Joy Wood, NMLS ID 962840

Joy Wood, NMLS ID 962840 Joy Wood | VP, Sr. Loan Officer - NMLS 962840

Atlantic Coast Mortgage, LLC (“ACM”)
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org)

Joy Wood | VP and Senior Loan Officer - NMLS 962840 | www.LendingWithJoy.com

Atlantic Coast Mortgage, LLC (“ACM”) is an Equal Housing Lender
Company NMLS 643114 (For licensing information, go to: www.nmlsconsumeraccess.org)

Privacy Policy: www.acmllc.com/privacypolicy
Licensure & Product Disclaimers/Disclosures: www.acmllc.com/legal

Joy Wood is a mortgage professional and speaker who blends ext

ensive industry knowledge with a passion for helping others. As Vice President and Senior Loan Officer at Atlantic Coast Mortgage, she works with homebuyers and homeowners to offer clear, strategic guidance and mortgage options tailored to their needs. Following her success managing multiple branches in Southern Virginia, Joy chose Atlantic Coast Mortgage for its flexible approach and advanced mortgage technology. This combination allows her to focus on what matters most, supporting clients with personalized service and transparent, data-driven insights, whether they’re buying their first home, upgrading to a new property, or refinancing an existing mortgage. By transitioning from sales management to a dedicated production role, Joy has been able to focus more deeply on serving her community, collaborating with business partners, and guiding clients through the mortgage process. She is also expanding her work as a speaker and workshop facilitator, blending neuroscience, brain health, and leadership principles to help individuals and organizations enhance both their professional and personal growth. Through her personal brand, Lending With Joy, she shares her belief that joy is a choice, excellence is a journey, and the way we think influences how we live and lead. With a career shaped by results, community involvement, and a dedication to growth, Joy continues to support clients, colleagues, and audiences—reminding them that some of the most meaningful investments we can make are in our homes, our well-being, and our capacity for joy.

06/04/2026

Come for a visit!

06/04/2026
5.0 star review received on Experience.com for Joy Wood by John T - Most professional experience in buying a Home we'v...
05/21/2026

5.0 star review received on Experience.com for Joy Wood by John T - Most professional experience in buying a Home we've ever had.

Click to see all 291 reviews of Joy Wood, VP | Sr. Loan Officer | NMLS ID #962840

5.0 star review received on Experience.com for Joy Wood by Andrew T - Joy did a great job getting us our home, I...
05/19/2026

5.0 star review received on Experience.com for Joy Wood by Andrew T - Joy did a great job getting us our home, I will definitely be doing business with her in the future!

Click to see all 290 reviews of Joy Wood, VP | Sr. Loan Officer | NMLS ID #962840

5.0 star review received on Experience.com for Joy Wood by Jessica T - Joy made this whole process easy and wonde...
05/13/2026

5.0 star review received on Experience.com for Joy Wood by Jessica T - Joy made this whole process easy and wonderful with every wiestioned questioned answered. thank you so much!!

Click to see all 289 reviews of Joy Wood, VP | Sr. Loan Officer | NMLS ID #962840

5.0 star review received on Experience.com for Joy Wood by Tia P - Joy, thank you for being so helpful and extremely pat...
05/08/2026

5.0 star review received on Experience.com for Joy Wood by Tia P - Joy, thank you for being so helpful and extremely patient with me in the homebuying process!

Click to see all 288 reviews of Joy Wood, VP | Sr. Loan Officer | NMLS ID #962840

5.0 star review received on Experience.com for Joy Wood by Reece P - Very easy to talk with and always there to he...
05/05/2026

5.0 star review received on Experience.com for Joy Wood by Reece P - Very easy to talk with and always there to help with any questions

Click to see all 287 reviews of Joy Wood, VP | Sr. Loan Officer | NMLS ID #962840

5.0 star review received on Experience.com for Joy Wood by Carter B - Just the overall care and urgency that I f...
05/04/2026

5.0 star review received on Experience.com for Joy Wood by Carter B - Just the overall care and urgency that I felt from the whole team while getting things set up and moving. This was my first time ever going through this process and everyone was more than willing to answer any questions I had and gave me some anwers I didn't even think of.

Click to see all 286 reviews of Joy Wood, VP | Sr. Loan Officer | NMLS ID #962840

5.0 star review received on Experience.com for Joy Wood by Kayla D - Joy was very responsive! And made sure we understoo...
04/29/2026

5.0 star review received on Experience.com for Joy Wood by Kayla D - Joy was very responsive! And made sure we understood everything there was to know! She is an amazing person to work with and is always friendly and egar to get the job done

Click to see all 285 reviews of Joy Wood, VP | Sr. Loan Officer | NMLS ID #962840

5.0 star review received on Experience.com for Joy Wood by James R - Joy was great to work with during my loan pr...
04/28/2026

5.0 star review received on Experience.com for Joy Wood by James R - Joy was great to work with during my loan process. Had several deals fall apart and she was patient with me and answered my questions to get me financed. I would recommend her highly to anyone buying a home.

Click to see all 284 reviews of Joy Wood, VP | Sr. Loan Officer | NMLS ID #962840

Address

Danville, VA

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

Telephone

+14346883700

Website

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