09/19/2026
On Medicare choices: There is no universal 'best' choice—only the choice that fits an individual's doctors, prescriptions, and financial situation.
On plan costs: Medicare Advantage plans do vary, and while many have low or zero medical deductibles, structure and out-of-pocket maximums vary by carrier.
On representation: Agents who specialize in comprehensive guidance should ideally be certified to look at both Advantage and Supplement options so you aren't funneled into a biased choice.
A qualified agent's job is to educate you on the entire landscape and let you decide what works best for you."
