David White & Associates Inc.

David White & Associates Inc. Having over twenty years of experience, Mr.

David White & Associates is a full service insurance and benefits consulting company specializing in providing health, accident insurance and benefit services to individuals and business employers. White offers world-class customer service and an in-depth knowledge of the industry, striking a perfect balance between product benefits and cost. Reliable, High Quality Insurance and Health Benefit Sol

utions

David White & Associates specializes in creating insurance and health benefit solutions consistent with each customer's needs. An independent agent, David White reviews and analyzes all available products including:

Health, Dental, Vision, Disability, Life and Long Term Care. Traditional, PPO, HMO, Cafeteria Plan (Pre-Tax, Section 125), Employee Assistance Programs (EAP), Wellness and Healthy Living Programs, Health Savings Accounts, Health Reimbursement Arrangements, Pre-Paid Legal, Life-Lock identity theft protection and more.

Fast Fact: MOOP is an acronym standing for “maximum out-of-pocket” costs. The MOOP is the limit on annual out-of-pocket ...
06/09/2026

Fast Fact: MOOP is an acronym standing for “maximum out-of-pocket” costs. The MOOP is the limit on annual out-of-pocket expenditures paid by a health plan enrollee for medical services that are covered by a health insurance plan.

A Self Insured Plan is a type of plan usually present in larger companies where the employer itself collects premiums fr...
06/08/2026

A Self Insured Plan is a type of plan usually present in larger companies where the employer itself collects premiums from enrollees and takes on the responsibility of paying employees’ and dependents’ medical claims. These employers can contract for insurance services such as enrollment, claims processing, and provider networks with a third party administrator, or they can be self-administered.

Enjoy The Weekend! “Golf is a good walk spoiled.”
06/05/2026

Enjoy The Weekend! “Golf is a good walk spoiled.”

Does Hospital Indemnity Insurance replace my health insurance? No. Hospital Indemnity Insurance is designed to supplemen...
06/04/2026

Does Hospital Indemnity Insurance replace my health insurance? No. Hospital Indemnity Insurance is designed to supplement your major medical health insurance, not replace it.

How does Hospital Indemnity Insurance work? If you are admitted to a hospital for a covered illness or injury, the polic...
06/03/2026

How does Hospital Indemnity Insurance work? If you are admitted to a hospital for a covered illness or injury, the policy pays a predetermined cash benefit based on the terms of your plan. Benefits may be paid for hospital admissions, overnight stays, intensive care, and other covered services.

Wellness 101: Laughter can also stimulate circulation and aid muscle relaxation, both of which can help reduce some of t...
06/02/2026

Wellness 101: Laughter can also stimulate circulation and aid muscle relaxation, both of which can help reduce some of the physical symptoms of stress.

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare co...
06/01/2026

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare coverage options and pricing in one place instead of shopping around on your own.

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan...
05/29/2026

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan begins. The deductible requirement does not apply to preventive services.

Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes...
05/28/2026

Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes eligible for coverage under the company's health plan. Also, the period of time beginning with a policy's effective date during which a health plan may not pay benefits for certain pre-existing conditions.

A health savings account (HSA) helps you save money on health care. By making you a part of the medical services decisio...
05/27/2026

A health savings account (HSA) helps you save money on health care. By making you a part of the medical services decision process, health savings accounts are designed to help you manage medical expenses and reduce the continuing raising of health care expenses.

Address

8283 N Telegraph Road
Dearborn Heights, MI
48127

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+13135621136

Website

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