Medicare Specialist

08/03/2026

Girls!

10/01/2025

Open enrollment for Medicare is just around the corner. I have been helping individuals make informed choices about their insurance coverage since 2008. Would you like to know if your plan is changing in 2026? I offer FREE, no-obligation evaluations. Just give me a call at 1-941-842-0683 or email me at [email protected]

I love helping people. I have been educating Medicare recipients on what their options since 2008!

09/28/2024

Open Enrollment is just a few days away, need help? There are a lot of changes happening in 2025. Be in the know!

07/20/2024

Good News! Part D (Rx) coverage is getting improvements in 2025

CMS is detailing improvements to the structure of the Part D drug benefit for Coverage Year (CY) 2025 that will result in lower drug costs for millions of people. Thanks to the Inflation Reduction Act, in 2025 annual out-of-pocket costs will be capped at $2,000 for people with Medicare Part D.

Overview of Changes to the Part D Benefit

A newly defined standard Part D benefit design consisting of three phases: annual deductible, initial coverage, and catastrophic coverage - The coverage gap (donut hole) is eliminated.

A lower annual out-of-pocket (OOP) threshold of $2,000.

The establishment of the Manufacturer Discount Program.

Medicare Prescription Payment Plan
For the first time, beginning in 2025, the prescription drug law, known as the Inflation Reduction Act, requires all Medicare prescription drug plans (Medicare Part D plans) — including both standalone Medicare prescription drug plans and Medicare Advantage plans with prescription drug coverage — to offer enrollees the option to pay out-of-pocket prescription drug costs in the form of capped monthly payments instead of all at once at the pharmacy.

Open Enrollment begins October 15th and runs through Dec 7th. If you would like to review your coverage for 2025, please let me know!

I appreciate your business! Karen

05/16/2024

04/10/2024

Happy to announce that I have teamed up with an inovative new Insurance Broker, USA Benefits Group. It has expanded my offerings to much more than Medicare. I now have a number of options (other that the Marketplace) for those of you who are under 65. For a FREE no obligation quote, please give me a call! I look forward to trying to save you money.