1st Choice Group, LLC Barbara Marshall Agency

1st Choice Group, LLC Barbara Marshall Agency We are a Full Service Insurance Company. We offer- Home, Auto, Life, Commercial, Rental, RV, Motorcy

Give me a call at 256-686-2969 and I'll be happy to answer any questions you might have.

🌧️ The Flood Doesn't Care About Your Flood Zone.The recent flooding we've seen is a powerful reminder that water doesn't...
06/10/2026

🌧️ The Flood Doesn't Care About Your Flood Zone.

The recent flooding we've seen is a powerful reminder that water doesn't stop to check a map before it enters a home.

Many homeowners are surprised to learn that standard homeowners insurance typically does not cover flood damage. Even more surprising? A large percentage of flood claims come from properties located outside of designated high-risk flood zones.

A few inches of water can cause thousands of dollars in damage to floors, walls, furniture, appliances, and personal belongings. The question isn't always "Am I in a flood zone?" The better question is "Could I afford to recover without flood insurance?"

Protecting your home means preparing for the unexpected. Flood insurance can provide peace of mind when Mother Nature has other plans.

Let's review your coverage and make sure you're protected before the next storm arrives.

📞 Contact 1st Choice Group LLC - Barbara Marshall Agency today for a flood insurance review.

📚 INSURANCE TERMS MADE SIMPLEPop Quiz! 👀When you hear the word **deductible**, what comes to mind?A lot of people have i...
06/03/2026

📚 INSURANCE TERMS MADE SIMPLE

Pop Quiz! 👀

When you hear the word **deductible**, what comes to mind?

A lot of people have insurance but aren't exactly sure what a deductible actually is—and that's okay.

Here's the simple version:

A deductible is the amount YOU pay before your insurance starts helping with a covered claim.

For example, if you have $5,000 in covered damage and a $1,000 deductible:

💰 You pay: $1,000
🛡️ Insurance pays: $4,000

Understanding your deductible is important because it can directly affect both your monthly premium and your out-of-pocket costs when something unexpected happens.

Insurance doesn't have to be confusing. One term at a time, we're breaking it down into plain English.

What insurance term would you like us to explain next?

You run a small business from home.Maybe you make products, offer services, or are building your dream one customer at a...
06/02/2026

You run a small business from home.

Maybe you make products, offer services, or are building your dream one customer at a time.

Everything is going great until one day a customer claims your product caused damage, a client says your advice cost them money, or someone gets injured during a pickup.

Suddenly, you're facing legal fees and claims you never expected.

Many business owners think, "I work from home, so I don't need business insurance."

The truth? A business doesn't have to be large to face large risks.

Business insurance helps protect your finances, your reputation, and everything you've worked so hard to build.

💼 Your dream deserves protection.

📞 Call 1st Choice Group – Barbara Marshall Agency today to learn about your options.

🚨 Your insurance policy shouldn’t still look like the version of you from 5 years ago.People grow.Families grow.Dreams g...
05/30/2026

🚨 Your insurance policy shouldn’t still look like the version of you from 5 years ago.

People grow.
Families grow.
Dreams grow.
Responsibilities grow.

But too many people never update their coverage after life-changing moments.

So when life shifts…
their protection doesn’t. ⚠️

🏡 Bought a home?
💍 Got married?
👶 Had children?
🚘 Upgraded your vehicle?
💼 Started a business?

Those aren’t “small updates.”
Those are MAJOR life changes that can completely impact your insurance needs.

The scary part?
Most people don’t discover coverage gaps until AFTER something happens.

A policy review isn’t just paperwork.
It’s making sure the life you’ve worked hard to build is actually protected. ❤️

At 1st Choice Group – Barbara Marshall Agency, we believe your coverage should evolve as your life evolves.

Because protecting your future should never be an afterthought.

📞 256-686-2969
📍 Decatur, AL
🌐 www.1stchoicegroupllc.com

🚨 SMALL BUSINESS OWNERS — DID YOU KNOW? 🚨Even if your business is run from home…you can STILL be sued. 😳A lot of entrepr...
05/29/2026

🚨 SMALL BUSINESS OWNERS — DID YOU KNOW? 🚨

Even if your business is run from home…
you can STILL be sued. 😳

A lot of entrepreneurs believe:
“I’m small.”
“I work from home.”
“I don’t need business insurance yet.”

But accidents, client disputes, damaged property, missed deadlines, and liability claims can happen to ANY business — no matter the size.

And one unexpected situation could threaten everything you’ve worked so hard to build. 💔

Your business isn’t “just a side hustle.”
It’s your vision. Your late nights. Your sacrifice. Your dream. ❤️

Business insurance helps protect:
✔ Your business property
✔ Your finances
✔ Your reputation
✔ Your future growth

Protect what you’re building NOW so you can keep growing tomorrow.

Let 1st Choice Group – Barbara Marshall Agency help you find coverage built for YOUR business.

