Farmers Insurance - Andy Sinclair, Agent

06/18/2026

CA Earthquake update.

A new study found the stress on these California fault lines is at its highest level in more than 1,000 years.

03/28/2026

Today marks the 98th Anniversary for the Farmers Insurance Group of Companies. Farmers was founded March 28, 1928, in Los Angeles, CA . The first household insured was the Briscoe family in Orange County, CA. The vehicle was a 1928 Cadillac Phaeton.

To this day, Farmers remains one of the largest and most respected insurance carriers in America. Congratulations to all who are currently affiliated with Farmers and special congratulations to those who helped build the foundation of this great company!

12/02/2025

Earthquake Insurance / Set the record straight on these five common misconceptions:
1. “My homeowners policy covers earthquake damage.”
Homeowners policies typically exclude coverage for earthquakes–only earthquake insurance covers them.
2. “The federal government will bail me out.”
Federal assistance is limited to emergency needs, not repairing or rebuilding homes.
3. “I’m not at risk for earthquake damage.”
Seismic experts would disagree: the risk is high in earthquake prone regions and no community is immune.
4. “My home made it through other earthquakes just fine.”
Not all quakes are the same—the next one could be stronger and much closer to
your home.
5. “I can’t afford the deductible after a major loss.”
Here's the key: the deductible is subtracted from your claim payout, not a check you pay out of pocket.