Universal Funding, LLC- Fadra Glaser

09/26/2026

3 DAYS! 🏡🔑

We've talked about credit. Down payments. Investment properties. Land. ADUs. Tiny homes. Downsizing. Selling. And everything in between.

Now we're putting the pieces together.

Could I Actually Buy a House?

📅 Tuesday, September 29
⏰ 6:00 PM
📍 428 Main St., Delta, CO

Come learn what happens on both sides of the front door—from the first conversation all the way to closing.

💬 Bring your questions. Especially the weird ones. We like those.

👉 Hit Going on our Facebook Event and we'll see you Tuesday!

09/25/2026

09/24/2026

You don't have to be ready to buy a house to come to a homebuying class.

Actually, that might be the best time to come.

Buying next month? Come.

Thinking about next year? Come.

Wondering whether your credit needs work? Come.

Not sure how much money you'll need? Come.

Bought before but have no idea what the process looks like today? Come.

🏡 Could I Actually Buy a House?
Tuesday, September 29 | 6:00 PM
📍 428 Main St., Delta, CO

Hosted by Deanna Mautz — Real Estate + Fadra Glaser — Mortgage

👉 Connect with our Facebook Event and tell us you're coming.

09/23/2026

🏠“YOU DON'T HAVE TO BE READY”

You don't have to be ready to buy a house to come to a homebuying class.

Actually, that might be the best time to come.

Buying next month? Come.

Thinking about next year? Come.

Wondering whether your credit needs work? Come.

Not sure how much money you'll need? Come.

Bought before but have no idea what the process looks like today? Come.

🏡 Could I Actually Buy a House?
Tuesday, September 29 | 6:00 PM
📍 428 Main St., Delta, CO

Hosted by Deanna Mautz — Real Estate + Fadra Glaser — Mortgage

👉 Connect with our Facebook Event and tell us you're coming.

09/22/2026

ONE WEEK FROM TODAY! 🏡

If buying a house feels like everyone else knows the rules and you're somehow supposed to already know them too…

This class is for you.

We’re walking through the homebuying process from both sides of the front door:

🏠 What happens with your Realtor
🔑 What happens with your lender
📝 What happens after you make an offer
🔎 Inspections
🏡 Appraisal
📑 Underwriting
💰 What you actually need to bring to closing
🔑 And finally… KEYS!

No experience required. No “stupid” questions. No sales pitch.

📅 September 29 | ⏰ 6 PM
📍 428 Main St., Delta
United Country Real Colorado Properties

👉 Find our Facebook Event, click Going, and come join us!

09/21/2026

Thinking About Buying or Selling- Do you have questions? Stop by 428 Main St on September 29, 2026 at 6:00 pm.

09/20/2026

🏠 “I’m thinking about selling my house. What should I do BEFORE I list it?”

Selling isn’t just putting a sign in the yard and waiting for an offer. A few decisions made before the house hits the market can make a big difference.

🏡 THE REAL ESTATE SIDE — Deanna

DO: Talk to your Realtor before spending a bunch of money on improvements.
DO: Find out what your home is realistically worth in today’s market.
DO: Deal with obvious maintenance issues and think about how the home will show.
DO: Understand your selling costs and what you’ll likely net from the sale.

DON’T: Assume every renovation will increase the sales price dollar-for-dollar.
DON’T: Overprice it just to “see what happens.”
DON’T: hide known problems with the property.
DON’T: Wait until you’re under contract to figure out where you’re going next.

🔑 THE MORTGAGE SIDE — Fadra

If selling this house is connected to buying the next one, bring the lender into the conversation early too.

DO: Find out whether you actually need to sell before you buy.
DO: Know how much equity you may have available for the next purchase.
DO: Explore financing and timing options before accepting an offer.

DON’T: Assume the only option is sell → move out → then start shopping.

Depending on your finances, equity and next purchase, there may be other ways to structure the transition.

Selling isn’t only about getting out of one house.

It’s about making sure the sale works with whatever you’re trying to do next.

🏡 Two Sides of the Front Door
Sometimes you have to close one front door before opening the next—and sometimes you don’t. 🔑

📅 September 29 — Could I Actually Buy a House?
A no-pressure homebuying class for Western Colorado.

09/19/2026

🏡 “I found a tiny home I love. Can I finance it?”

Maybe — and with tiny homes, size matters.

“Tiny home” can describe a lot of very different properties: a small house on a permanent foundation, a manufactured or modular home, a home on wheels, a home in a tiny-home community, or something you plan to build on your own land.

Those differences can completely change the answer.

🏠 THE REAL ESTATE SIDE — Deanna

Sometimes the biggest challenge with a tiny home isn’t the house — it’s where you’re putting it.

We need to look at zoning, legal access, utilities, water and septic, permanent foundation requirements, HOA or community restrictions, and whether the home is actually permitted for that property.

🔑 THE MORTGAGE SIDE — Fadra

And then there’s the financing.

Square footage matters. Some lenders and loan programs may have minimum-size or property requirements. How the home was built, whether it’s permanently attached to the land, and how it’s legally classified can also determine what financing is available.

Then there’s one more question:

Can the appraiser find comparable properties to support the value and marketability?

A 500-square-foot house permanently attached to its land may have very different financing options than a 500-square-foot tiny home on wheels—even if they look similar.

Small house. Not necessarily a simple purchase. 😉

Before buying the tiny home or the land you want to put it on, let’s figure out whether the real estate side AND the mortgage side work.

🏡 Two Sides of the Front Door
Because sometimes that front door comes on a very small house. ❤️

📅 September 29 — Could I Actually Buy a House?
A no-pressure homebuying class for Western Colorado.

09/18/2026

🏡 “I’m ready for less house. What’s the best way to downsize?”

Maybe the kids are gone. Maybe you’re tired of maintaining the acreage. Maybe you want fewer stairs, a smaller yard, lower expenses—or simply a home that fits the life you have now.

Downsizing isn’t necessarily about buying the cheapest or smallest house.

It’s about figuring out what comes next.

🏠 THE REAL ESTATE SIDE — Deanna

There can be a lot to coordinate:

Do you sell first or buy first?
What is your current home realistically worth?
What features will matter five or ten years from now?
Would a patio home, townhome, smaller property or one-level home make more sense?

And sometimes the hardest part is simply finding the right property before your current home sells.

🔑 THE MORTGAGE SIDE — Fadra

Having equity in your current home can give you options—but you may not have to wait until that home sells to start planning the next purchase.

Depending on your situation, we can look at strategies involving your sale proceeds, existing equity, financing the new home before the old one closes, or even whether financing makes more sense than putting all of your cash into the next house.

And for some homeowners 62+, a reverse mortgage purchase may also be worth exploring.

The goal isn’t just a smaller house.

It’s creating a home—and a financial plan—that fits the next chapter of your life.

🏡 Two Sides of the Front Door
Sometimes the next front door is a little smaller… and that’s exactly the point. ❤️

📅 September 29 — Could I Actually Buy a House?
A no-pressure homebuying class for Western Colorado.