Julio Silva - Mortgage Specialist

Julio Silva - Mortgage Specialist Todo mundo vem como um cliente e no final torna-se um amigo!

Julio Silva é Licensed Professional Senior Mortgage Loan Officer (profissional licenciado em empréstimo hipotecário) no estado da Flórida, atua no setor de hipotecas há mais de 15 anos com excelência comprovada.

Meeting of the minds! Most special group of mortgage professionals !!! Let’s GOOOOOOOOOOOO!!! ...
04/15/2022

Meeting of the minds! Most special group of mortgage professionals !!! Let’s GOOOOOOOOOOOO!!!

#2021

The current market is experiencing high demand and low supply -- but that doesn't mean you can't find your dream home!Ta...
04/13/2022

The current market is experiencing high demand and low supply -- but that doesn't mean you can't find your dream home!
Talk to me today about what we can do to make your offer stand out in today's competitive real estate market!

1 major component to your interest rate with a conventional loan is your FICO score.The better the FICO score... the bet...
04/11/2022

1 major component to your interest rate with a conventional loan is your FICO score.

The better the FICO score... the better your interest rate will be.

But - did you know if you have a 740 or an 850 - you are still in the same tier?

Tag a friend that may be shopping for an interest rate and could benefit from this post!

#2021

More people are buying for the first time! New homebuyers deserve a truly special experience. I’ll make their financing ...
04/08/2022

More people are buying for the first time! New homebuyers deserve a truly special experience. I’ll make their financing process easy and understandable. Contact me today.

The future of finance is here, in Miami! Let’s GOOOOOOOOOOOO!!! #2021 ...
04/08/2022

The future of finance is here, in Miami!

Let’s GOOOOOOOOOOOO!!!

#2021

Rates are on the rise!Here is a quick graph to show how rates have fluctuated over the past 20 years and where they curr...
04/06/2022

Rates are on the rise!

Here is a quick graph to show how rates have fluctuated over the past 20 years and where they currently are today.

If you're looking for a time to buy your home, the time is now! Get in contact with me TODAY and let's get started!

I am proud to announce that I have been recognized for the 3rd year in a row by Scotsman Guide Top Originators list! Sco...
04/05/2022

I am proud to announce that I have been recognized for the 3rd year in a row by Scotsman Guide Top Originators list! Scotsman Guide is the biggest magazine in Mortgage Industry.

I am honored and grateful!

I would like to thank my clients and partners for their trust in my work, and a special thank you to my amazing sales team and my incredible OPs team and all the others that don’t have Instagram! Lol!

I couldn’t have done it without you!

THANK YOU! 🥳🤩☺️❤️🍾

Let’s GOOOOOOOOOOOO!!!

#2021

If you're a new homebuyer, you may hear a few terms that you haven't heard before. Here are a few key terms that you wil...
04/01/2022

If you're a new homebuyer, you may hear a few terms that you haven't heard before. Here are a few key terms that you will definitely be hearing a lot through your home-buying process!

#2021

Are you still stuck paying rent? Here are a few reasons you should look to buy your own home in 2022, instead of renting...
03/30/2022

Are you still stuck paying rent? Here are a few reasons you should look to buy your own home in 2022, instead of renting.

Buying your home allows you to completely take charge of your space, build your wealth, and have consistent monthly payments. If you're ready to stop renting and buy your home, let's connect and get you started!

If you’re still renting— what are you doing?!Owning a home is proven to be much more affordable than renting! So what ar...
03/28/2022

If you’re still renting— what are you doing?!

Owning a home is proven to be much more affordable than renting! So what are you still waiting for? Let’s start discussing your options today!🏡

One of the main questions I get are: "Is there gonna be another market crash like in 2008?" and my simple answer is alwa...
03/25/2022

One of the main questions I get are: "Is there gonna be another market crash like in 2008?" and my simple answer is always -- no!

Though housing prices are on the rise, it does not mean we are going to see the same crash we previously did! The market today is very different than it was during the housing crash 15 years ago. These are four key reasons why today is nothing like 2008!

This is still a great time to buy -- and I want to help you do it!

Which do you think impacts your monthly mortgage payment more:A. Sales PriceB. Interest RateLet's look at the numbers as...
03/23/2022

Which do you think impacts your monthly mortgage payment more:

A. Sales Price
B. Interest Rate

Let's look at the numbers as an example:

A $50,000 above asking offer on a $500k sales price, would increase your monthly mortgage payment by $224.

However, if interest rates increase just 0.5% (half a point), the monthly mortgage payment increases by $142.

Perhaps the better strategy is to write an aggressive offer with a clause stating; "We will pay 5% over whatever the appraised value is," versus offering $200,000 or $100,000 over list price just to get the deal when we now have appraisal gap issues.

What are your thoughts?

#2021

Address

2151 Hillsboro Boulevard , Suite 300
Deerfield Beach, FL
33442

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19543500057

Website

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