Venture Home Loans: Nate Pina, Mortgage Lender NMLS #245332

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United States
Davis, CA
Venture Home Loans: Nate Pina, Mortgage Lender NMLS #245332

You've heard the horror stories...how hard it is to qualify, not to mention the fighting, shopping, and haggling to get a good rate.

Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout CA, OR, WA, NV, ID, AZ, TN, FL
Nate stays current on a wide variety of mortgage programs, including FHA and VA, Fannie Mae/Freddie Mac, & Jumbo loans I've got great news...When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle.

10/28/2026

Told you not to swipe. 👀 But since you're here... let's talk about actually buying a home. It's more possible than you think. 🏡

10/23/2026

Rates caught a little relief this week. Here’s what was behind it.

Monday started on the wrong foot, with rates ticking higher. Midweek was quiet and mostly sideways. Then Thursday brought a sharp tech selloff, and rates dropped to near one-month lows.

The driver wasn’t a big economic report. It was investors getting nervous about how much is being spent on AI, and moving money into the safety of bonds. When demand for those bonds rises, rates tend to fall.

Rates are still hard to plan around, and one good week doesn’t change that. But if you’ve been watching and waiting, this is a good time to know exactly where you stand. 📊

DM me and let’s run your numbers.
https://myoc.io/natepina

10/21/2026

What I do care about is getting you a home with a plan that makes sense for you.

10/16/2026

Rates caught a break this week. Here’s how it unfolded.

Tuesday started quietly, with investors stepping in after recent highs.

Wednesday looked like a setback when hot inflation data sent rates higher at the open. By the close, the market had reversed and erased the damage.

Thursday brought more hot inflation data, and rates improved anyway as a tech and AI stock selloff pushed money toward bonds.
It’s too early to call this a trend. Much of the strength is tied to nerves in the tech space, and inflation is still the thing to watch.

If you’ve been waiting on the sidelines, one good week doesn’t change the bigger picture. It’s a good moment to see where you actually stand.

DM me and let’s run your numbers. 📊

10/14/2026

The truth is you don’t need perfect credit, 20% down, or a trust fund. You need a plan. Progress is what makes homeownership possible 🏡 Send me a message and let’s map out your next move!

10/09/2026

Mortgage rates just hit their highest level since 2023. Here's what drove it.

Monday started with the 10-Year Treasury at 5.31%, already at multiyear highs.

Tuesday brought a little breathing room. Yields slipped back a few points and stocks hit a record.

Wednesday flipped it again. Minutes from the Fed's September meeting showed the vote to hike was unanimous, and the 10-Year spiked to around 5.36%, its highest level since 2002. A strong 10-Year auction pulled yields back off the peak, but the damage was done.

Thursday added fuel. Oil jumped about 5% on fresh signs of escalation in the Middle East, and Fed Governor Waller said multiple more rate hikes may be needed to get inflation under control. Jobless claims stayed low, so the labor market isn't giving the Fed a reason to back off.

Friday finally gave markets a breather. Trump said the U.S. won't attack Iran before the midterms, oil eased a bit, and the 10-Year settled near 5.25%. Brent is still above $100.

All of that pushed the average 30-year fixed rate to 7.4% this week, up from 7.28% the week before, according to Freddie Mac.

If you're waiting for rates to drop, this week gave no sign that's coming soon. What you can control is knowing your numbers. DM me and let's run them. 📊

10/07/2026

Swipe for hot takes on the housing market 👀

10/05/2026

The streamlined refi Veterans should know about 👉 Swipe through!

10/02/2026

Rates hit a multi-year high this week. Here's the story behind it.
Monday through Wednesday, rates climbed steadily, eventually touching levels not seen since 2023. Thursday brought a bit of relief as rates eased back.
What drove it: the bond market repricing Fed policy and inflation expectations, tension in the Middle East rattling oil markets, and growing concerns about bond supply here and in Europe.
Waiting for the "right" rate can cost you more than it saves. Home prices don't pause while markets sort themselves out.

DM me and let's run your numbers. 📊

09/30/2026

This isn't just about buying a house. It's about building your future 🏡

Address

422 2nd Street; Suite A
Davis, CA
95616

Website

http://Natepina.com/

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