Chris Carney, Senior Loan Officer

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United States
Decatur, TX
Chris Carney, Senior Loan Officer

Hey y’all! I’m Chris Carney, Senior Loan Officer with Guild Mortgage, proudly serving Wise County and all of Texas. Why work with me? Ready to get started?

Texas Mortgage Loan Officer | Wise Lending Team | VA, FHA, USDA, & Conventional | Proudly serving Wise County | First time buyers & veterans welcome | Guild Mortgage NMLS #3274 | Licensed in Texas | Equal Opportunity Housing
| Geaux Tigers! Whether you're buying your first home, leveling up, downsizing, or looking for the perfect rural getaway, I’m here to make mortgage lending simple, stress‑fre

e, and maybe even a little entertaining. As head of the Wise Lending Team, I specialize in helping Texans secure the best mortgage options available - especially VA loans, FHA loans, USDA rural loans, and Conventional financing. I’m a big believer in education (and occasional dad‑level humor), so you’ll always know why a loan option is right for you, not just which one I recommend. I’m licensed in Texas and deeply rooted in the Wise County community. I break down the mortgage process with clarity, transparency, and occasionally a joke that deserves at least a courtesy laugh. I genuinely love helping people feel confident, educated, and excited about buying a home. Your home is one of the biggest decisions you’ll ever make, so let’s make sure you’re supported and informed. Send me a message anytime. Whether you’re exploring options, comparing programs, or ready to apply, I’m here to help you win in today’s market. Texas Residents: consumers wishing to file a complaint against a mortgage company or residential mortgage loan originator licensed in Texas should send a complete complaint form to the department of savings and mortgage lending (SML): 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705; TEL: 1-877-276-5550. Information and forms are available on SML's website: www.sml.texas.gov. Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License ; MA Mortgage Broker License ; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. For licensing information, go to: www.nmlsconsumeraccess.org/. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

05/31/2026

Buy or refinance with a Flex Payment Mortgage!

DM me or call 817-715-7930.

05/30/2026

April loved working with us — quick closing, constant communication, and a smooth process start to finish. That's the Wise Lending Team difference. 🏡

Ready to get started? DM me or call 817-715-7930.

05/29/2026

Want a lower rate for the first few years of your loan? A temporary buydown can do exactly that, and sellers can often cover the cost. Let's talk about your options. DM me or call 817-715-7930.

05/24/2026

Your home has been building equity and now there's a faster, simpler way to access it.

Guild's new fixed-rate HELOC gets you your full line of credit upfront in as little as 5 business days, with predictable payments and your existing mortgage completely untouched.

Whether it's home improvements, debt consolidation, or something big on the horizon, let's talk about what's possible.

Call or DM me anytime. 📞 817-715-7930

05/22/2026

Self-employed, 1099, or running your own business? Your income counts.

Guild's Expanded Programs are designed to make homeownership possible, no matter how you get paid.

Let's talk about your options! DM me or call 817-715-7930.

05/20/2026

05/17/2026

Are you ready to buy a home in Wise County, Texas? Whether you are a first-time homebuyer, a veteran, or looking to finance your dream property, I can help you find the right mortgage loan program for your needs.

I specialize in USDA loans, VA loans, Luxury financing, and Jumbo loans, giving you access to low and zero down payment options that make homeownership more attainable than you think.

Getting pre-approved is the first step toward owning your home!

05/16/2026

Buying a home? Step one: get pre-approved.

It sets your budget, strengthens your offer, and makes the whole process smoother.

Ready to get started? DM me — let's talk. 🏡

05/13/2026

Ready to buy a home in 2026? DM me and let's find out how close you are to closing day.

05/07/2026

Know someone ready to buy a home in Wise County? Send them my way! 🏡 As a local mortgage lender, I have a variety of loan products to serve your needs - Conventional, FHA, VA, USDA, and even specialized options!

I help buyers find the right loan even if they think they don't qualify.

Share this with someone who is looking for a lender!

Address

2201 S. FM 51, Suite 500-D
Decatur, TX
76234

Telephone

+18177157930

Website

https://www.guildmortgage.com/officer/?officer=chriscarney

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