SouthEast Bank

09/07/2026

As a reminder, all SouthEast Bank branches are closed today in observance of Labor Day. Our Online Banking, mobile app, and ATMs are available 24/7.

09/01/2026

All SouthEast Bank branches will be closed on Monday, September 7, in observance of Labor Day. Our Online Banking, mobile app, and ATMs are available 24/7.

08/26/2026

Peer-to-peer (P2P) payments provide a convenient way to send and receive money directly between friends, family, merchants, or service providers through mobile apps or in-app features.

Being vigilant about whom you send payments to, as well as knowing the warning signs of fraudulent transactions, can help you continue to enjoy the benefits (and mitigate the risks) of P2P payments.

Learn more about precautions you can take to protect your information while using payment apps in our latest post.

Being careful about whom you send payments to, and knowing the warning signs of scams, can help you enjoy the benefits of P2P payments.

08/20/2026

One way to measure financial health is by comparing how much income you bring in versus how much you spend—and not just spending on everyday needs, like on gas or groceries, but specifically how much goes toward repaying debt.

When credit agencies and lenders look at this aspect of your finances, it is referred to as your debt-to-income (DTI) ratio.

So, what might a lender be looking for from your DTI ratio? How do you know if yours is in a “healthy” range?

Here’s what you need to know.

It is evident to most people that having more income and less debt is good for their finances. If you have too much debt compared to income, any shock to your income level could mean you end up with unsustainable levels of debt.

08/12/2026

Owning a business can be both personally and financially rewarding.

When your business is thriving, it’s easy to coast on your cash flow and put off a savings strategy. Successful business owners, however, are diligent about budgeting for both opportunities and challenges.

Learn more about the benefits of a business savings account to help you prepare for what lies ahead ⤵️

A business savings account gives you a reliable way to prepare for both expected and unexpected expenses. Grow your funds for what lies ahead.

08/05/2026

Taking your paper check to the bank to deposit or cash is still an option; however, many banks now offer mobile deposit, preferred by those who want something more flexible—especially when you have a busy week ahead.

With these advances in mobile banking, more employers are choosing to use some of the same efficiencies, collecting employees’ preferred account information and transferring funds via electronic network between banks. This “direct deposit” has become more convenient than paper checks and allows everyone involved to move (and use) their money faster.

Early direct deposit takes it one step further. Read our latest blog to learn more!

Looking for a bank in Tennessee that offers early direct deposit? See how it works, and which SouthEast Bank accounts include this feature.

08/03/2026

SouthEast Bank was happy to make a donation in support of our customer, Bryson Morgan, the mascot for Livingston Academy!

Pictured with Bryson are Max Coffelt and Haley Reynolds from our Cookeville Tenth Street Branch.

07/29/2026

At SouthEast Bank, we believe in investing in opportunities that strengthen our communities. That's why we're proud to support Our Place Art.

Our Place Art provides people with disabilities access to job readiness training, life skills development, and financial education. We also provide financial education for the participants, such as budgeting skills and money management.

07/21/2026

🚨 Scam Alert: Fraudsters can make a phone call appear to come from SouthEast Bank, even when it does not. Never rely on caller ID alone to verify who is calling. Remember these tips to help you identify who's REALLY calling.

SouthEast Bank will never call and ask you to:

• Share, enter, or confirm your debit card PIN for any reason
• Confirm your online banking password
• Share a one-time security code, authentication code, or multi-factor authentication (MFA) code sent to your phone or email
• Move money to another account to "protect" or "secure" your funds
• Download software to your phone or computer
• Provide your full debit card number during an unsolicited call or text
• Provide sensitive account information during an unsolicited call or text message

If you receive an unsolicited phone call or text from someone claiming to work for us:

✅ If anyone asks for your PIN, password, or a one-time security code, hang up immediately and call SouthEast Bank using the number on the back of your debit card or from our official website.

✅ Hang up or delete the message promptly, as soon as something feels off

✅ Call us directly, using the number on the back of your debit card or listed on our official website

✅ Report suspicious calls or text messages to us by calling our Customer Care line or visiting our local branch

Your vigilance not only helps protect your own information, but can also help other customers who may be targeted in a similar scam.

07/14/2026

The time to vote is HERE! We need YOUR vote!!
We are proud to be nominated for Best Bank in the 2026 Knox Stars Community's Choice Awards! Thank you for your unwavering support and we would be honored to earn your vote. Voting ends Friday, July 24th, check the link in our bio to help us bring it home! 🏆

04/22/2026

We’re excited to share that SouthEast Bank has been recognized as a top nominee in the Bank category of the 2026 Herald-News Best of the Best Awards as well as the Best Personal Loan category.

We’re also proud to celebrate several outstanding team members from our Spring City branch, CJ Smith, Karen Keener, and Lacey Mosley, who have all been nominated for Best Teller.

Voting closes on May 1st, and we hope to have your support in securing the top spots. Cast your vote here:

https://rheaheraldnews.secondstreetapp.com/BEST-OF-THE-BEST-2026/

04/17/2026

Last month, with the help of a $45,000 donation from SouthEast Bank, Dayton City School students and chaperones embarked on the annual 8th grade field trip to Washington, D.C.

After a similar donation in 2024 that helped revive this rite of passage, and another in 2025, this local partnership has become another element of the annual tradition — one that is particularly meaningful to us, reflecting SouthEast Bank's commitment to expanding opportunities through education.

See what Dayton 8th graders had to say about their experience in our latest story!

For the third year, 8th graders from Dayton, TN, visited Washington, D.C., with financial support from SouthEast Bank.

03/10/2026

Join us in recognizing Lauren Swafford as she steps into leadership of our Dayton, TN, branch!

(And we have another reason to shout her out: she just celebrated her 17th anniversary of joining the SouthEast Bank family! 🎉)

We're grateful to have someone who cares so deeply about Rhea County at the helm in Dayton. In fact, Lauren shared with us that one of her favorite things about working at SouthEast Bank is the opportunity to embrace that community feeling.

“I love that we’re very involved,” she says. “We keep close ties with the community, and we don’t hesitate to jump in and support local causes. We love to say yes!”

Learn more about Lauren's personal and professional dedication to being a local leader in our latest profile:

Meet the new supervisor of the Dayton branch, whose commitment to community is a professional and personal calling.

02/19/2026

We are proud to be a sponsor of Dayton City School's 8th-grade trip to Washington, D.C.!

12/22/2025

11/06/2025

We are proud to have donated to Rhea of Hope Food Pantry in Dayton.

07/02/2025

We’re proud to serve Rhea County — now we need your support! 💙
Nominate us for Best Bank using the link below! https://rheaheraldnews.secondstreetapp.com/BEST-OF-THE-BEST-2025/

06/26/2025

Our Dayton branch recently made a donation to support the Rhea County Elementary School Chorus Program.

Pictured are Shirly Hutchines, SouthEast Bank team member, and Charity Westervelt, Rhea County Chorus teacher.

SouthEast Bank is proud to support our local schools! 💙

04/23/2025

In all of that time working shoulder-to-shoulder, Karen and the Dayton branch team have come to think of each other as more than coworkers.

“I am proud that I have a team of workers that are like my family as well.”

If you haven't met Karen Carter, who leads our Dayton branch, what are you waiting for? Get to know more about her in our latest blog, and be sure to introduce yourself the next time you stop by for a visit!

Karen's banking experience runs nearly as deep as her Rhea County roots. Learn more about the long-time leader of our Dayton branch!