The Good Buy Mortgage Company

The Good Buy Mortgage Company (NMLS # 1886348)

12/12/2025

🇺🇸 VA IRRRLs a very popular right now! If you’re a veteran and want to know more about what’s available to you please ‘DM’ us to learn more. NMLS # 1886348

📉First Fed rate cut in 2025! 🙌 If you have questions about how this impacts your ability to refinance or purchase, we’d ...
09/17/2025

📉First Fed rate cut in 2025! 🙌

If you have questions about how this impacts your ability to refinance or purchase, we’d be happy to help answer those questions.

09/08/2025

Did you buy a house with the philosophy of "marry the house and date the rate"? If so, now is your time!

💥 Think you need 3–5% down to buy a home? Think again… 👀📉 This new 1% Down Payment Program helps qualified buyers purcha...
07/30/2025

💥 Think you need 3–5% down to buy a home? Think again… 👀

📉 This new 1% Down Payment Program helps qualified buyers purchase with WAY less out of pocket — and still go Conventional (not FHA)!

✅ You put down just 1%
✅ Lender covers up to $7,000
✅ Lower PMI than FHA
✅ Temporary rate buydown options available
✅ Great for first-time buyers or renters who want to OWN

💡 Income limits apply — but it’s easier to qualify than you think.

👉 Swipe through to see how it works
📲 DM me “1% DOWN” for a quick check to see if you’re eligible — no pressure, just real numbers.

🏠 Buy a Home with Just 1% Down? Yep. It’s Real.Most people think they need 3–5% down…✅ But this program lets you put dow...
07/28/2025

🏠 Buy a Home with Just 1% Down? Yep. It’s Real.

Most people think they need 3–5% down…
✅ But this program lets you put down just 1% — and the lender covers the rest (up to $7,000)!
✅ Conventional loan (so less mortgage insurance)
✅ Rate buydown options available
✅ Lower upfront cost = more savings for YOU

💬 DM “1% DOWN” to see if you qualify — or tag a friend who needs to hear this!

07/25/2025

💸 What’s really in your mortgage payment?
It’s not just your loan—here’s the breakdown buyers miss:
✅ Principal – Pays down your loan
✅ Interest – Cost to borrow
✅ Taxes & Insurance – Based on the property
✅ PMI/HOA – If applicable

🎯 Knowing this can change what you qualify for—and what you should offer.
📲 DM me “PAYMENT” and I’ll run your real numbers in minutes.

💡 Think your mortgage payment is just your loan?Spoiler: It’s not — and if you don’t know what’s included, you could be ...
07/24/2025

💡 Think your mortgage payment is just your loan?
Spoiler: It’s not — and if you don’t know what’s included, you could be shopping outside your budget.

✅ Principal → Pays off your loan
✅ Interest → Cost to borrow
✅ Taxes & Insurance → Can vary ZIP code to ZIP code
✅ PMI/HOA → Extra monthly fees many buyers forget

👉 Swipe through to see how it all adds up — and how it can change what you qualify for.

📲 Curious what YOUR payment looks like? DM me “PAYMENT” and I’ll break it down for you in minutes.

💡 Ever wonder what’s actually included in your mortgage payment?It’s more than just your loan! Your monthly payment =🏠 P...
07/21/2025

💡 Ever wonder what’s actually included in your mortgage payment?
It’s more than just your loan! Your monthly payment =
🏠 Principal (pays down your loan)
💰 Interest (cost to borrow)
📜 Taxes (property taxes)
🔒 Insurance (homeowner’s insurance)
➕ PMI/HOA (if applicable!)

✅ Want to see what your payment could be? DM me “PAYMENT” and I’ll run the numbers for you!

05/05/2025

Most buyers focus on the mortgage payment—but forget about taxes, insurance, and more.
That’s why I teach every client about PITIA—Principal, Interest, Taxes, Insurance, and HOA if applicable.
It’s the real number that hits your bank account each month.

Want to know what yours would look like? Drop “PITIA” or message me and I’ll break it down for your budget—no pressure, just info.

04/09/2025

Self-employed and been told you don’t qualify for a mortgage?
You’re not alone—and you’re not out of options.

Most lenders will look at your last two years of tax returns and say, “You don’t show enough income.”

But here’s the truth:

We help self-employed clients qualify using just 12 months of business bank statements—
That’s right: no tax returns needed.

If your business has strong revenue, we can help you get into a home without all the traditional red tape.

📲 DM me “SELF” and I’ll walk you through how it works.

Address

Decatur, TX
76234

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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