Team Bare - Guild Mortgage

Team Bare - Guild Mortgage 🏠 Mortgage Advisors: MA & RI
👤 Elise Bare, Lisa Skojec, & Jeremy Bare
📧 [email protected]
🌎 teambare.com


NMLS #699976, #522497, #2351657

07/09/2026

Details:

- Client went under contract in May, knowing septic work was needed.
- The contract's closing date was mid-June, but after conversations with the listing agent, we realized this was a "best case" closing date.
- Spoke with buyers, and we agreed on a 60-day rate lock for peace of mind (priced out vs potential rate lock extensions).
- 55 days later we have a septic cert, and ready to close within our 60-day window.

02/12/2026

Parents of young adults:

The first step to buying a home is paying all debt obligations on time, every time.

Let's say a 23-year-old has had a car payment + one credit card since they were 18.

If they go 120/120 (60 months x 2 payments) on paying to $0 each month, they have a roughly 100% chance of having a credit score in the mid-700s.

Maybe they don't make enough money to buy a home today. They can continue to improve their employment opportunities over time.

Maybe they want to save more money before buying. They can find different ways to do that, perhaps seek out down payment assistance programs.

But they can never go back and repeat those first 120 payments.

02/08/2026

1 Three Howard Pl B, Dorchester, MA!

02/06/2026

I’m from the south coast don’t yell at me

(kinda)

02/02/2026

South Shore is calling 🙂‍↕️🙂‍↕️🙂‍↕️☎️☎️☎️

01/30/2026

First time homebuyer crash course 🙋‍♂️🙋‍♂️🙋‍♂️🙋‍♂️

01/25/2026

Go buy this house in Fall River! Listed by

01/22/2026

Do your due diligence when it is due 🤝🤝🤝

01/15/2026

Adding value before, during, and after a home purchase 🙌

Address

519b State Road
Dartmouth, MA
02747

Website

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