Venture Home Loans: Nate Pina, Mortgage Lender NMLS #245332

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Davis, CA
Venture Home Loans: Nate Pina, Mortgage Lender NMLS #245332

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate.

Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout CA, OR, WA, NV, ID, AZ, TN, FL
Nate stays current on a wide variety of mortgage programs, including FHA and VA, Fannie Mae/Freddie Mac, & Jumbo loans I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle.

09/09/2026

Buying a home is just a few fixable money habits away for most people. Save this post for when you're ready to get serious about buying!

09/07/2026

The home loan benefit for veterans 🏡 Swipe to learn more!

09/04/2026

Rates hit their highest levels since 2023 this week. Here's what happened.

Monday kicked things off with a jolt — overnight U.S. strikes on Iranian targets sent oil surging toward $91 a barrel and pushed yields sharply higher to start the week. The Fed's tone wasn't helping either. Chair Warsh's Jackson Hole comments from the prior Friday had already put markets on notice that hikes were back on the table if inflation didn't cooperate.

Tuesday and Wednesday kept the pressure on. Record global debt levels, planned treasury buybacks, AI-fueled corporate spending, and an Iran situation with no resolution in sight all piled on. The bond market was getting squeezed from every direction.

Thursday brought a brief reprieve. The 10-Year pulled back slightly after touching highs not seen since 2023, and jobless claims came in near expectations. Services activity also surged — PMI hit 56.5 for August, well above what the market expected.

Then Friday's jobs report landed and flipped the script. Nonfarm payrolls came in at 162,000 — more than three times the 53,000 forecast. Unemployment held at 4.1%. That's the strongest jobs print since March, and it's enough to give the Fed pause before pulling the hike trigger at their upcoming meeting.

Rates are still elevated, but this week ended with more uncertainty than it started with — and uncertainty cuts both ways.

If you've been on the sideline waiting for clarity, this is your reminder that the data doesn't move in a straight line. What you can control is being prepared. DM me and let's run your numbers. 📊

09/02/2026

Want to buy a house? Here's what your money habits need to look like first 🏡 Save this post!

08/31/2026

What you actually need to know about jumbo loans 🏡 Swipe through!

08/28/2026

Mixed signals all week, but rates didn't get any relief. Here's the breakdown.

Monday opened quietly, with markets still digesting the prior week's debt ceiling news and treasury buyback chatter. Tuesday brought a drop in new home sales — down sharply from June — with builders leaning on rate buydowns and price cuts to keep buyers at the table.

Wednesday's PCE reading was the week's main event. Inflation came in slightly above forecast, which kept pressure on yields. GDP for Q2 held near expectations, so the economy isn't falling apart — it's just not cooling fast enough to give the Fed cover to move.

Thursday's jobless claims were actually a bright spot. Claims came in below forecast and continuing claims dropped, pointing to a labor market that keeps holding up despite everything.

Friday wrapped the week with consumer confidence sliding to its lowest reading of the year, driven by Iran tensions, persistent inflation, and uncertainty about where things go from here.

The week ended essentially where it started — rates flat to slightly worse, no clear catalyst for relief on the horizon.

If you've been waiting for the market to hand you a perfect moment, this week was a reminder it probably won't. What you can control is your preparation. DM me and let's run your numbers. 📊

08/26/2026

School taught us the mitochondria is the powerhouse of the cell but not what a credit score is 😭

08/24/2026

FHA loans are one of the most popular options for first-time buyers. Swipe through to learn the basics 🏡

08/21/2026

Rates moved in the wrong direction this week. Here's what drove it.

Monday opened with markets already on edge — the Fed's September meeting odds had traders pricing in a hold, and housing data was setting up to disappoint. Tuesday confirmed it: housing starts fell sharply in July, and oil held near $85 as the Iran situation dragged on with no resolution in sight.

Wednesday brought some brief relief when Treasury announced an expanded buyback program for longer-term debt. But that didn't last. The same day, the national debt crossed $40 trillion, and the Fed's meeting minutes dropped with a clear message: if inflation doesn't keep cooling, rates may need to go higher.

Thursday gave that back and then some.

The labor market is still holding, but the Fed isn't ready to ease. And oil prices mean inflation has another potential leg up.

If you're watching rates from the sideline — this week was a reminder that waiting for "perfect" has a cost. Getting pre-approved now puts you in control, regardless of where rates go next.

DM me and let's run your numbers. 📊

08/19/2026

You don’t need to be rich to own a home 🏡 Influencers, teachers, nurses, chefs… they’re all doing it. And you can too! Send me a message to set up a homebuying gameplan 💬

Address

422 2nd Street; Suite A
Davis, CA
95616

Website

http://Natepina.com/

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