The Lerner Group - Hightower Advisors

The Lerner Group - Hightower Advisors The Lerner Group provides an array of services that are tailored to each family's needs. Hightower Advisors, LLC is an SEC-registered investment adviser.

The Lerner Group represents over 150 years of combined wealth management experience and has a profound understanding of the financial and economic landscape. We focus on your individual goals, guiding you towards prudent, long-term investment strategies to preserve and enhance your wealth. We serve a wide range of clients including high net worth individuals, foundations, profit-sharing plans, and

pension plans. Our team manages portfolios with an academic, disciplined approach, developed by Dr. Lerner over the past 40 years. As portfolio managers, we act as thoughtful stewards of your wealth, capitalizing on opportunities in the market while minimizing risk. Securities are offered through Hightower Securities, LLC, Member FINRA/SIPC

Financial literacy can begin as early as age 3, and it's never too late to start learning. In this recent Kiplinger arti...
08/03/2026

Financial literacy can begin as early as age 3, and it's never too late to start learning. In this recent Kiplinger article, Michael Schneider breaks down the key money lessons children should learn through three important stages of development and shares practical strategies he uses with families to help build lasting financial confidence.
Read the full article and discover how to raise financially savvy kids at every age:
🔗 https://hubs.li/Q04rL3WH0

With back‑to‑school season approaching, it’s the perfect moment to think about your child’s educational future. Planning...
07/30/2026

With back‑to‑school season approaching, it’s the perfect moment to think about your child’s educational future. Planning ahead means balancing what your family needs today with the long‑term goals you’re building for tomorrow. A thoughtful plan can help you stay grounded in the present while preparing for the milestones ahead.

Start by understanding the cost of education — whether you’re considering public vs. private schooling or thinking long‑term about college savings with a 529 plan. Even small, consistent contributions can make a meaningful difference over time.

As your family grows, align your spending with your values and goals. That means covering today’s essentials while setting aside resources for the future you want to create — from quality education to long‑term financial security.

Read the full blog to learn about the different planning strategies available, and reach out to your advisor to determine the best path forward. → https://hubs.li/Q04n34Pq0

A flexible work environment can open the door to relocation opportunities for many people. But where you live still come...
07/28/2026

A flexible work environment can open the door to relocation opportunities for many people. But where you live still comes with important financial and lifestyle tradeoffs.

If you’re considering a move, here are a few key factors to keep in mind:

• Relocation Support — check whether your employer offers financial assistance or other moving benefits.
• Cost of Living — food, housing, transportation and everyday expenses can vary widely by state.
• Taxes — understand how state, local and federal taxes will impact your take‑home pay.
• Risk & Insurance — consider natural‑disaster exposure and insurance requirements in your new area.
• Lifestyle Fit — restaurants, culture, entertainment, proximity to family and overall community feel matter.
• Education & Healthcare — look at school ratings, medical access and potential private‑school costs if relevant.

If you decide a move is right for you, work with your advisor to map out next steps—from budgeting to understanding residency and tax implications. A financial advisor can help you weigh your options and plan with confidence.
Learn more → https://hubs.li/Q04k9GZg0

As investors, we all have preferences.Some prefer growth. Some prefer value. Some prefer innovation. Others prefer stabi...
07/27/2026

As investors, we all have preferences.

Some prefer growth. Some prefer value. Some prefer innovation. Others prefer stability.

But markets don't ask for our preferences, they simply change.

The most durable portfolios are built with the understanding that no single strategy, sector, or investment philosophy works in every environment. They are designed to participate in opportunities while remaining grounded in a disciplined framework.

Is your portfolio designed for all seasons—or only for the conditions you hope will persist?

For a comprehensive evaluation of how your portfolio is positioned for changing market conditions, reach out to our team:
🔗 https://hubs.li/Q04nWs2B0

Many investors mistakenly associate portfolio management with constant trading.We see it differently.Effective portfolio...
07/24/2026

Many investors mistakenly associate portfolio management with constant trading.

We see it differently.

Effective portfolio management is less about reacting to every headline and more about making thoughtful adjustments when circumstances meaningfully change.

Markets continuously provide new information through interest rates, inflation data, earnings trends, and economic indicators. Ignoring those signals can leave portfolios exposed to risks that no longer align with an investor's objectives, while reacting to every headline can create unnecessary costs and distractions.

The most successful long-term approaches often strike a balance between discipline and flexibility—remaining committed to a sound strategy while retaining the ability to adapt when conditions warrant.

Agility with intention can be far more valuable than activity for activity's sake.

Dual‑income, no‑kids couples are on the rise. In the US, 12% of married couples with at least one spouse in their 30s an...
07/23/2026

Dual‑income, no‑kids couples are on the rise. In the US, 12% of married couples with at least one spouse in their 30s and 40s have two incomes and no kids, up from 8% in 2013 according to Pew Research Center.

