Oakwood Mutual Insurance Company

05/29/2026

For anyone who's bought a home before: what's one thing you wish you'd known about homeowners insurance going in?

Flood coverage, older roofs, outbuildings, features that affect liability. The surprises are more common than you'd think.

If you're currently in the market, our latest blog covers the basics.

Spring is one of the busiest times of the year for home buying in Indiana. If you're currently shopping for a home, you're probably thinking about ...

05/25/2026

This Memorial Day, we pause to honor the brave men and women who gave their lives in service to our great nation. 🇺🇸
From all of us at Oakwood Mutual, we're grateful for the freedom we enjoy because of their sacrifice. Today we remember them.
Please note that our office will be closed Monday, May 25th in observance of Memorial Day and will reopen Tuesday, May 26th during normal business hours.
Wishing our Indiana community a meaningful and reflective Memorial Day. 🌹

05/22/2026

Buying in a small Indiana town is different from buying in a city. Rural properties come with their own set of questions: outbuildings, distance from fire stations, severe weather without a hydrant nearby.

A local Oakwood Mutual agent knows Indiana. They know what to ask and what to look for before you sign anything.

Spring is one of the busiest times of the year for home buying in Indiana. If you're currently shopping for a home, you're probably thinking about ...

05/20/2026

Our Evansville office currently does not have internet or phones. If you need immediate assistance you can contact our Columbia City office at 260-244-5571. Sorry for the inconvenience.

05/20/2026

Tornado season is here, and in Indiana, severe weather can move fast. A little preparation goes a long way.
Here are a few things worth doing before the next storm rolls in:
- Know your safest spot in the home. Interior rooms, lowest floor, away from windows.
- Have a plan for your family, your pets, and if you're on a farm, your livestock.
- Keep a weather radio or reliable alert app handy.
- Know what your insurance covers before you need to file a claim.

Stay safe out there, Indiana. And if you have questions about your coverage, your local Oakwood Mutual agent is always a good resource. oakwoodmutual.com/agents

05/13/2026

After 10 amazing years, it's time to say a fond farewell to Aimee Fry.

Aimee, your dedication and warmth have meant the world to us all at Oakwood Mutual — you'll be truly missed. Enjoy every moment of your well-deserved retirement!

05/12/2026

One of the most common surprises new homeowners face is finding out their policy doesn't cover what they assumed it did.

Quick breakdown:
✔ Fire, wind, and hail damage
✔ Personal belongings
✔ Liability if someone is hurt on your property
✖ Flooding
✖ Sewer backups (can often be added)
✖ Normal wear and tear

Know what you have before you need it:

Spring is one of the busiest times of the year for home buying in Indiana. If you're currently shopping for a home, you're probably thinking about ...

05/08/2026

If you're house hunting this spring, insurance probably isn't at the top of your list. But the home you choose affects what you'll pay for coverage and how well you're protected.

Roof age, flood zones, outbuildings, a local deck in need of repair. These details matter more than most buyers realize.

We put together a quick guide for Indiana home buyers. Worth a read before closing day sneaks up on you.

Spring is one of the busiest times of the year for home buying in Indiana. If you're currently shopping for a home, you're probably thinking about ...

05/06/2026

Spring is here and the equipment is coming out of the shed. Before the busy season kicks in, it's worth taking a few minutes to make sure everything is field-ready and properly covered.
A few things to check off before you head out:
🔧 Fluid levels and belts
🔧 Tires and hitch connections
🔧 Lights and safety features
🔧 Any damage from winter storage
And while you're at it, make sure your coverage reflects what you're running this season. Equipment changes, and your policy should keep up.
Questions about farm coverage? Talk to a local Oakwood Mutual agent. oakwoodmutual.com/agents

04/29/2026

In response to a few frequently asked questions we’ve received the last couple of days, EMA wants to share our recommended method for receiving emergency alerts.

First, we recommend having MULTIPLE ways to receive alerts to ensure you don’t miss anything. To do that we suggest using a PACE (Primary, Alternate, Contingent, Emergency) Plan Strategy. An example of this is -
📻 Primary - Weather Radio
📱 Alternate - Subscribing to Morgan County EMA Alerts by texting “Join MorganCoAlerts” to 58339
🔔 Contingent - Ensuring others in your home have also signed up for alerts in case someone’s phone isn’t fully charged or breaks
🚨 Emergency - Outdoor Warning Sirens. These are intended only to alert you, while outside, that you need to go inside and seek shelter. These should never be relied on as a primary way to receive weather alerts.

A few other helpful reminders
✅ NWS Emergency Alerts and Outdoor Warning Sirens are initiated via a polygon shape file the NWS creates. Meaning, you will only get the emergency alert and the outdoor siren will only sound if you/it is located inside the warned area.
✅ When possible, EMA will begin posting information ahead of a known storm with preparedness tips. Be sure to keep an eye out on our page for this information.
✅ When overnight weather emergencies are possible, please also make sure you have a go bag and anything you may want to take into your shelter by your bed so you can quickly get to your safe location
✅ If you do sustain damage during a storm, please notify EMA so that we can help coordinate support and assistance to help you recover.