Wendy Ross Prater, NMLS: 147192

Wendy Ross Prater, NMLS: 147192 Hello! I’m your dedicated home loan professional, Wendy Ross Prater. I offer smart, affordable loan options to help you achieve your goals

Whether you’re ready to refinance, renovate or buy a new home, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals. PrimeLending NMLS ID: 13649 I’m Wendy Ross Prater, NMLS 147192, Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. primelending.com/legal Equal Housing Lender

Skipping over homes you actually want because the price seems too high for a standard mortgage can narrow your search to...
09/11/2026

Skipping over homes you actually want because the price seems too high for a standard mortgage can narrow your search too quickly.

A jumbo loan may give you the buying power to consider more homes. I can show you the estimated payment, down payment and cash needed to close before you adjust your plans

Finding out about closing costs at the end can throw off an otherwise solid homebuying budget.I can estimate your down p...
09/09/2026

Finding out about closing costs at the end can throw off an otherwise solid homebuying budget.

I can estimate your down payment, closing costs and prepaid expenses early, so you have a more complete picture of the cash you may need before you start shopping.

Here’s to the people who make it happen.The early mornings. The long days. The extra shifts. The big dreams.This Labor D...
09/07/2026

Here’s to the people who make it happen.
The early mornings. The long days. The extra shifts. The big dreams.
This Labor Day, we’re celebrating the hard work that helps build careers, communities, and — sometimes — a place to call home.
Happy Labor Day!

Thinking about building instead of buying? You could combine the cost of the land, the build and your permanent mortgage...
08/31/2026

Thinking about building instead of buying? You could combine the cost of the land, the build and your permanent mortgage all in one loan.*

DM me today and I can break down how it works.

*Restrictions apply. One-Time Close is a 12-month interest-only loan that converts to a 7/6 or 5/6 Adjustable-Rate Mortgage product. Contact your PrimeLending loan officer for more details. Subject to credit approval.

Choosing a mortgage lender is a big decision, and you deserve to feel confident every step of the way. In 2025, more tha...
08/26/2026

Choosing a mortgage lender is a big decision, and you deserve to feel confident every step of the way. In 2025, more than 6,000 PrimeLending customers shared their honest feedback through an independent survey - and here's what they told us:

✔️ 97% feel satisfied*
✔️ 96% would recommend us*
✔️ 97% would choose us again*

What does that mean for you? Clear communication, dependable guidance, and a team that keeps you informed from start to finish.

Ready to start your own home loan journey? Message me today to get started.

*Based on survey administered and managed by STRATMOR MortgageCXfollowing loan closing. Results reflect feedback from PrimeLending customers who closed loans between 01/01/25-12/31/25 and gave PrimeLending a 97% customer service rating, 96% likelihood to recommend, and 97% likelihood to use again, based on verified post-closing surveys.

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.That'...
08/24/2026

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.

That's important because a lot of first-time buyers look at the home price first, but your monthly payment is what needs to fit your life and your budget.

Once you understand your PITI, it gets easier to narrow your price range, plan with more confidence, and move forward with a clearer idea of what you can afford.

DM me to run your numbers.

If staying in the home you love during retirement matters to you, a reverse mortgage* can help you use your home's equit...
08/21/2026

If staying in the home you love during retirement matters to you, a reverse mortgage* can help you use your home's equity in a new way. For homeowners 62 and older, it can turn part of your home's equity into funds you can use while continuing to live in your home.

For some, that can mean more room in the monthly budget, help with expenses, funds for home updates, or added flexibility for the years ahead. It's one way to use the value you've built over time to support the life you want now.

Send me a message to learn more and see if this fits your goals.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and / or trusted financial planner when considering any reverse mortgage loan.

If you've earned VA loan benefits, they could make buying a home more affordable.For qualified Veterans and active-duty ...
08/19/2026

If you've earned VA loan benefits, they could make buying a home more affordable.

For qualified Veterans and active-duty service members, a VA loan can offer advantages like no down payment, no private mortgage insurance,* and no VA lender fees.**

This can help lower how much cash you need upfront and make your budget go further.

DM me to see how your VA loan benefit could help you get into a home.

*There is an up front funding fee that takes the place of mortgage insurance.
**All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 6/30/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

That to-do list can get expensive fast. A renovation loan gives you a way to roll home improvement costs into financing ...
08/17/2026

That to-do list can get expensive fast. A renovation loan gives you a way to roll home improvement costs into financing instead of trying to pay for every project out of pocket at once.

This can be especially helpful if you've been putting off repairs, planning updates room by room, or waiting until your budget feels less tight.

Rather than letting the list keep growing, a renovation loan can help you take on the work with a plan that fits your budget.

Send me a message to talk through how it works and if it could help with the projects you've been wanting to get done.

Bi-weekly payments could cut years off your mortgage without making a huge dent in your wallet.When you make half of you...
08/14/2026

Bi-weekly payments could cut years off your mortgage without making a huge dent in your wallet.

When you make half of your monthly mortgage payment every two weeks, you end up making the equivalent of one extra monthly payment each year. That extra payment goes toward your principal, which helps you shorten your loan term.

Want to see how much you could save? Send me a message and I'll send you my bi-weekly mortgage calculator.

Address

140 S. Beach Street #405
Daytona Beach, FL
32114

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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