The Mortgage Planner

The Mortgage Planner Element Home Loans - Branch NC897
Branch Manager Brad Roche, NMLS #135191 (www.nmlsconsumeraccess.org "Reputation. We live by ours."

Brad Roche, The Mortgage Planner has closed over 10,000 mortgages and counting…let his experience go to work for you! Serving the Charlotte & Lake Norman Area as the #1 Relocation Expert! "We want to be the Mortgage Planners you refer your family and friends & co-workers too. Our goal is to take such great care of you and your loan that we earn not only your loyal business, but also your referrals

to family and friends. Our success has been built by referral, one happy client at a time." ~ Brad Roche

For additional information on Current programs, Passport to Charlotte Benefits, Industry BLOG, C.B.S. Radio Show Recordings & more visit www.TheMortgagePlanner.net

NMLS # 135191

Closing costs caught you off guard? You are not alone.Many buyers focus on the down payment and forget about the fees th...
09/02/2026

Closing costs caught you off guard? You are not alone.

Many buyers focus on the down payment and forget about the fees that come with it. Swipe to break down exactly what closing costs are, what is included, and how to reduce them.

Thinking about refinancing before the season shifts? Here’s what’s worth considering before you make that move. Contact ...
08/31/2026

Thinking about refinancing before the season shifts? Here’s what’s worth considering before you make that move. Contact me today for more information and tips!

A fall closing starts with summer prep. If buying is on your radar for later this year, here’s the checklist to start wo...
08/27/2026

A fall closing starts with summer prep. If buying is on your radar for later this year, here’s the checklist to start working through now.

Questions about any step? That’s what I’m here for.

Mortgage rates aren’t one-size-fits-all. Here’s why quotes vary, what factors into yours, and how to read what you’re re...
08/19/2026

Mortgage rates aren’t one-size-fits-all. Here’s why quotes vary, what factors into yours, and how to read what you’re really being offered. Save this for when you’re ready to buy.

Ever wondered what actually happens during a home appraisal? Here’s the quick version. Save this for your homebuying che...
08/17/2026

Ever wondered what actually happens during a home appraisal? Here’s the quick version. Save this for your homebuying checklist.

Fixed-rate or adjustable-rate? The right answer depends less on the market and more on your plans. Here’s the quick brea...
08/13/2026

Fixed-rate or adjustable-rate? The right answer depends less on the market and more on your plans. Here’s the quick breakdown.

Save this for when you start comparing loan options, and reach out anytime with questions.

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400 North Harbor Place, Suite G/H
Davidson, NC
28036

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