1st Choice Group, LLC Barbara Marshall Agency

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1st Choice Group, LLC Barbara Marshall Agency We are a Full Service Insurance Company. We offer- Home, Auto, Life, Commercial, Rental, RV, Motorcy

Give me a call at 256-686-2969 and I'll be happy to answer any questions you might have.

Your paycheck already has a waiting list. Insurance deserves a conversation. 💸👀Groceries. Gas. Housing. Utilities. By th...
10/16/2026

Your paycheck already has a waiting list. Insurance deserves a conversation. 💸👀

Groceries. Gas. Housing. Utilities. By the time everybody gets their portion, you’re wondering what’s left for YOU.

We hear you.

Affordability matters, and “just fit it in your budget” isn’t much help when that budget is already stretched.

At 1st Choice Group, let’s review what you’re paying, what you’re protecting, and which options may work for you. That includes checking available discounts, discussing payment options, and making sure your deductible won’t catch you off guard.

Before your next renewal, message us “REVIEW.” Let’s give your insurance bill some attention and your questions some answers.

Let’s talk about insurance when the budget is already budgeting. 😩💸Groceries, housing, utilities… everything needs a pie...
10/15/2026

Let’s talk about insurance when the budget is already budgeting. 😩💸

Groceries, housing, utilities… everything needs a piece of your paycheck. Protecting what you’ve worked for deserves room in that budget, too.

Where do you start?

✅ Break it down by payday. - If your insurance bill is $150 monthly and you’re paid twice a month, setting aside $75 each check can make that due date more manageable.

✅ Ask about discounts. - Bundling and other available discounts may help. Ask what you qualify for and compare the total cost.

✅ Plan for your deductible. - A lower premium with a higher deductible deserves a second look. Could you comfortably cover that amount after a loss?

✅ Review before renewal. - Compare coverage, limits, deductibles, and payment fees so you understand what your money is buying.

You deserve a conversation where your budget matters and your questions are welcome. ❤️

Message us to review your coverage and explore options that fit your needs and budget. Let’s put a plan behind your protection!

Your insurance renewal arrived. Your budget wasn’t ready. 😮‍💨💸Between groceries, utilities, and everyday expenses, anoth...
10/02/2026

Your insurance renewal arrived. Your budget wasn’t ready. 😮‍💨💸

Between groceries, utilities, and everyday expenses, another increase can feel like one more bill you have to figure out.

At 1st Choice Group LLC, we understand that protecting what matters has to fit into a real budget.

Before you renew or start cutting coverage, let’s review your options. Ask about available discounts, compare coverage alongside price, and understand what your deductible would mean for your wallet if you needed to file a claim.

A cheaper payment deserves a closer look. What does the policy cover? What would you have to pay yourself?

You work hard for your home, your vehicle, and the life you’re building. You deserve clear answers about protecting them.

📩 Message 1st Choice Group LLC to discuss your coverage and request a quote. Let’s see what options may work for you.

Quick check: How many of these have happened since you last reviewed your insurance? 👀✅ You remodeled your home✅ You sta...
09/28/2026

Quick check: How many of these have happened since you last reviewed your insurance? 👀

✅ You remodeled your home
✅ You started a home business
✅ You bought something valuable

Life moves, and your coverage may need to move with it. If you checked even one box, it may be time for a conversation about your policy.

Drop your number in the comments: 0, 1, 2, or 3? Then message 1st Choice Group LLC if you’d like us to help you review your coverage.

🚨 BUSINESS OWNERS, THIS COULD COST YOU!You may drive your personal vehicle but if you’re making deliveries, meeting clie...
09/18/2026

🚨 BUSINESS OWNERS, THIS COULD COST YOU!

You may drive your personal vehicle but if you’re making deliveries, meeting clients, transporting equipment, or running errands for your business, your personal auto policy may not provide the coverage you expect.

Yes, even if the vehicle is registered in your name.

The moment a personal trip becomes business-related, your insurance risk can change. Don’t wait until an accident happens to discover a costly gap in your coverage.

Let 1st Choice Group LLC review your policy and help determine whether commercial auto coverage or a business-use endorsement may be right for you.

