Rick Carrie, NMLS: 583061, Branch Manager - PrimeLending

12/17/2025

You show up every day with a big heart for others. Your home financing should meet you with that same level of care and support.

PrimeLending's Medical Professional Program* is designed around the realities of medical careers, with features like:
- Keep more cash flow. No monthly private mortgage insurance
- Low down payment options. No prepayment penalties
- Expanded financing options. Including up to 100% financing on loans up to $2 million
- Flexible eligibility that considers student loans. If you've finished residency and are contracted for a future start date
- Available nationwide!

When you're ready to explore what this could look like for you, I'm here to walk through the details.

Product info as of 12/17/25, subject to change.
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply. Borrowers must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP or D.M.D. degree and have an active employment contract (or verification of terms of employment acceptance). This program is not available for Chiropractors. Contact your PrimeLending loan officer for more details.

11/20/2025

Good time to look at taking your 30 year to a 20 year mortgage saving thousands in interest!!!

Moments like this don't come around often - and the ones who act fast, win big. Lower average rates mean more possibilities for buyers and meaningful savings for homeowners.

If you've been waiting for a reason to take the next step, this is your opportunity. Let's chat about how you can make the most of it.

Send me a quick message - no pressure, just insight.

Rate info as of 11/3/25, subject to change.

11/20/2025

Moments like this don't come around often - and the ones who act fast, win big. Lower average rates mean more possibilities for buyers and meaningful savings for homeowners.

If you've been waiting for a reason to take the next step, this is your opportunity. Let's chat about how you can make the most of it.

Send me a quick message - no pressure, just insight.

Rate info as of 11/3/25, subject to change.

09/17/2025

Big news for homebuyers: The Federal Reserve has officially cut interest rates.

When the Fed lowers rates, it can lead to lower mortgage rates too—making homes more affordable and monthly payments more manageable. If you’ve been waiting for a more favorable market, this could be the opportunity you've been looking for. Let’s chat about what this means for your buying power.

Rate info as of 9/17/25, subject to change.

03/06/2025

Want to attract more buyers and close more deals without lowering the sales price, even in today’s market? With Seller’s AdvantEDGE*, your clients can offer potential homebuyers an exclusive discounted interest rate that makes your listings more attractive and affordable. Contact me to learn more about how this program works and how it might benefit you and your clients.
*Seller pays up-front $1000 participation fee which is not refundable if loan does not timely close at PrimeLending. Remaining rate buy down cost paid at closing and subject to product guidelines. Valid for 90-day rate lock. The discounted rate may not be transferred to another property address. Conventional, FHA, VA, and USDA loan types are eligible. Conditions and restrictions apply, please reach out to your PrimeLending loan officer for more information.

https://lo.primelending.com/rcarrie

03/06/2025

Success starts with the right team, and at PrimeLending, we set loan officers up to win. With powerhouse marketing, cutting-edge tech, and an operations team that gets loans closed fast*, you’ll have everything you need to close more deals and grow your business. Add in an empowering culture and engaging leadership that truly invests in your success, and it’s no wonder top producers choose to stay and thrive here.

Level up your career with PrimeLending—let’s make big things happen. DM me to learn more.

*Fast closing and processing is dependent on many factors including receiving timely documentation from the borrower.

02/25/2025

Unlock the power of your home’s equity! With a PrimeLending home equity loan*, you can access cash without changing your original mortgage rate. Use that cash to renovate, cover unexpected expenses, or consolidate debt. Contact us today!

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

https://lo.primelending.com/rcarrie

02/10/2025

Understanding how much home you can afford is essential to making confident, informed decisions. Knowing your buying power can help you focus your home search on properties that fit your budget.

Key factors that determine your buying power include your debt-to-income ratio, gross monthly income and housing costs. But you don’t have to figure it out on your own—I’m here to guide you!

Let’s connect and start the process today.

02/05/2025

Is waiting for the "perfect" time to buy really the best choice for you?

Here are some key benefits of buying now instead of waiting:
- Build equity from day one
- Lock in stable monthly payments and avoid rising rent costs
- Personalize your space to make it truly yours

With rent prices continuing to rise, you might find that a comparable mortgage payment is more affordable than you think.

Let’s connect and see if buying now fits your budget!

01/15/2025

Ready to transform your home in 2025?

Get inspired by these renovation trends that will elevate your space:
- At-home wellness: Create your own spa-inspired bathroom or home gym
- Cozy vibes: Use warm earth tones like sienna and soft greens to bring comfort
- Style & function: Incorporate statement lighting or bold furniture pieces

Have a vision but need financing? DM me your ideas, and I’ll help you find the perfect renovation mortgage to bring your project to life.

11/19/2024

The holidays are just around the corner, is your budget ready? You may be able to tap into your home’s equity to get some extra cash. If you start the refinance process now, you could be finished with your refi just in time for the holidays. Want to access your equity without giving up your current interest rate? DM me to discuss if a HELOC (home equity line of credit) could work for you.

09/03/2024

When was the last time you checked in on your mortgage? With our free mortgage checkup, we may be able to find out if you could refinance when rates drop. By refinancing, you could potentially lower your interest rate or shorten your loan term. Contact me today for your free mortgage checkup.