McKenzie Mathews-CrossCountry Mortgage

McKenzie Mathews-CrossCountry Mortgage Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from McKenzie Mathews-CrossCountry Mortgage, Mortgage brokers, 2322 E Kimberly Road, Ste 140, Davenport, IA.

Personal NMLS-552554
Branch NMLS-2483261
Company NMLS-3029
Equal Housing Opportunity
Illinois Residential Mortgage Licensee
For Licensing Information go to, www.nmlsconsumeraccess.org

These are national numbers but interesting nonetheless. Always important to keep the local market paramount but your fin...
05/18/2026

These are national numbers but interesting nonetheless. Always important to keep the local market paramount but your finger on the pulse of the national. After all, local doesn’t exist in a vacuum.

FINALLY! As of May 1st, VA appraisals will have some significant changes and improvements to streamline the process and ...
04/29/2026

FINALLY! As of May 1st, VA appraisals will have some significant changes and improvements to streamline the process and more closely match the needs of the veterans. (Details in comments )

03/23/2026

Time for the semi annual reminder!

What are the maximum allowable seller contributions?
(These are based on sales price)

FHA- 6%
USDA Rural Development- 6%
VA- 4%
Conventional- 3-9% (this will vary with down payment ) for owner occupied and second homes
Conventional investors- 2%

03/10/2026

Here’s the answer! VA financing allows for a buyer to have seller paid closing costs and those costs can be used to pay off a buyers debt. Closing costs are limited to 4% of the purchase price.

03/09/2026

Here’s a question I’m going to assume most folks don’t know the answer to (likely even a lot of industry professionals as well)

On what type of financing can a seller financed closing cost be used to pay off a buyers debt?
(No google/chat/claude cheating!)

More inventory = more buyers = a more balanced market = more negotiations…….A stronger 2026 with balanced inventory is a...
02/02/2026

More inventory = more buyers = a more balanced market = more negotiations…….
A stronger 2026 with balanced inventory is a good thing so don’t let rusty skillsets kill a deal.

It’s the middle of January and that means it’s forecasting time. I’ve watched 4 1/2 webinars and the good news is that f...
01/15/2026

It’s the middle of January and that means it’s forecasting time. I’ve watched 4 1/2 webinars and the good news is that for once they mostly all say the same thing: We should see more inventory, more buyers, and lower rates.
What we won’t see? Those sub 5% interest rates everyone is clawing for and major drops in home prices. While it’s a mostly positive outlook it’s clear we are still a ways away from pre- pandemic levels.
If you’re bored and want me to really go in the weeds on what’s behind all of this, give me a call, but for those who like cliff notes- here you go 😊
Bring on 2026!

12/29/2025

Looottsss of conjecture on what rates will do next year. For posterity sake lets post and check back in 12 mos 😆

2026 mortgage rate predictions:

*MBS Highway 5.5%
*Redfin 6.3%
*Fannie Mae 5.9%
*Zillow “Above 6%” (whatever that means)
*Mortgage Bankers Association 6.4%
*National Association of Realtors 6.0%
*Freddie Mac 6.2

I’m seeing a lot of posts going around about home renovations and increasing value etc Which is fine, but what if you do...
12/12/2025

I’m seeing a lot of posts going around about home renovations and increasing value etc
Which is fine, but what if you don’t have $20k? Heck what if you dont have $1000?
Here is a great list that is affordable and truly makes a huge impact.

Kicking a little bit of knowledge from the latest existing home sales report. (Always remember these are national not re...
11/20/2025

Kicking a little bit of knowledge from the latest existing home sales report.
(Always remember these are national not regional or local but nonetheless good information to have)

11/10/2025

Thoughts on the 50yr mortgage getting floated as an option for lowering the cost of homeownership? I’ve seen some very heated debates on this one!

Address

2322 E Kimberly Road, Ste 140
Davenport, IA
52807

Telephone

+13097383743

Website

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