protect yourself.

07/30/2025

HISTORIC VEHICLE TAGS

As of July 1, 2025, Maryland has updated its rules for historic vehicle tags. Here are the key changes and requirements:
✅ Eligibility Requirements
• New Rule: Vehicles must be model year 1999 or older to qualify for historic tags.
• Old Rule: Previously, any vehicle 20 years or older qualified.
• This change affects around 72,000 vehicles that no longer meet the criteria

🚫 Vehicles No Longer Eligible
• Vehicles from model years 2000 to 2005 that previously qualified must now switch to standard registration.
• These vehicles will also be subject to:
• Vehicle Emissions Inspection Program (VEIP)
• Safety inspection, if no record exists under the current owner

💰 Cost and Fees
• Registration fees have increased:
• From $67.50 in 2023 to $120.50 in 2025

⚠️ Why the Change?
• The state aims to reduce misuse of historic tags, which were often used to avoid inspections and lower insurance costs.
• Lawmakers expect the change to generate $6 million annually

Maryland does have usage restrictions for vehicles with historic tags, but there is no specific mileage limit mentioned in the law. Instead, the focus is on how and when the vehicle is used.
🚗 Usage Restrictions for Historic Tags in Maryland
Vehicles with historic tags:
• Cannot be used for daily driving, commuting, or commercial purposes.
• Are limited to:
• Antique car club events
• Exhibits and tours
• Parades
• Educational displays at schools or museums
⚠️ Penalties for Misuse
• Using a historic-tagged vehicle for everyday driving can result in:
• Misdemeanor charges
• Fines up to $500 per violation
• Possible revocation of the historic tag

06/12/2025

https://www.erienewsnow.com/story/52844421/erie-insurance-confirms-network-outage-as-a-cybersecurity-event

For the first time since the outage began on Saturday, Erie Insurance is confirming the issue as a cybersecurity event. Law enforcement and cybersecurity experts are investigating as the outage conti

06/11/2025

If you have any questions or concerns, don't hesitate to reach out!

05/30/2025

Something that I feel more people need to be educated on is insurance limits. Are you actually 'Fully Covered'? Many people think that full coverage means they are protected in every situation. However, it's crucial to understand insurance limits, which is the maximum amount your insurance will pay for a covered claim. If damages exceed your limits, you could be responsible for paying the difference out of pocket.

Let me review your current policy for personalized advice. Contact me today at 410-479-9002

Drive safe 😄

05/30/2025

Heading to the beach this weekend? 🏖️ Make sure you're covered for the journey! Traffic can be unpredictable, but your insurance shouldn't be. Call me @ 410-479-9002

05/15/2025

Coffee: because adulting is hard ☕

05/06/2025

Let’s talk about something uncomfortable.

Imagine your family waking up tomorrow… and you’re not there.

No income.
No savings.
No plan.

Just bills. Funeral costs. Debt. And a lot of unanswered questions.

Your spouse is now a single parent.
Your kids still need food, clothes, and a roof over their heads.
Your name is still on the mortgage, the car loan, the credit cards.

And you could’ve protected them for less than what you spend at Chick-fil-A.

But you didn’t.

Because you “meant to.”
Because it’s “on the list.”
Because “you’re still young.”
Because “nothing’s going to happen.”

Until something does.

Life insurance isn’t for you.
It’s for the people you’d do anything to protect — even when you’re gone.

Don’t leave your family grieving AND struggling.

Message me today.
Not next week. Not when you’re older.
Today.

Because tomorrow isn’t promised — and you know that.

04/16/2025

Do you have a classic car sitting in your garage? If you own a classic, collector, or antique vehicle and haven’t checked Hagerty yet, let me run a quick quote for you. It’s specialized coverage made for cars like yours!

04/15/2025

🌸 May Referral Madness! 🌸
Spring into action this May and refer a friend to me for insurance services for a chance to win a $25 gift card!
How It Works:
1. Refer a Friend: Share the love and tell your friends and family about our insurance services at Riddleberger Insurance.
2. Start a Policy: When your referral starts a policy with us in May, your name will be entered into a drawing.
3. Win a Prize: At the end of May, I will draw a winner for a $25 gift card to store of your choice!
Why Refer?
• Trusted Service: We provide reliable and comprehensive insurance solutions.
• Easy Process: Referring is simple and quick.
• Great Rewards: Enjoy a chance to win a gift card just for helping out a friend!
Get Started Today! Contact me to refer a friend and start earning entries this May!

Contact Information!!
Call me @ (410) 479-9002
Email me at [email protected]
Facebook message me!

04/15/2025

https://www.erieinsurance.com/blog/drowsy-driving-infographic?AgencyFromUrl=BB3860 A new survey from Erie Insurance shines a light on drivers’ alarming sleep habits.

A new survey from Erie Insurance shines a light on drivers’ alarming sleep habits.