Skarpa Insurance Agency

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Back-to-school season is here, and it’s a great time to refresh safe travel habits with your kids—no matter how they get...
09/01/2026

Back-to-school season is here, and it’s a great time to refresh safe travel habits with your kids—no matter how they get to school.

🚶 Walking
Stick to sidewalks, use crosswalks, make eye contact with drivers, and walk with friends when possible.

🚲 Biking
Helmets are a must. Ride with traffic, stop before crossing, and choose routes with fewer intersections.

🚌 Bus riders
Stand at least 6 feet from the curb, wait for a full stop before boarding, and never walk around the bus without the driver seeing you.

🚗 Drop-off
Follow school zone speed limits, stick to the drop-off flow, and never pass a bus loading or unloading students.

🧑‍✈️ Teen drivers
Seatbelts on, phones away, and always follow speed limits.

A few simple reminders can make a big difference in keeping students safe this school year.

Have questions about protecting your family on the road? Our team at Skarpa Insurance Agency is here to help.

Falls are one of the most common workplace injuries—and often one of the most preventable.As Fall Prevention Awareness M...
09/01/2026

Falls are one of the most common workplace injuries—and often one of the most preventable.

As Fall Prevention Awareness Month continues, it’s a great time for local businesses to take a closer look at everyday risks like wet floors, uneven surfaces, and poor lighting.

A few small steps can make a big difference:
• Keep walkways clear and well-lit
• Address spills and hazards right away
• Review safety protocols with your team

At Skarpa Insurance Agency, we’re here to help Liberty County businesses stay protected with the right commercial insurance coverage and guidance.

Have questions about your current policy or risk exposure? Give us a call at (936) 258-5613—we’re always happy to help.

A lot of business owners assume their insurance coverage starts the moment they say “yes” to a policy—but that’s not alw...
08/25/2026

A lot of business owners assume their insurance coverage starts the moment they say “yes” to a policy—but that’s not always the case.

Your policy’s effective date matters more than you might think. If it doesn’t line up with your operations, you could end up with unexpected gaps in coverage.

Taking a few minutes to review those details can make a big difference in protecting what you’ve built.

If you’re unsure about your commercial insurance or when your coverage actually begins, our team at Skarpa Insurance Agency is here to help. Give us a call and let’s make sure everything is lined up the way it should be.

Back-to-school season is almost here, and with it comes a return to routines for families and businesses alike.It’s also...
08/19/2026

Back-to-school season is almost here, and with it comes a return to routines for families and businesses alike.

It’s also a great time to check in on your commercial insurance coverage. Has anything changed in your business this year? New equipment, staff, or services can all impact your needs.

At Skarpa Insurance Agency, we help Dayton and Liberty County business owners stay protected with personalized commercial insurance that grows with you.

If it’s been a while since your last review, let’s take a look together. Give us a call at (936) 258-5613.

Cyber threats aren’t just an IT problem anymore—they can impact your entire business. From ransomware and phishing to un...
08/18/2026

Cyber threats aren’t just an IT problem anymore—they can impact your entire business. From ransomware and phishing to unexpected vendor outages, these events can disrupt operations, hurt revenue, and damage your reputation.

The good news? Cyber insurance can help protect your business and keep you moving forward when the unexpected happens.

If you’re unsure how your current commercial insurance would respond to a cyber event, it’s worth taking a closer look. Our team at Skarpa Insurance Agency is here in Dayton, TX to walk you through your options and make sure your coverage fits your needs.

Have you reviewed your cyber coverage recently?

Back-to-school season is almost here, and with it comes a big shift in traffic around Dayton and throughout Liberty Coun...
08/13/2026

Back-to-school season is almost here, and with it comes a big shift in traffic around Dayton and throughout Liberty County.

As a local insurance agency, we see firsthand how quickly things can change on the road this time of year. A little extra awareness can go a long way in keeping everyone safe.

Here are a few simple reminders:
• Slow down in school zones and neighborhoods
• Watch for children at bus stops and crosswalks
• Put distractions away and stay focused behind the wheel
• Give yourself extra time during busy morning and afternoon hours

For parents, it’s also a great time to talk with kids about staying alert near roads and following safety rules.

We all share these roads, and looking out for one another makes a real difference.

If you have questions about your auto insurance coverage or want to make sure you’re protected this school year, our team at Skarpa Insurance Agency is always here to help.

Feel free to share this with someone who could use the reminder.

August in Texas keeps us on our toes 😄 One day it’s full-on summer heat, the next there’s just a hint of fall in the air...
08/12/2026

August in Texas keeps us on our toes 😄 One day it’s full-on summer heat, the next there’s just a hint of fall in the air.

So we’ve got to ask—what are you reaching for right now?

🧊 Iced drink
☕ Warm drink

Drop your vote in the comments and let’s see which one wins around Liberty County!

Bonus question: what’s your go-to order?

Back-to-school season is almost here… which means a little more routine, a little more quiet, and yes—finally enjoying a...
08/06/2026

Back-to-school season is almost here… which means a little more routine, a little more quiet, and yes—finally enjoying a hot cup of coffee again ☕

We know this time of year can feel busy, exciting, and everything in between. As schedules pick up, it’s also a great time to make sure your home, auto, and family are properly protected.

If it’s been a while since you reviewed your coverage, our team at Skarpa Insurance Agency is here to help make it simple and personalized for you.

How are you feeling about the new school year—ready or not quite yet?

Running a business means juggling a lot—and making sure you’re protected when the unexpected happens is a big part of it...
08/04/2026

Running a business means juggling a lot—and making sure you’re protected when the unexpected happens is a big part of it.

That’s where commercial umbrella coverage comes in. It adds an extra layer of protection on top of your existing policies, helping cover larger claims that could otherwise impact your business.

Not sure if it’s the right fit? We’re here to walk you through it and help you make a confident decision.

Give us a call at (936) 258-5613 or stop by our Dayton office—we’re always happy to help.

Employment Practices Liability Insurance (EPLI) is something many businesses don’t think about until they need it—and by...
07/23/2026

Employment Practices Liability Insurance (EPLI) is something many businesses don’t think about until they need it—and by then, it’s often too late. As a local Dayton TX insurance agency, we’ve seen how quickly workplace‑related claims can derail day‑to‑day operations.

EPLI helps protect your business when issues like wrongful termination, discrimination, harassment, retaliation, or disputes around hiring or promotion arise. These situations can be stressful, costly, and time‑consuming for any company.

A few things every business owner should know:

• Legal expenses can add up fast, even if your business did nothing wrong.
• Leadership may be pulled away from daily operations to handle a claim.
• Claims can come from employees, customers, vendors, or other third parties.
• Small issues can escalate quickly without clear documentation or communication.

Having EPLI in place can help keep one unexpected situation from disrupting your business or long‑term plans.

If you want to review your current protection or explore EPLI for the first time, our team at Skarpa Insurance Agency is here to help. Give us a call at (936) 258-5613 to get started.

Address

2866 FM 1960 Ste B
Dayton, TX
77535

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19362585613

Website

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