01/21/2026
It is going to be cold this weekend, please read these tips from our friends at Vermont Mutual. A little prevention is way better than a claim no matter how good your insurance is.
Prevent Frozen Pipes – reduce the risk of frozen pipes by increasing the temperature in your home, leave cabinet doors under sinks open, and leave your faucets on a slow drip. Keep thermostats at a minimum of 60 degrees, even if you are away from your home.
If you are away from your home or have a secondary home, consider asking a trusted friend or family member to check on your property before and during extreme cold events to ensure that heat is working properly.
Ensure you have adequate heating fuel on hand and arrange for delivery if fuel levels are low.
Check Exterior Pipes – ensure that exterior pipes have been shut off and drained prior to freezing temperatures. Seasonal or infrequently used equipment that is stored in unheated areas – drain, blow out and/or flush lines for equipment not in use, especially if they are kept in garages or areas with little to no heat.
Gutters – ensure that gutters have been adequately cleaned, leaves and debris removed as these can significantly contribute to ice damming.
Heating Equipment – make sure annual HVAC and heating system maintenance and seasonal inspections are performed prior to the winter season.
Insulate Pipes – use foam pipe insulation or heat tape on exposed pipes, especially in unheated areas like basements, attics, garages, and crawl spaces. Pay extra attention to pipes near exterior walls.
Seal Drafts – close gaps and cracks around pipes where cold air can enter such as windows, doors, and foundation openings.
Winterize Vacant Properties – drain water from pipes in plumbing systems if the property will be unoccupied for long periods of time.
If you have tenants, please remind them of the upcoming cold weather and pass this information along so they are aware of the recommended precautions.
Take advantage of new technology – sensors are becoming much more common. Think about investing in temperature sensors, water leak sensors, or both. There are many on the market and they can work on either WiFi or cell signal. The use of sensors could potentially save you a significant headache and avoid a substantial loss.
