Chris Bodway - Your Mortgage Guy

05/21/2026

😂I laugh every time I think about the day we made these 😄Meg Hoy - Premier Partners, First Weber & Phil Austin, Phil Films

05/20/2026

Love this Fond du Lac county home w/ Meg Hoy - Premier Partners, First Weber! 😍

05/07/2026

😁😆🏡⏰📝

05/05/2026

😂😁 having fun is part of our day too 😄 can’t be all work and no play 🙃

05/02/2026

🏡Need 4 bedrooms?! David Kiernan has an option for you!

3685 S 104th St, Greenfield, WI 53228 is a single family home listed for sale at $424,900. This is a 4-bed, 2-bath, 2,193 sqft property.

03/27/2026

✨Nice Brookfield ranch home✨By David Kiernan!

145 N Lynnwood Ln, Brookfield, WI 53005 is a single family home listed for sale at $399,900. This is a 2-bed, 2-bath, 1,791 sqft property.

10/14/2025

Gorgeous condo in Waukesha!

08/08/2025

Gorgeous new condo listing in delafield 😍

07/13/2025

Wow! Gorgeous🤩. And that price!

06/18/2025

A past client called me and she was buzzing with excitement....

Her parents wanted to gift her part of the down payment for her first home.

Her exact words: “Is that even allowed? Will it mess up my loan?”

Here’s what I told her (and what you need to know too):

✅ Yes, you can use a financial gift for your down payment
✅ But it has to be properly documented—think gift letter, proof of transfer, etc.
✅ And not all loan types treat it the same—so your lender (hi, that’s me 👋) will guide you through the process.

The biggest mistake? Depositing the gift without talking to your lender first. That can trigger red flags with underwriting and slow things down.

If you’re planning to use gift funds from family, let’s chat early and set you up the right way. No surprises, no delays—just keys in your hand, faster.

💬 Got questions about using gift money for your home purchase? 📩 DM me “GIFT” and I’ll walk you through it!

– Chris ~Your Mortgage Guy

A local mortgage expert helping homebuyers make smart financial moves!