Rini Agency

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Your one stop shop to make sure no matter what curveball life throws, you're prepared to knock it out of the park. Hi, my name is TJ Rini. I had to feed my mind!

I am the founder and owner of the Rini Agency. A few years ago I made the decision while driving a garbage truck, that I couldn't sit there all day and just drive. I started on my own self development and financial literacy mission. Fast forward a few years and two amazing children with my beautiful wife later. I found myself researching life insurance. Having lost my father over 30 years ago and him having no protection in place. I knew not the benefits of life insurance, but rather the strife and struggle a family can endure without! I set off to learn all the ins and outs of life insurance in order to pick the right plan for my family. I became obsessed. I did the online schooling and obtained my Health/Life producers license and have been helping families ever since. The opportunity this business gives me to make an impact on my friends, family, and my community is beyond rewarding. Allow me to review your situation with you and your family. Whether it is life insurance you're looking for or retirement solutions. I will make sure that your future is well secured from a financial stand point. Should the worst day come, we have a solution.

10/02/2026

🤔❓What does shopping local for insurance actually mean? Why use an agent?

☎️ It means no hassle, no 800 number, most importantly coverage that makes sense. 📃

Best of all, you are getting someone who actually cares. Someone who is excited for you to get the new car! I take pride in making sure the insurance is the easiest part of the transaction, so you can be excited to drive off the lot. 💨

Relationships matter, people come first, always. ❤️

06/11/2026

📑😵 Ever looked at your insurance policy and thought…

“What am I actually paying for?”

You’re not alone.

For most people, insurance feels like a stack of paperwork, confusing terms, and coverage options nobody ever explains. 🤯

That’s exactly why I do things differently.

When you work with me, we don’t just compare prices. We sit down and talk about YOUR situation, YOUR family, YOUR home, and what’s important to YOU. 🏡🚗❤️

I’ll take the time to explain:
✅ What your coverages actually do
✅ What gaps might exist
✅ What you’re paying for
✅ What options make sense for your budget

No pressure.
No insurance jargon.
No feeling overwhelmed.

Just honest conversations and coverage designed around your life.

Because insurance should give you peace of mind… not stress. 🙌

If it’s been a while since you’ve reviewed your home, auto, life, or business insurance, let’s take a look together.

📞 810-280-1845
💬 Message me anytime

LifeInsurance SmallBusinessInsurance DavisonMI ShopYourInsurance ProtectWhatMatters

01/16/2026

Refinancing your mortgage? Don’t forget this step 👇

When you refinance, your lender requires updated homeowners insurance documents and that’s the perfect time to make sure your coverage still fits your home.

Before you send your dec page to the bank, let me review it for free.

✔ Check your rebuild value
✔ Make sure your deductibles make sense
✔ Look for savings opportunities

📲 Comment ‘REFI’ or message me ‘REVIEW’ and I’ll take a look.

12/31/2025

🎉 New Year, Fresh Start 🎉

A new year is a great time to make sure your insurance still fits your life. Rates change, homes age, cars change, and families grow but most policies stay the same unless you review them.

If it’s been a while since you’ve looked at your coverage, let’s start the year with clarity and peace of mind. No pressure, just a quick review to make sure everything still makes sense.

📞 Call, text, or message me anytime.

12/19/2025

🚗 Does your auto policy include roadside assistance?
Even if it does… have you ever compared it to a standalone roadside membership?

Right now is the perfect time to look 👀
Our partners at AAA are offering 50% off their Basic Roadside Membership through 12/31.

✅ Roadside that follows YOU, not just your car
AAA coverage goes with the member, not the vehicle. Whether you’re:

Carpooling

Riding with family or friends

Driving a rental

Or helping someone stranded

If the car breaks down, your AAA membership can step in and save the day.

🔧 What AAA roadside can help with:

Towing

Battery service

Flat tire help

Lockout assistance

Fuel delivery

Unlike many auto policies, AAA roadside won’t create an insurance claim or impact your rates.

📆 50% off ends 12/31
Message me or comment “AAA” and I’ll help you get signed up or answer questions.

Local. Reliable. Covered.

11/21/2025

✨ My Why: Why I Started Helping Families With Life Insurance

Back in 2022, I found myself fumbling through phone calls with different insurance agents… and for the first time, it hit me hard:

👉 I had 2 kids, a wife... and no life insurance.

My dad passed away in an accident when I was 3.
And as my oldest surpassed that same age… it set in.
My dad had no life insurance when he died. In fact, he slammed the door on the insurance man two weeks before his passing.

I couldn’t let that happen to my family.

After getting the runaround from multiple agents, I realized something:

I didn’t understand a single thing they were talking about.
And if I felt confused… how many other parents felt the same way?

So while driving a garbage truck every day, I made a decision:
I would take the life insurance course online and learn it for myself.

And once I finally understood how it all worked...
I found the right plan for my own family.
And then I realized something even bigger:

❤️ This wasn’t just about protecting my family.
It was an opportunity to help others protect theirs.

So I got licensed.
I committed to doing things differently.
No jargon. No pressure. No confusion.

Just real conversations, clear explanations, and helping people qualify for the right plan for them.

If you already have life insurance but aren’t sure how it works, or if you don’t have any at all, I’d be glad to help break it down and make it simple.

📲 Call or text: 810-280-1845
💬 Or comment “CHECK-UP” and I’ll reach out.

11/18/2025

⭐ CLIENT SPOTLIGHT: DJ Electrical Contracting — Lapeer, MI
Starting a business isn’t easy. It takes bravery, sacrifice, and a whole lot of belief in yourself. That’s why we’re proud to highlight DJ Electrical Contracting , owned by Dylan Hammond, for taking that leap and building something strong in our community.
If you need electrical work you can trust:
🔌 Support and follow DJ Electrical Contracting g.
And if you’re starting or growing a business of your own:
🛡️ Rini Agency is here to help protect what you’re building.
Follow both:
📌 DJ Electrical Contracting
📌 Rini Agency

https://www.facebook.com/share/p/1ABah7jniP/

11/13/2025

If you’re paying Krampus prices for insurance… we need to talk. 😅🎄

07/15/2025

⛳️ Join Us at Golf Cash Bash 2025! ⛳️

Rini Agency is proud to sponsor a hole at this year’s Pelotonia Golf Cash Bash – and there’s still a few spots left to get in on the action! 💰🏌️‍♂️

Come swing for a great cause on July 20th at The Captain’s Club in Grand Blanc. Cash prizes for 1st, 2nd & 3rd – and every team helps support cancer research through Pelotonia 2024. 💚

📍 The Captain’s Club Golf Course
🗓 Sunday, July 20, 2025 – 7:30 AM
🎯 CASH prizes + charity = win-win
👀 Limited spots remaining – don’t miss out!

⏩ Register now at www.golfcashbash.com

06/06/2025

Out of the office today, enjoying some family time for Tommy Gs 7th bday! Rainforest cafe and Round 1, Let’s go! ❤️

Address

Davison, MI
48423

Telephone

+18102801845

Website

https://linktr.ee/riniagency, http://www.riniagency.com/

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