Bernaducci & Kugelov, LLC

Bernaducci & Kugelov, LLC Financial planning firm with an emphasis on Asset Protection Planning. If you have assets you should know what this term means and what it doesn't mean.

Visit www.BK-LLC.com and click on Asset Protection Planning 101. Artie has been in financial services since 1991, founding the Retiring Baby Boomer Group, LLC, co-founding the Retirement Income Advisory Group, LLC, and most recently Bernaducci & Kugelov, LLC. His mission? To take mind-numbing financial jargon and turn it into advice so clear that even your dog might nod along. No more feeling over

whelmed—just solid planning that makes sense. Artie earned a BS in Soil Science from Ball State but quickly realized soil doesn’t pay the bills. So, he joined his dad’s masonry business and spent 11 years literally laying a solid foundation before pivoting to finance. Who knew the road to financial wisdom was paved with bricks? These days, Artie helps business owners and retirees plan their futures with seminars on Asset Protection, Social Security, Medicare, and Identity Theft (because nobody needs a retirement ruined by a hacker). He was also involved in producing several books, all conveniently available on Amazon. As a Florida rep for the Asset Protection Society™ and soon-to-be Certified Asset Protection Planner, Artie works with top-notch attorneys and CPAs to protect clients’ assets from creditors, risks, and whatever else might come knocking. When he’s not safeguarding wealth, Artie is busy spending time with his wife, Monica, their four adult kids, and four grandsons. He’s also into bodybuilding, yoga (because even muscle needs flexibility), meditation (to stay zen), veganism (plants are his power source), and “paying it forward.”

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High-net-worth individuals often find themselves awake at night, pondering market volatility, wealth preservation, and legacy planning. To ease these concerns, proactive strategies can provide peace of mind and secure their financial future.

Discover how to get past these HNWI concerns

Discover the essential insights into managing wealth effectively! Dive into the 6 Key Wealth Concerns for High-net-worth...
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Discover the essential insights into managing wealth effectively! Dive into the 6 Key Wealth Concerns for High-net-worth Individuals and learn how to safeguard and grow your assets with confidence. Don't miss out on these crucial strategies for financial success!

There's no better time than now to take action

Navigating taxes, estate plans, and more as a high-net-worth individual requires strategic foresight. Stay informed and ...
06/05/2025

Navigating taxes, estate plans, and more as a high-net-worth individual requires strategic foresight. Stay informed and proactive about the challenges that concern HNWIs. Secure your legacy with confidence by addressing these key areas today.

Find out how to address taxes, estate plans & more

Navigating the intricate world of high net worth can be daunting, but with the right strategies, you can master it! Disc...
05/29/2025

Navigating the intricate world of high net worth can be daunting, but with the right strategies, you can master it! Discover six key wealth concerns, and let's secure your financial future with confidence!

Effective strategies for the complex worries of HNWIs

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Succession plans can set the stage for lasting success

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Now's the time to secure your business legacy

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7 tips to plan for the unexpected

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What can you say when you found the right life partner? Not much because words aren't enough. So, we just smile.
02/04/2025

What can you say when you found the right life partner? Not much because words aren't enough. So, we just smile.

12/22/2024

Address

14522 Three Ponds Trail
Delray Beach, FL
33446

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