📞 Protect the vehicle that helps keep your business moving. Contact us today!

🏡 HOMEOWNERS INSURANCE 101: What does it actually cover?Having homeowners insurance does not mean that every problem inv...
09/11/2026

🏡 HOMEOWNERS INSURANCE 101: What does it actually cover?

Having homeowners insurance does not mean that every problem involving your home is automatically covered. A standard policy generally helps protect:

🏠 Your home: Damage to the structure from covered events such as fire, windstorms, hail, or theft.

🛋️ Your belongings: Furniture, clothing, electronics, and other personal property damaged or stolen during a covered event.

🏚️ Other structures: Detached garages, fences, sheds, and similar structures on your property.

⚖️ Personal liability: Protection if someone is injured on your property or you accidentally damage someone else’s property.

🏨 Additional living expenses: Help with temporary housing, meals, and other eligible expenses if a covered loss makes your home unlivable.

Here is the part many homeowners miss: most standard policies do not cover flooding, routine wear and tear, neglect, or every type of water damage. Coverage limits, deductibles, and exclusions also matter.

Do not wait until something happens to learn what your policy says. Review your coverage, ask questions, and make sure the protection you have matches the home and life you are building.

Knowledge today can prevent an expensive surprise tomorrow.

A lower premium can feel like a win, but it is always worth asking one important question:What changed?At renewal, your ...
09/03/2026

A lower premium can feel like a win, but it is always worth asking one important question:

What changed?

At renewal, your deductible, coverage limits, or extra protections may look different than they did before. Saving money matters, but so does making sure your policy can truly support you when life happens.

Before you renew, take a moment to review the details. 1st Choice Group is here to help you understand your coverage and make choices that protect your peace, not just your wallet.

Everybody is posting “Rest in Peace.” But did they leave their family any peace?The flowers will eventually wilt. The ca...
08/27/2026

Everybody is posting “Rest in Peace.” But did they leave their family any peace?

The flowers will eventually wilt. The calls will slow down. The food will stop arriving. But the mortgage, rent, utilities, childcare, and everyday expenses will still be there.

Life insurance cannot replace the person you love, but it can keep grief from becoming a financial crisis.

This is not about living in fear. It is about loving your family enough to prepare for the life they may have to live without you. Before your loved ones are forced to raise money in your memory, make a plan in your name.

Let’s have the conversation now, while you still have the opportunity to make the decision yourself.

Message us to learn more about your life insurance options.

Insurance Reality Check: Your Side Hustle May Not Be CoveredYour business may live inside your home, but that does not m...
08/24/2026

Insurance Reality Check: Your Side Hustle May Not Be Covered

Your business may live inside your home, but that does not mean it is protected by your homeowners or renters insurance.

That inventory in your spare room.
The laptop you use for clients.
The customers stopping by to pick up orders.
The packages waiting to be shipped.

If something is stolen, damaged, or someone gets hurt during a business-related visit, your personal policy may offer limited coverage—or none at all.

Your side hustle is still a business, even if it started at your kitchen table.

Before assuming you are covered, ask your insurance agent:

“Does my policy protect the business I operate from home?”

Because building something from the ground up is hard enough. Losing it because of a coverage gap should never be part of the story.

That thunderstorm came through with POWER last night! ⛈️ Now that the weather has settled, take a few minutes to safely ...
08/21/2026

That thunderstorm came through with POWER last night! ⛈️ Now that the weather has settled, take a few minutes to safely check your property.

Look over your roof from the ground, check your ceilings and walls for signs of water, inspect your windows and siding, examine trees and outdoor structures, and don’t forget your vehicle.

If you notice damage, take clear pictures and videos before cleaning up or making temporary repairs. Save all receipts and contact your insurance professional before agreeing to major repair work. Most importantly, never approach fallen power lines or place yourself in danger trying to inspect an area.

Even if everything looks okay today, some signs of storm damage may appear later. Stay observant, stay safe, and make sure you understand what your current homeowners, renters, or auto policy covers.

Address

145 14TH Street SW
Decatur, AL
35601

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12566862969

Website

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