Bill Riley - Citizens Bank , Sr. Mortgage Officer NMLS 81095

05/30/2024

A 20% down payment is not a requirement! In fact, 77% of future homebuyers have started saving money for a down payment on a home, and more than half of them plan to put less than 20% down.

05/23/2024

Mortgage applications fell 1.9% this week - are you keeping your eye on the housing market? I am! Reach out with any questions, i'm here to help.

05/16/2024

Spring has finally sprung - home applications are up as mortgage rates continue to fall for the third week in a row!

Mortgage rates fell for the third straight week and applications to purchase a home increased by the most in five weeks, in a promising sign for a housing market that has stalled out as mortgage rates edged towards 8%.

05/02/2024

There's new opportunity in new construction - are you paying attention as the price gap between existing homes for sale and new builds are narrowing?

04/25/2024

The Federal Reserve doesn't set the mortgage rates, but its actions influence them. Are you trying to buy this year? I can help you understand your options and get you closer to your dream home.

Sales of newly built single-family homes in the United States soared in March despite mortgage rates remaining elevated that month.

04/24/2024

There are 5 major factors that determine the mortgage rate environment. Can you name at least one? Comment below!

How inflation, economic growth, Federal Reserve activity, and the housing market affect mortgage rates.

04/22/2024

Mortgage application rates have increased for the second consecutive week. In fact, mortgage applications went up more than 3% compared to the week of April 1st and the Refinance Index is up 11% compared to this time last year. Staying in the know helps me provide the best service to my clients!

Buyers are overcoming high rates to purchase homes, according to the Mortgage Bankers Association.

04/15/2024

Call me for a mortgage check up at 781-856-6227

04/15/2024

Do you have a current mortgage? You could be in the perfect position to refinance. Here are 3 signs that refinancing may be your best bet.

04/04/2024

The housing market is heating up in 4 specific metro areas around the United States, giving mortgage loan officers like myself a great kick off to the spring season.

The Manchester-Nashua area in New Hampshire is the country's hottest market, according to realtor.com.