Devyn Grzywa, FNBO, Mortgage Loan Officer, NMLS #1506918

03/27/2026

Thinking about buying a home? This step-by-step guide from FNBO walks through the full mortgage process - from planning and pre-approval to closing and beyond. It’s a helpful resource for first-time buyers or anyone looking to refresh their knowledge of the mortgage process.

Read the full guide: https://www.fnbo.com/insights/mortgage/2026/step-by-step-guide-to-the-home-buying-and-mortgage-loan-process

www.fnbo.com/mortgage/dgrzywa

03/26/2026

Fresh season, fresh start! Let me help you get pre-approved so you're ready when the perfect home hits the market. Fill out my quick application form today

www.fnbo.com/mortgage/dgrzywa

03/25/2026

Why spring buyers have the advantage! 🌸🏡 Spring market energy is real. Are you ready to take advantage? Get pre-approved now so you're ready to act when you find "the one." Let's connect! Or fill out this quick form to get started

www.fnbo.com/mortgage/dgrzywa

03/24/2026

From winter recovery to summer prep. Your spring home maintenance checklist is here! 🏠🌱 Taking care of your home protects your investment! Which task are you tackling first this spring?

03/23/2026

Spring home refresh time! 🌷 Give your space a seasonal update with these easy, budget-friendly ideas. What's your favorite way to welcome spring into your home? Share below!

03/20/2026

Spring is here and so are new listings! 🌸🏡 As flowers bloom, so does housing inventory! Sellers love to list in spring, which means more choices for buyers. But here's the key: get pre-approved BEFORE you start shopping. Pre-approval shows sellers you're serious, helps you move quickly on the right home, and gives you confidence in your budget. Ready to take advantage of spring market energy? Let's get you pre-approved today!

www.fnbo.com/mortgage/dgrzywa

03/19/2026

Thinking about buying your first home in 2026? The latest episode of The Vault has you covered.

Patty Gong, FNBO’s Managing Director of Mortgage, shares insights on what homebuyers need to know:
• Interest rates have stabilized around 6%, making it easier to plan your budget.
• Inventory is improving, giving buyers more room to negotiate and make thoughtful decisions.
• Wages are rising slightly faster than inflation, giving buyers more buying power.

Her top advice? Be flexible, be patient (but not too patient), and lean on a trusted loan officer to guide your journey.

Watch the full episode here: https://www.fnbo.com/insights/podcast/the-vault/mortgage-outlook-homebuying-in-2026

03/18/2026

Wondering what you can actually afford? 🏠 Understanding your buying power is the first step to confident homeownership! Factor in income, debts, down payment, and monthly expenses to find your sweet spot. Don't guess—know your numbers! Use our mortgage calculator to explore different scenarios and payment options: https://www.fnbo.com/personal-banking/mortgage-loans/calculator. Once you have an idea, let's chat about making it official with a pre-approval!

www.fnbo.com/mortgage/dgrzywa

03/17/2026

Find your pot of gold at the end of the rainbow! 🌈🏡 This St. Patrick's Day, we're celebrating the luck of homeownership—but here's the secret: luck favors the prepared buyer! Get pre-approved, know your budget, and be ready to act when your dream home appears. Want to create your own luck in the housing market? Let's talk about getting you competition-ready!

03/16/2026

03/15/2026

One of the things I appreciate most about working at FNBO? We’re encouraged to give back. Last year, 800 employees used our paid volunteer hours through “Own Your 8” to serve, teach, build, and support the communities we call home. I’m proud to be part of a team that turns intention into action.