With two salaries and fewer built‑in expenses, many find themselves with more flexibility, mobility and financial opportunity than ever before. The key is learning how to use that advantage intentionally.

Here’s how to make the most of a two‑income lifestyle:
• Build a strong foundation — prioritize emergency savings, pay down high‑interest debt and protect your future with retirement contributions.
• Align your values as a couple — decide what matters most: travel, career mobility, lifestyle upgrades, supporting family, or building wealth.
• Create a shared plan — budget intentionally, set joint goals and agree on how you’ll save, spend and invest.
• Enjoy your lifestyle—responsibly — set aside a dedicated “fun” or “experiences” budget so you can travel, dine and explore without guilt or overspending.
• Plan for the long term — without children to rely on later, think ahead about long‑term care, estate planning and who you want to benefit from your legacy.

With intentional planning, you can enjoy the freedom of your current lifestyle while creating a future that’s just as fulfilling. A financial advisor can help you map out priorities, build a strategy that fits your goals and make the most of your dual‑income advantage.

Pew Research Center, “Dual income, no kids: What we know about ‘DINKs’ in the U.S.” November 3, 2025
https://hubs.li/Q04k93Sl0

Planning a trip? ✈️ A little intentional planning can help you make the most of your time, and your money. For many fami...
07/21/2026

Planning a trip? ✈️ A little intentional planning can help you make the most of your time, and your money.

For many families, travel is about enjoying today while staying on track for tomorrow’s goals. A thoughtful approach can help you do both.

Start with the essentials: where you’re going, when, and for how long. Travel timing, booking windows, and demand can all impact cost and availability.

Then map out your expected expenses:
• Getting there — flights, gas, rental cars, rideshares, trains
• Staying there — hotels, vacation rentals, or resorts
• Dining — restaurants, groceries, and day‑to‑day meals
• Experiences — tours, activities, excursions, and entertainment
• Extras — tips, insurance, baggage fees, parking, and souvenirs

A helpful framework: estimate your total cost, then divide by the number of days to get a realistic daily spending range so you can enjoy the trip without second‑guessing every expense.

With the right plan in place, travel doesn’t have to compete with long‑term goals, it can complement them.
👉 Learn more: https://hubs.li/Q04k88z_0

At The Lerner Group, we think about portfolio construction through three lenses:✅ A Fundamental Core Significant busines...
07/20/2026

At The Lerner Group, we think about portfolio construction through three lenses:
✅ A Fundamental Core
Significant businesses, valuation discipline, and long-term compounding.
✅ An Opportunistic Satellite
Exposure to innovation, emerging themes, and evolving market leadership.
✅ Resourceful Awareness
Monitoring inflation, liquidity, interest rates, and earnings trends.

Markets rarely move in straight lines. Economic conditions change, leadership rotates, and investor sentiment can shift quickly. A portfolio built solely for today's environment may not be positioned for tomorrow's.

By combining a stable foundation with selective exposure to emerging opportunities, investors can pursue growth while maintaining the flexibility needed to navigate uncertainty.

Successful investing isn't about predicting the future. It's about being prepared for multiple possible futures.

Investors are often told to choose:• Value or growth• Fundamentals or momentum• Stability or innovationBut markets don't...
07/17/2026

Investors are often told to choose:
• Value or growth
• Fundamentals or momentum
• Stability or innovation

But markets don't reward a single style forever.

Value strategies often perform best when investors focus on earnings, cash flow, and valuation discipline. Growth strategies can thrive when innovation, technological change, and future potential drive market returns.

Investors who become too committed to one philosophy risk missing opportunities when leadership shifts. The market has a long history of rotating between styles, sectors, and themes—often when confidence in the prevailing trend is at its highest.

Rather than choosing sides, investors may be better served by building portfolios that can participate in multiple market environments and benefit from changing sources of return over time.

Childcare is one of the biggest expenses new parents face, and planning early can make all the difference. Understanding...
07/16/2026

Childcare is one of the biggest expenses new parents face, and planning early can make all the difference. Understanding your options helps you build a budget that supports both your family’s needs today and your long‑term goals.

Childcare options can vary widely in cost and flexibility, so choosing the right fit — and planning how you’ll cover those expenses — can have a meaningful impact on your overall financial picture.

Planning ahead matters. If you’re preparing for kids in the future, start estimating childcare costs, review insurance, expand your emergency fund and consider how parental leave may affect income.

A thoughtful plan today can help you manage childcare costs with confidence and stay on track for the future you want to build.
⤡ https://hubs.li/Q04k80z00

Address

500 Lake Cook Road, Ste 210
Deerfield, IL
60015

Opening Hours

Monday 7am - 5pm
Tuesday 7am - 5pm
Wednesday 7am - 5pm
Thursday 7am - 5pm
Friday 7am - 5pm

Website

Alerts

Be the first to know and let us send you an email when The Lerner Group - Hightower Advisors posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Lerner Group - Hightower Advisors:

Shortcuts

Featured

Share

Category