Joleigh Kostenski, American Family Sales Specialist - Decatur, IL

08/28/2026

When a tenant wants to sublet your space, it can seem complicated. Read these best practices to learn more about some common subletting scenarios.

Allowing your tenant to sublet is a big decision and requires a well-crafted lease agreement. Take a look at our tips on weighing out your options and learn about how to build a lease that defines terms according to your business needs.

08/27/2026

Think of your deductible as your share of the teamwork! 🤝 it’s simply the amount you agree to pay out-of-pocket before your coverage kicks in to take care of the rest.

Choosing a higher deductible can lower your monthly premium, but you want to make sure it’s an amount you’re comfortable with paying in an emergency. Let’s look at your policy together and find your perfect balance!

08/24/2026

If you had to list everything in your living room right now from memory, could you do it? Taking just 10 minutes to flip on your phone video and walk through your house can save you massive headaches later if you ever need to file a claim. Save this checklist for a rainy day project!

08/23/2026

Let’s take a trip down memory lane!🚙✨

What was the exact year, make, and model of your very first car?

Bonus points if you drop a throwback photo in the comments!👇

08/22/2026

Enjoying a quiet Saturday morning coffee like me? Use five minutes today to review your insurance policies and see if your coverage still fits your life. Also ask yourself “Could I possibly be paying less?” If the answer is “yes” message me! 🙂 ☕️☀️

08/21/2026

Settling a debate today! 🚗💨

When you get a new car, what is the absolute FIRST thing you do?

A)Set up your favorite radio stations/playlists
B)Program the gps home
C)Give it a name
D)Call your favorite American Family Insurance Sales Specialist (me) to protect it. 😉

Drop your letter below!

08/19/2026

Worried about hidden water leaks in your home? Learn how our Hidden Water Damage coverage can help!

08/18/2026

If you have a new roof, you are eligible for lower rates on home insurance. Contact me to see how much you could save!

08/18/2026

Do you want life insurance coverage that lasts? A DreamSecure Whole Life Insurance policy offers, long-term protection and builds cash value! Contact me to learn if whole life insurance is right for you.

08/17/2026

Tip: you can save on your insurance by going paperless!