09/14/2026
How long do hard inquiries stay on your credit report? 🔎
Hard inquiries can remain on a credit report for up to two years, although their effect on credit scores is generally shorter. If you find an inquiry you did not authorize or believe was reported incorrectly, you may have grounds to dispute it.
Credit Doctor, a Florida credit repair and credit education company, helps consumers review their credit reports, understand hard inquiries and other reporting issues, and identify information that may need closer review.
If you’re preparing for a mortgage, auto loan, credit card, or another major financial step, understanding your recent inquiries can help you make more informed decisions.
Results vary. Accurate and authorized information is not guaranteed to be removed.