Don McPherson- AVP - Mortgage Lending NMLS# 737509

09/28/2023

Thinking of buying a house? Here are a few questions you should ask yourself first!
https://myoc.io/donmcpherson

09/25/2023

With a variety of little-to-no down payment options, we have the programs to help you own a home! *Subject to credit and underwriting approval. The services and products advertised are not approved or endorsed by HUD, USDA, the Department of Veterans Affairs, or any government agency.
https://myoc.io/donmcpherson

09/21/2023

If you currently serve in the military, are a veteran, or a surviving spouse, you’re potentially eligible for a VA loan. Reach out to learn more about VA loan eligibility requirements today!
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09/19/2023

GBR Mortgage Lenders Association is teaming up with Louisiana housing Corporation to offer a 2 hour CE Course to all realtors.

Topic is: Closing the Affordability Gap

09/18/2023

Here's one way to pay off debt!
https://myoc.io/donmcpherson

09/14/2023

09/14/2023

In community property states (such as Louisiana), it might. Certain loan programs may require that your non-borrowing spouse’s debt be counted; be sure to speak to your Gulf Coast Bank loan officer for questions on your specific situation.
https://myoc.io/donmcpherson

09/12/2023

Sounds about right

09/11/2023

Opening new credit could lower the average age of your total accounts, which may lower your score.
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09/07/2023

The answer is: Maybe. Credit is just one of the items that a mortgage decision is based on. There are several programs designed for clients with limited credit. To know for certain, you will need to speak with a mortgage professional, who is knowledgeable about loan programs available.
https://myoc.io/donmcpherson

09/04/2023

That will depend. If you would like to use the income of your spouse to qualify, then you must apply for the mortgage jointly and both of your credit will be considered. If you choose to apply without your spouse, then only your income will be considered when qualifying you for the loan.
https://myoc.io/donmcpherson