The Truth About Lending

The Truth About Lending Putting the Truth back into lending
NMLS # 1054357

Ready, set, close! 🚀⏱️If you’ve got home equity and need speed, our streamlined 3-day line process may be a fit.No tax r...
06/03/2026

Ready, set, close! 🚀⏱️

If you’ve got home equity and need speed, our streamlined 3-day line process may be a fit.

No tax returns.
No paystubs.

Just a clear path, real guidance, and a team that keeps things simple from start to finish.

¿Necesitas opciones más rápidas? We’re here to help you sort through them with clarity and care.

Want more details on your financing options? Click below.
https://portal.mortgagecircles.com/webform/?preview=1CBhA4MIo4CN-fWeSO8-A5G7JYtl5hCj&template=1



Loan approval required. Terms and conditions apply. Sujeto a aprobación de crédito. Aplican términos y condiciones. Licensed in FL NMLS #1054357 FL License: thetruthaboutlending.com

Florida Realtors — what still works now vs. what tightens later? 🏢Some Fannie Mae condo changes start this summer. Other...
06/02/2026

Florida Realtors — what still works now vs. what tightens later? 🏢

Some Fannie Mae condo changes start this summer. Others don’t fully hit until early 2027. That gap matters if you’re trying to keep a deal moving instead of losing it at the condo docs stage.

What’s changing:
• Project waivers for up to 10 units
• Removal of investor concentration limits
• No more limited review
• No more 15% reserve requirement
• Stricter deferred maintenance and safety rules

That’s the challenge. The opportunity? We’ve got Non-QM and portfolio condo options that can still help when the “easy” path closes.

We’ve navigated shifts like this before, and we’re here to help you stay ahead of them.

Want more details on your financing options? Click below. https://portal.mortgagecircles.com/webform/?preview=1CBhA4MIo4CN-fWeSO8-A5G7JYtl5hCj&template=1

Message us or comment below if you want the breakdown — and keep an eye out for our in-person and online classes soon.



Loan approval required. Terms and conditions apply. Sujeto a aprobación de crédito. Aplican términos y condiciones. Licensed in FL NMLS #1054357 FL License: thetruthaboutlending.com

What you expect vs. what you actually need 🏡A lot of homeowners assume a home equity line means tax returns, paystubs, a...
06/01/2026

What you expect vs. what you actually need 🏡

A lot of homeowners assume a home equity line means tax returns, paystubs, and weeks of waiting.

Not here.

We can close in as little as 3 days with a streamlined process that skips the usual paperwork pile-up.

If you’ve been putting off your plans because the loan process felt too slow, this may be the easier path you’ve been looking for. Contact me for any information on how we have streamlined the home equity line process.

Here is the link to get started.
https://nftydoor.com/remn/the-truth-about-lending-llc/melinda-payan/signup

Want more details on your financing options? Click below. https://portal.mortgagecircles.com/webform/?preview=1CBhA4MIo4CN-fWeSO8-A5G7JYtl5hCj&template=1



Loan approval required. Terms and conditions apply. Sujeto a aprobación de crédito. Aplican términos y condiciones. Licensed in FL NMLS #1054357 FL License: thetruthaboutlending.com

Florida Realtors: the condo clock is ticking 🏢⏳A “simple” condo file can change fast when the rules do.This summer, some...
05/31/2026

Florida Realtors: the condo clock is ticking 🏢⏳

A “simple” condo file can change fast when the rules do.

This summer, some Fannie Mae updates may open a smoother path on smaller projects with waivers up to 10 units. But by early 2027, the easy lane gets tighter: limited review goes away, 15% reserve requirements are eliminated, investor concentration limits are removed, and deferred maintenance/safety rules get stricter.

That doesn’t mean deals die. It means we map them differently. When conventional gets tight, we’ll look at Non-QM and portfolio condo options to keep more buyers moving forward.

We’ve navigated guideline shifts like this before — and we’ll be offering in-person and online classes soon so you can stay ahead of the next wave. Comment or message us if you want the breakdown.

Want more details on your financing options? Click below. https://portal.mortgagecircles.com/webform/?preview=1CBhA4MIo4CN-fWeSO8-A5G7JYtl5hCj&template=1



Loan approval required. Terms and conditions apply. Sujeto a aprobación de crédito. Aplican términos y condiciones. Licensed in FL NMLS #1054357 FL License: thetruthaboutlending.com

Looks perfect online. Fails underwriting fast 🏢That’s the part buyers don’t always see until it’s too late: a condo can ...
05/30/2026

Looks perfect online. Fails underwriting fast 🏢

That’s the part buyers don’t always see until it’s too late: a condo can look like a great fit, then the building quietly creates a financing problem in the background.

A quick building review can tell us a lot before you get attached:
• which loan options may fit
• whether the building has a red flag
• if insurance or loan rules could slow things down

Send us the building name and we’ll check the options for you — fast, clear, and no pressure.

Want more details on your financing options? Click below. https://portal.mortgagecircles.com/webform/?preview=1CBhA4MIo4CN-fWeSO8-A5G7JYtl5hCj&template=1



Loan approval required. Terms and conditions apply. Sujeto a aprobación de crédito. Aplican términos y condiciones. Licensed in FL NMLS #1054357 FL License: thetruthaboutlending.com

Condo deal? Not yet. 🏢Before everyone gets excited, we check the building first.That’s where the surprises usually hide:...
05/29/2026

Condo deal? Not yet. 🏢

Before everyone gets excited, we check the building first.

That’s where the surprises usually hide:
1. Too many investor units
2. Weak reserves
3. Pending litigation
4. Insurance gaps

Any one of those can turn a clean approval into a stalled file fast.

The good news? A quick pre-screen helps us catch the red flags early, so your buyer isn’t left scrambling after the contract is signed.

Want more details on your financing options? Click below. https://portal.mortgagecircles.com/webform/?preview=1CBhA4MIo4CN-fWeSO8-A5G7JYtl5hCj&template=1



Loan approval required. Terms and conditions apply. Sujeto a aprobación de crédito. Aplican términos y condiciones. Licensed in FL NMLS #1054357 FL License: thetruthaboutlending.com

⏱️ Need cash fast? Get your Home Equity Line in just 3 days — no tax returns or paystubs needed! 🏡We’ve made it simple, ...
05/28/2026

⏱️ Need cash fast? Get your Home Equity Line in just 3 days — no tax returns or paystubs needed! 🏡

We’ve made it simple, clear, and quick. Ready to move forward without the hassle?

Here is the link to get started.
https://nftydoor.com/remn/the-truth-about-lending-llc/melinda-payan/signup

Got questions? Contact me anytime — I’ve got your back! 😊



Loan approval required. Terms and conditions apply. Sujeto a aprobación de crédito. Aplican términos y condiciones. Licensed in FL NMLS #1054357 FL License: thetruthaboutlending.com

Address

12555 Orange Boulevard Ste 4232
Davie, FL
33330

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

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