Steve Butera Nmls 222435

09/09/2024

05/16/2024

Family lunch fun mmm

05/07/2024

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.

03/01/2024

wind at your back

12/19/2023

Say what?

When is interest rate momentum flatter than you can possibly imagine?  Today. We only break out the sarcastic and paradoxical juxtaposition of "sharply sideways" when things have really ground to a halt and with each of the past 3 days falling inside a 0.01% range, it's that t...

11/18/2023

Headquartered in Jupiter, Florida, and partnered with Tiger Woods and TaylorMade, PopStroke locations feature two 18-hole putting courses.

04/21/2023

Seemingly overnight, the internet is awash with news regarding a "new," unfair tax on mortgage borrowers with higher credit scores. Some have gone so far as to suggest that someone could intentionally lower their credit score in order to get a better deal. Before you stop paying your bills...

11/10/2022

So how are your housing options getting better???

The Mortgage Bankers Association (MBA) reports yet another decline in overall mortgage application volume during the week ending November 4. Applications for purchase mortgages did increase slightly, reversing a six-week downhill slide. MBA’s Market Composite Index, a measure of total application ...

11/04/2022

What are seller concessions?
A seller concession is an arrangement where a home seller agrees to pay some, or all, of a buyer’s closing costs.

Importantly, getting a seller concession does not mean the seller will hand over cash to pay for your upfront costs.

Rather, it’s an agreement that allows the seller to cover the buyer’s costs using part of the proceeds from the home sale. So the buyer doesn’t have to pay closing costs out of pocket — but the seller doesn’t have to cut them a check, either.

Seller concessions are allowed on all major loan types, including conventional, FHA, VA, and USDA mortgages.

11/03/2022

Don't sweat the details...listen to your dreams...Mortgage industry rough, so what?

“Why did New Jersey get all the toxic waste and California get all the lawyers? New Jersey got to pick first.” (Hey, I don’t write ‘em.) Quips aside, California accounts for 20 or 25 percent of the nation’s residential lending, depending on who you ask. The Golden State’s economy has bee...