📞 256-686-2969
📍 Decatur, AL
🌐 www.1stchoicegroupllc.com

❤️ DID YOU KNOW? ❤️Life insurance is often MORE affordable when you’re younger and healthier.A lot of people think life ...
05/28/2026

❤️ DID YOU KNOW? ❤️

Life insurance is often MORE affordable when you’re younger and healthier.

A lot of people think life insurance is something to worry about “later”…
But waiting can actually mean:
📈 Higher monthly costs
📋 More health restrictions
🚫 Possible coverage limitations

The younger and healthier you are, the more options you may have to lock in protection for the people you love most.

Because life changes fast:
👶 Families grow
🏡 Homes are purchased
💍 Marriages happen
💼 Futures are built

And protecting your loved ones should never be an afterthought.

Life insurance isn’t about expecting the worst.
It’s about making sure your family is secure no matter what life brings. ❤️

Let 1st Choice Group – Barbara Marshall Agency help you explore coverage that fits your future and your budget.

📞 256-686-2969
📍 Decatur, AL
🌐 www.1stchoicegroupllc.com

🏡 DID YOU KNOW?Your home’s market value and rebuild cost are NOT always the same.A lot of homeowners assume their covera...
05/22/2026

🏡 DID YOU KNOW?

Your home’s market value and rebuild cost are NOT always the same.

A lot of homeowners assume their coverage automatically matches what it would cost to fully rebuild their home after a major loss… but rising labor costs, materials, and construction expenses can create dangerous coverage gaps.

That means being underinsured could leave families paying THOUSANDS out of pocket during one of the hardest moments of their lives.

Your home is more than walls and a roof.
It’s memories. Stability. Safety. Legacy. ❤️

A simple policy review can help make sure you and your family are properly protected before the unexpected happens.

Let 1st Choice Group – Barbara Marshall Agency help you review your coverage and protect what matters most.

📞 256-686-2969
📍 Decatur, AL
🌐 www.1stchoicegroupllc.com

🚗💥 DID YOU KNOW? 💥🚗That “cheap” auto insurance policy might not feel so cheap after an accident. 😬A lot of people shop f...
05/21/2026

🚗💥 DID YOU KNOW? 💥🚗

That “cheap” auto insurance policy might not feel so cheap after an accident. 😬

A lot of people shop for the LOWEST monthly payment… but don’t realize low coverage can mean:
💸 Higher out-of-pocket costs
🚘 Less protection after accidents
⚠️ Coverage limits that may not fully help when you need it most

Saving a few dollars now could end up costing THOUSANDS later.

The goal isn’t just to be legal on the road…
It’s to actually be PROTECTED. 🛡️

At 1st Choice Group – Barbara Marshall Agency, we help drivers understand their coverage so they can protect their vehicle, finances, and peace of mind.

Because accidents are already stressful enough. ❤️

📞 256-686-2969
📍 Decatur, AL
🌐 www.1stchoicegroupllc.com

🚨 RENTERS — DID YOU KNOW? 🚨Your landlord’s insurance most likely does NOT cover YOUR belongings. 😳That means if there’s:...
05/20/2026

🚨 RENTERS — DID YOU KNOW? 🚨

Your landlord’s insurance most likely does NOT cover YOUR belongings. 😳

That means if there’s:
🔥 A fire
💧 Water damage
🛑 Theft
🌪 Natural disaster damage

your furniture, clothes, electronics, and personal items may NOT be protected without renter’s insurance.

A lot of people think:
“Since I rent, I don’t need insurance.”

But imagine having to replace EVERYTHING out of pocket. 🥴

Renter’s insurance helps protect:
🛋 Furniture
📺 TVs & electronics
💻 Laptops
👟 Shoes & clothing
💍 Valuables & personal belongings

Peace of mind is a lot more affordable than starting over.

Let 1st Choice Group – Barbara Marshall Agency help you protect what matters most. ❤️

📞 256-686-2969
📍 Decatur, AL
🌐 www.1stchoicegroupllc.com

🚨 DID YOU KNOW? 🚨Life insurance can help cover MORE than just funeral expenses.A lot of families don’t realize that life...
05/19/2026

🚨 DID YOU KNOW? 🚨

Life insurance can help cover MORE than just funeral expenses.

A lot of families don’t realize that life insurance can also help with:
🏡 Mortgage payments
💡 Monthly bills
💳 Debt
🎓 Future education expenses for children

That means the people you love most can still have stability, support, and security during one of the hardest moments of life.

Too often, people wait until “later” to think about life insurance… but protecting your family is one of the greatest acts of love you can make TODAY. ❤️

Let 1st Choice Group – Barbara Marshall Agency help you find coverage that fits your family, your goals, and your future.

📞 256-686-2969
📍 Decatur, AL
🌐 www.1stchoicegroupllc.com

Address

145 14TH Street SW
Decatur, AL
35601

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12566862969

Website

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