Nine Lives Insurance Agency

Nine Lives Insurance Agency Nine Lives Agency was started to offer reliable affordable insurance to individual and businesses.

We specialize in Healthcare, Personal and Commercial insurance.

Happy Labor Day! 🇺🇸
09/07/2026

Happy Labor Day! 🇺🇸

Buying a car? Don’t forget about insurance. If you already have auto insurance, your existing coverage may temporarily e...
09/02/2026

Buying a car? Don’t forget about insurance.
If you already have auto insurance, your existing coverage may temporarily extend to your newly purchased vehicle. The exact coverage and grace period depend on your current policy and insurance carrier.

If you don’t have active auto insurance, get coverage before you drive your new car.

Not sure if you’re covered? Call Nine Lives Agency and talk to one of our Insurance Advisors before you drive away.

Do you hire independent contractors and issue them 1099 forms? Many business owners assume that means they don’t need Wo...
08/21/2026

Do you hire independent contractors and issue them 1099 forms? Many business owners assume that means they don’t need Workers’ Compensation coverage. But it’s not always that simple.

Receiving a 1099 instead of a W-2 doesn’t automatically mean someone is legally considered an independent contractor. What matters is the actual working relationship and how the work is performed.

Imagine this: a worker falls from a ladder while working and breaks an arm.

They may go to the hospital and provide their personal health insurance information. They will receive medical care, but once the insurer learns that the injury happened while the person was working, it may ask questions about how the injury occurred and determine whether Workers’ Compensation should be responsible for the claim.

And if someone was classified as a 1099 contractor but should legally have been considered an employee, not having required Workers’ Compensation coverage can become a serious problem for the business.

Workers’ Compensation is designed specifically for work-related injuries and illnesses and may cover medical expenses, a portion of lost wages, and other eligible benefits.

Do you work with 1099 contractors and aren’t sure what coverage your business needs?

If you have any questions in the meantime, please email us at [email protected] or call 847-630-2833

Why would I need Umbrella ☔️ Insurance?Think of it as extra protection. Your auto and homeowners policies have liability...
08/12/2026

Why would I need Umbrella ☔️ Insurance?
Think of it as extra protection. Your auto and homeowners policies have liability limits. If you’re responsible for an accident and the damages exceed those limits, you could be responsible for paying the difference out of your own pocket.

Umbrella Insurance provides an extra layer of liability protection after the limits of your auto or homeowners insurance have been reached. It can help protect your savings, investments, home, and other personal assets in the event of a major claim or lawsuit.

Who should consider it?
Anyone who owns a home, has savings or investments, or simply wants additional financial protection. It’s often more affordable than people think.

Most people don’t realize how it works—until they need it.

Need extra peace of mind?
Call our office or request a quote using the link in our bio ✉️

Our Insurance Advisors compare quotes from multiple insurance companies and help you find coverage that fits your needs and your budget.

If you owned a restaurant, an auto repair shop, a retail store, or even an office, would one accident be enough to serio...
08/02/2026

If you owned a restaurant, an auto repair shop, a retail store, or even an office, would one accident be enough to seriously impact your business?
Hopefully not… but that’s exactly why commercial insurance exists.

Once an accident happens, it’s too late to purchase coverage for that event. The best time to protect your business is before something unexpected happens.
If you own a physical business, commercial insurance can help protect you from liability claims, property damage, and other unexpected losses.

Don’t have business insurance yet?
Call our office or request a quote using the link in our bio.

💭Our Insurance Advisors compare quotes from multiple insurance companies and help you find coverage that fits your business and your budget.

Thinking about adding a pool or trampoline this summer?A swimming pool or trampoline can make your backyard more enjoyab...
07/20/2026

Thinking about adding a pool or trampoline this summer?
A swimming pool or trampoline can make your backyard more enjoyable, but they can also affect your homeowners insurance.

Because they increase the risk of injuries, your insurance company may:
- Require additional liability coverage
- Ask about safety features such as fencing or locked gates
- Change your premium
- Apply certain coverage requirements or exclusions

Every insurance company has different underwriting guidelines, so it’s important to understand how these additions may affect your policy before making a purchase.

At Nine Lives Agency, our Insurance Advisors compare quotes from multiple insurance companies, explain your coverage options, and help you find protection that fits your needs and your budget.

📞 Talk to a real person, not AI, and let us help you make an informed decision before you invest in your backyard.

Boat & Jet Ski Insurance: What Does It Cover? ☀️Whether you own a boat or a jet ski, the right insurance can help protec...
07/13/2026

Boat & Jet Ski Insurance: What Does It Cover? ☀️
Whether you own a boat or a jet ski, the right insurance can help protect you both on and off the water.

Depending on your policy, coverage may include damage to your watercraft, theft, vandalism, liability for injuries or property damage, medical payments, and emergency assistance.

Even if you only use your boat or jet ski during the summer, accidents, storms, and theft can happen at any time.

Not sure what coverage you need? Call us and talk to a real Insurance Advisor, not AI or an automated system. We compare quotes from multiple insurance companies and help you find coverage that fits your needs and your budget.

📞 One call. Multiple options. Real people ready to help.

Holiday Office Closure Notice 🇺🇸 In observance of Independence Day, our office will be closed on Friday, July 3.We will ...
07/01/2026

Holiday Office Closure Notice 🇺🇸

In observance of Independence Day, our office will be closed on Friday, July 3.
We will resume our regular business hours on Monday, July 6.

If you need assistance before the holiday weekend, please contact us before Friday.
You can also leave us a message, and we’ll get back to you as soon as we return.

We wish you and your family a safe, fun, and happy Fourth of July!

The Nine Lives Agency Team.

Looking for an Insurance Advisor you can actually talk to?At Nine Lives Agency, we’re more than just an online insurance...
06/29/2026

Looking for an Insurance Advisor you can actually talk to?

At Nine Lives Agency, we’re more than just an online insurance service. We have a local office where you can meet with an experienced Insurance Advisor, ask questions, and get personalized recommendations.
Whether you prefer to stop by, give us a call, or request a quote online—we’re here to help.

We can assist you with:
- Auto Insurance
- Homeowners Insurance
- Renters Insurance
- Health Insurance
- Condo Insurance
- Motorcycle Insurance
- RV Insurance
- Life Insurance
- Commercial Insurance
- Business Owners Policies (BOP)
- Workers’ Compensation
- Bonds and more…

We compare quotes from multiple insurance companies to help you find the coverage that fits your needs and budget.

Office Address: 1020 N Milwaukee Ave, Suite 135, Deerfield, IL 60015

Phone: 847-630-2833

We speak English, Ukrainian, and Russian.

What if this tree fell on your house tonight? 🌪️June storms can bring strong winds, fallen trees, roof damage, and costl...
06/18/2026

What if this tree fell on your house tonight? 🌪️

June storms can bring strong winds, fallen trees, roof damage, and costly repairs.The best time to review your insurance coverage is before you need it.
We compare quotes from multiple insurance companies and help you find the right protection for your home and vehicles.

🌂Get a free quote today.

Address

1020 N Milwaukee Avenue Ste 135
Deerfield, IL
60015

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18476302833

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