CreditFixed

09/23/2021

The younger you are, the easier it is to earn trust in your finances over a period of time. This is why it makes sense to start building credit at 18 if you can. When you are building credit at 18, you are lucky enough to have more time available before you will need to utilize your credit to apply for needed loans or housing. If you have not established credit yet, it can become quite difficult to get approved for bigger loans, better credit cards, or nicer apartments. Be prepared, and you will not have to face this issue later on.

How to start building credit at 18? Check out 12 tips to start establishing your credit score at age 18

09/15/2021

Credit is a scary thing for those who are starting from zero. So, many people wonder how long it takes to build credit. The good news is that it does not take as long as you think, and the earlier you start making efforts, the better.

How long does it take to improve your credit score? Check out these 6 steps to start building your credit from scratch

09/08/2021

As of April 2021, the average transaction price for a light vehicle in the US was estimated at $40,768. In the 90s, new cars only set consumers back by about $15,000. Vehicles are certainly becoming more expensive, and with 85% of new car purchases being financed, it’s natural to wonder what is a good credit score to buy a car.

What is a Good Credit Score to Buy a Car? Find out average car loan interest rates by credit score for a new or used car.

08/31/2021

If you are wondering why your score is low and what you can do with it, you have come to the right place. Writing a 609 letter will help you challenge inaccurate items on your credit score. Read the full article here

What is a section 609 FCRA letter? Check out these free 609 credit letter templates that help you dispute credit report errors

08/10/2021

On average, residents of Los Angeles have an estimated VantageScore of 675. With the maximum credit score at 850, there is a lot of room for improvement. Repair services can help challenge negative items in reports, and today’s review focuses on credit repair companies in Los Angeles. Read more at: https://creditfixed.com/credit-repair-los-angeles/

08/05/2021

The negative implication of having a low credit score is that lenders will view you as a high-risk borrower. Your loan options will be few and more expensive. It’s worthwhile to fix your credit to buy a house. You can enjoy huge cost savings on fixed-rate or variable mortgages. Read more at

How to build credit to buy a house? Check out 12 steps to improve your credit score for buying a home?

07/27/2021

Credit scores are a measure of risk. Fair scores tell lenders that you might be at the risk of defaulting on a loan but not as much as someone with a poor score. Existing in this state of equilibrium is not to be desired. Loan companies reserve their reasonable rates to low-risk individuals. While they may approve your loan application, they can impose stricter restrictions, such as higher-income requirements.

Read more at https://creditfixed.com/what-is-a-fair-credit-score/

07/20/2021

If you have ever questioned yourself why your credit score dropped - you know that there are many possible reasons for such a change. Our article features 8 possible reasons for the decrease in the credit score and advice on what to do about it

Find out 8 reasons why your credit score can go down? Get to know how to improve your credit score when it drops

07/20/2021

On average, residents of Los Angeles have an estimated VantageScore of 675. With the maximum credit score at 850, there is a lot of room for improvement. Repair services can help challenge negative items in reports, and today’s review focuses on credit repair companies in Los Angeles

Are you looking for trusted credit repair services in Los Angeles, CA? Here's a list of the top-7 credit repair companies in LA

07/16/2021

As we constantly strive to provide our audience with the most relevant information possible, we have updated our list of the best credit fixing companies! Check it out here

Top-15 Rated Credit Repair Services in 2021. Check out the best credit repair companies that can help you fix your credit score

07/12/2021

Filing for bankruptcy affords ordinary citizens the chance to obtain relief from their debts. It’s not a decision to take lightly, as it can have a devastating impact on the ability to apply for new loan products.

If you have recently filed for bankruptcy or plan to, the question of how long the bankruptcies stay on credit reports may weigh heavily on your mind. We’ll examine this question and how it pertains to different chapters of bankruptcy.

https://creditfixed.com/how-long-does-bankruptcy-stay-on-credit-report/