Katecheo Financial Group

01/18/2026

11/28/2025

https://www.instagram.com/reel/DRkHS9KjCyV/?igsh=bmtrejA3czBhZTB6

11/23/2025

Keep your Mind in the game

Listen and make your own on Suno.

11/23/2025

https://suno.com/s/w6hq35S5Lv68L5Wi

Listen and make your own on Suno.

11/23/2025

https://suno.com/s/XMB9FMjkqSOCIhwf

Listen and make your own on Suno.

11/23/2025

https://suno.com/s/GTVklM7MtuO8m5Yi

Listen and make your own on Suno.

11/23/2025

https://suno.com/s/FOV9SkWn1ZBgArP1

Listen and make your own on Suno.

11/11/2025

10/17/2025

Truly enjoyed spending some time with the wonderful ladies of the Residence Park Neighborhood Association tonight.

Their decades of dedication and love for their community are inspiring. I look forward to continuing to work alongside them in service to Dayton.

04/12/2025

To make the most of the proposed tax bill, business owners could consider the following strategies:

Leverage Tax Deductions: Take advantage of expanded deductions, such as the Qualified Business Income (QBI) deduction for pass-through entities. This could significantly reduce taxable income.

Optimize R&D Expenses: If the bill reinstates full expensing for research and experimental costs, businesses should plan to maximize these deductions by investing in innovation and development.

Plan for Depreciation: Utilize provisions like bonus depreciation and Section 179 deductions to write off the cost of equipment and property more quickly, improving cash flow.

Review Tax Credits: Explore available tax credits, such as those for hiring, energy efficiency, or other qualifying activities, to reduce overall tax liability.

Consult a Tax Professional: Work with a tax advisor to understand the specific implications of the bill and tailor strategies to your business's unique needs.

Monitor Updates: Stay informed about the final details of the legislation as it progresses through Congress, as changes could impact your planning.

04/12/2025

The spending bill could have several implications for companies earning under $1,000,000 annually:

Tax Relief: The extension of the 2017 tax cuts and additional provisions may benefit small businesses. For example, there’s potential for expanded deductions under the Qualified Business Income (QBI) provisions, which could reduce taxable income for owners of pass-through entities.

R&D Expense Changes: The bill opens the door for reversing the amortization of research and experimental expenses, allowing businesses to deduct these costs immediately. This could ease cash flow challenges for innovation-driven companies.

Spending Cuts: While details are still emerging, reductions in non-defense discretionary spending could impact federal programs that support small businesses. However, Medicaid is expected to remain protected.

The exact effects will depend on how the reconciliation process shapes the final legislation. If you'd like, I can keep tracking updates for you!

04/12/2025

For a family of four earning $65,000 annually, the recently passed spending bill could have mixed effects:

Tax Cuts: The extension of the 2017 tax cuts and additional tax relief measures could reduce their federal tax burden. Estimates suggest that families in this income bracket might save around $1,700 annually, which could help with everyday expenses.

Program Cuts: On the flip side, the bill includes significant spending cuts, potentially affecting programs like Medicaid and other social services. If this family relies on such programs, they might face reduced benefits or stricter eligibility criteria.

Economic Impact: The bill aims to stimulate economic growth through tax cuts and increased spending in certain areas, like defense and border security. While this could create jobs and boost the economy, the long-term effects on middle-income families depend on how the spending cuts are implemented.

The exact impact will become clearer as congressional committees detail the specific cuts and allocations. If you'd like, I can keep an eye on updates for you!