United Equity Credit Union

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United Equity Credit Union Locations:

1130 E Pershing Rd
Decatur, IL

687 Lincoln St
Galesburg, IL

All UECU locations will be closed on Monday, October 12th in observance of Columbus Day.
10/09/2026

All UECU locations will be closed on Monday, October 12th in observance of Columbus Day.

Please be aware!
10/05/2026

Please be aware!

Romance scams often don’t begin with a request for money. They begin with connection.
A message becomes a conversation. The conversation becomes part of your routine. Over time, scammers try to build trust by creating urgency, secrecy, or a financial request.

A few warning signs to pause on: ⏸️

🥸 They avoid meeting or verifying their identity
⏩ The relationship moves very quickly
🤫They ask you to keep things private
💸They suddenly need money or financial help
🫥 They request gift cards, cryptocurrency, wire transfers, or payment apps

If something feels off, you don’t have to figure it out alone. Talk to someone you trust before sending money or sharing financial information.
Read more about romance scam warning signs and what to do next: https://ow.ly/y7Lj50ZRaUR

09/22/2026

We continue to work on balancing this week. All files and postings are running as scheduled. Please monitor your accounts via online banking and let us know if you encounter a discrepancy. For members not online, September statements will be mailed or emailed the first week of October.

Again, thank you all for your patience and understanding during this unfortunate event!

Ann

09/19/2026

SUNDAY 9:30 AM CST
Our online and mobile banking was restored early this morning. It was tested and working. We are receiving reports of connectivity issues with the MOBILE APP, but not home banking from logging into it from the website. We have reported the app connectivity issues to our core processor and they continue working on this issue. We'll continue to keep members updated, and please email [email protected] with issues. We are open regular hours tomorrow and will have everyone still working on outstanding issues while continuing to balance accounts.
Ann

SATURDAY 6:30 PM CST
Core system is restored. DEBIT CARDS are live and back to cu limits. We continue to work on balancing, but believe member transactions and all files have posted. Please let us know if there are any hiccups with debit cards. Online banking is next up. We hope to have access sometime tonight. Thank you all for hanging in there with us! It certainly has been a long and stressful week. We appreciate all of our members and look forward to continue serving your financial needs.

FRIDAY 11:15 PM CST - CLOSED Saturday
We have been informed our system restoration will take place overnight. We will be closed on Saturday, 9/19/26, so UECU staff can post transactions, ACH files, credit and debit files and full balancing of the credit union. Assuming everything is in check our home and mobile banking should be brought back up later in the day.

We offer our sincere apologies for the hardships our members have experienced this past week. We want to thank our members who have been patient, kind, and understanding this past week. It certainly has been challenging for everyone and we look forward to "back to normal operations" on Monday. We will continue to post here and update our website with any new information.

09/15/2026

UPDATE FRIDAY 7:15 AM CST
Our core system is still down.

UPDATE THURSDAY 4:25 PM CST
On Tuesday, September 15th the data center that houses our core provider ‘s servers, experienced a cooling infrastructure failure. The fast temperature rise in a very short time shut down all business servers at the data center before failover processes could complete.

This is not a security incident, breach of data, or ransomware. Your money is safe.

Our core processor has teams working on restoration for all their clients affected by this disruption. These teams have been working around the clock since Tuesday. Credit unions are being restored in a sequential manner with data validation before handing the system back over to a credit union’s live environment.

There is no guaranteed time frame for UECU to be restored. We understand at this moment in time 18-24 hours is our core processor’s goal to have all affected clients restored. For UECU this could be noon on Friday, 9/18, however, there is no guarantee.
We understand how disruptive this has been to your everyday banking, and we do not take that lightly. We are in constant communication with our core processor and continue to ask for restoration as quickly as possible.

We have limited services available for some basic transactions.
• If you have a checking account
o You can still write a check
o Debit card purchases: up to $500 per day
o Debit card ATM withdrawals: up to $210 per day
• In person cash withdrawals: up to $200 per account per day
• Internal transfer between the same UECU account

UECU staff share in our members’ frustration and inability to conduct financial transactions as needed. We truly appreciate our members’ patience, understanding of the disruption, and our efforts in helping as much as possible. We will continue to keep you updated during the disruption.

Sincerely,
UECU Management

UPDATE THURSDAY 7:10 am CST
Our core’s clients are continuing to be restored for services. Unfortunately at this time UECU services are down. We will continue to provide updates as we get new information.

UPDATE WEDNESDAY 3:45 pm CST
Restoration of our core's clients is actively progressing, however, UECU has not been restored at this time. We do not have an estimated time either and will continue with updates as we receive new information from our core processor. We understand and also feel the frustration and inconvenience this has caused our members. We continue to be able to complete several very basic transactions for our members in an offline environment. Debit card purchases have an offline limit of $500 and ATM withdrawals have an offline limit of $210. We sent an email to members who allow email communications with UECU earlier this afternoon with similar information.

UPDATE WEDNESDAY 6:30 am CST
Restoration of our core’s clients has begun. We do not have an estimated time for UECU full services back online. We will post another update 10 am CST or sooner if available. We sincerely apologize for services being down and our core processor has worked diligently since the disruption.

UPDATE 10:00 pm CST
The data center which houses our core software systems experienced a cooling infrastructure failure which shut down servers. Engineers continue to work through the night to restore services. We will post an update Wednesday morning.

11:00 am CST 9/15
Our system is currently experiencing an outage. We apologize for any inconvenience and will post when there is updated information.

09/11/2026
Happy Labor Day!All UECU locations are closed today and will reopen tomorrow with normal operating hours
09/07/2026

Happy Labor Day!

All UECU locations are closed today and will reopen tomorrow with normal operating hours

In observance of Labor Day, all UECU locations will be closed on Monday, September 7th
09/03/2026

In observance of Labor Day, all UECU locations will be closed on Monday, September 7th

👀 We're on the lookout for our next Member Services Representative! If you love helping people and building relationship...
09/01/2026

👀 We're on the lookout for our next Member Services Representative!

If you love helping people and building relationships, we want to meet you. Stop by our Pershing UECU location or email [email protected] to apply!

08/28/2026

Congratulations to Brooke Bloch of United Equity Credit Union on completing Year 2 of CUNA Management School!

Through an ICU Foundation Scholarship, Brooke is able to continue investing in her leadership development through this three-year program.

We're proud to support Brooke as she grows her skills, expands her knowledge, and prepares for the future of the . Here's to Year 2 — and the final year ahead! Congratulations, Brooke!

Address

Decatur & Galesburg
Decatur, IL
62526

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8:30am - 5pm
Thursday 8am - 5pm
Friday 8am - 5:30pm
Saturday 8am - 12pm

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