Webb Insurance Deltona

10/09/2024

As we await landfall of Hurricane Milton, we want our customers to know that we stand ready to help.

We’ll be visiting impacted areas as soon as it is safe to do so. Please make sure you secure your safety and heed all local warnings.

09/03/2023

Our thoughts are with all who were in the path of Hurricane Idalia. Suffering loss or damage to your home can be an extremely stressful event. As you start to pick up the pieces, this infographic can help guide you through the process.

Please call your insurance company FIRST. Get the claim process started so that your insurance company can assess your damage and make a coverage determination. If you had flood damage and do not have a standalone flood insurance policy, you can find out if you qualify for FEMA Disaster Assistance by visiting their website at www.disasterassistance.gov.

08/09/2023

Although your insurance company pays for loss or damage to your property after a covered event based on policy limits, there are generally still out-of-pocket expenses that the policyholder will incur.

For instance, if you have a replacement cost (RC) policy for your contents, you will be reimbursed for the cost of buying new items. An actual cash value (ACV)
policy will reimburse you for the cost of the items minus depreciation.

Regardless of which type of policy you have, you will initially be reimbursed on an ACV basis. If you have an RC policy your insurance company will likely require you to purchase the damaged item before they will reimburse you for its full replacement cost, so it's important to be prepared accordingly.

07/25/2023

If you got into an accident in a 20 year-old car, would your car insurance company reimburse you for the cost of a brand new car?

Of course not...car insurance isn’t a warranty policy.

So...why have roofing contractors across our state been encouraging homeowners to treat home insurance like a warranty for the past few years?

It’s a huge cost driver in Florida home insurance market, and it’s costing you, the homeowner, BILLIONS in higher premiums.

06/27/2023

The average home insurance policy in Florida is $6,000 annually, almost four times the national average. And the skyrocketing rates show no sign of letting up. This story is part of an ongoing series about Florida Governor Ron DeSantis’ policies and how they impact the people in his state. For ful...

06/14/2023

by Dave Elias 12:24 PM EDT, Mon June 05, 2023 Just one full day into the Florida hurricane season and homeowners are being warned to expect a 40% increase in their home insurance rates this year.  It’s a sign the state’s insurance crisis is far from ending anytime soon.  A 40% increase means ...

03/24/2023

Florida’s Republican-controlled Legislature is poised to enact a sweeping crackdown on lawsuit limits after Senate leaders fought back a last-minute change to the high-profile legislation The tense battle caused Senate President Kathleen Passidomo to correct Sen. Jason Pizzo from the dais afte...

12/15/2022

Giving an early gift to Floridians, the Florida Legislature passed Senate Bill SB 2A out of both chambers.

The bill proposed consumer-friendly reforms to end abusive litigation practices in Florida’s property insurance market that experts believe will aid in addressing Florida’s litigious challenges. Some items of note included in the final bill are:

• Attorney Fee Regulation
• Assignment of Benefits (AOB) Elimination
• Bad Faith Settlement & Acceptance Revision
• Joint Contingent Offer of Judgment
• Notice of Claim Reduction
• Mandatory Binding Arbitration

At FLR we are grateful for these measures that take aim at unscrupulous litigation practices.

05/16/2022

https://webbinsuranceoptions.com/hurricane-guide-2022/

Living through a hurricane can be a frightening ordeal. Whether you’re able to stay home and ride out the storm or forced to evacuate, there are certain steps you can take beforehand to attempt to minimize damage to your home. Webb Insurance Options 2022 Hurricane Guide will provide all the info...

04/29/2022

Call us today to see if we can help you at 407-321-3355 or click the link to get a free Homeowners Quote.

There has been a lot going on in the Florida homeowners insurance market in the last couple of months. You may even be one of the many people who have received a notice that your Florida homeowners insurance policy will not be renewing. Or you may be one of the many people who have received […]

04/17/2022

03/17/2022

https://www.insurancejournal.com/news/southeast/2022/03/17/658467.htm

The recent arrest of two men associated with a large Florida roofing company, on charges of offering "free roofs" and rebates to cover homeowners'