SB Investments and Insurance

11/06/2024

In the wake of a polarizing election season, remains focused on the economic & investment implications of Trump's win. Read the team's latest commentary to learn why they believe investors could benefit from broader portfolio diversification moving forward.

Please read Cetera Investment Management's latest commentary, "A New Chapter: Economic Implications of Trump’s Second Term." We examine key policy initiatives from the campaign trail and outline potential market and economic implications. As we enter a new chapter, corporations are well-positioned...

11/06/2024

When you set a difficult goal, it naturally comes with a certain level of stress. But not all stress is bad. In fact, the right kind of stress—what psychologists call " eustress "—can be incredibly motivating. Difficult goals challenge you to stretch your abilities, and while that might be stres...

11/05/2024

Unlock the secrets to saving money and managing expenses as a digital nomad — from booking smart to avoiding hidden fees, these strategies will help you travel the world without breaking the bank.

11/04/2024

This week will be crucial to our nation and its economy as we experience both a presidential election and a meeting. Join CIO Gene Goldman, CFA, as he discusses what this week could reveal about the market and where the ’s head is regarding rate cuts.

“Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), and Cetera Financial Specialists LLC. All firms...

11/04/2024

If you had a job that involved lifting heavy objects, there would likely be legal guidelines for your employer to follow to ensure your safety. But if your job involves heavy mental loads, the rules aren’t so clear.

11/03/2024

Here’s a selection of recent, and upcoming, votes around the world and how they are impacting markets.

11/02/2024

Owning a home in high-climate risk states like Florida is becoming tougher amid rising costs. Still, owning may be preferable as renters have significantly less policy support than homeowners. Experts say the next few years will be crucial for housing policy in the wake of severe climate disasters.

11/01/2024

This Monthly Recap summarizes market performance, major events and news from October 2024. Read more here:

All three major U.S. equity indices were stung by sharp month-ending losses that more than erased earlier October gains amid disappointing Big Tech forward earnings guidance. Nasdaq stocks led the Halloween downturn, skidding nearly 2.8% to end October with a 0.49% loss. Similarly, the S&P 500 and D...

11/01/2024

Tim O’Neal spent decades traversing golf’s hinterlands without ever reaching the sport’s top level. Then he finally overcame a career of heartbreak in a Champions Tour playoff event.

10/31/2024

As more women achieve financial independence, the collective effect on society is transformative. Studies show that when women control financial resources, they are more likely to invest in education, healthcare, and community development, leading to stronger, more resilient communities.

10/30/2024

The New York Yankees and Los Angeles Dodgers are the most prestigious and popular franchises in the sport. They also hold an enormous financial advantage over their rivals. The bank accounts of the last two clubs standing have sparked a familiar debate about the economics of baseball, the only Ameri...

10/29/2024

Not only is tax diversification important in retirement, but many people may not realize just how big of a tax bill they will face in their later years if most of their assets are tied up in accounts like traditional IRAs and 401(k)s. One question clients often have is how to know that the Roth's ta...