Kacie Lorraine Contracting LLC

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Danville, NH
Kacie Lorraine Contracting LLC

Independent life & health insurance agent 👩‍💼

02/05/2026

Turning 65 soon? Medicare has a learning curve — and timing matters.

Medicare isn’t automatic for everyone, and choosing the wrong plan (or enrolling late) can lead to penalties or gaps in coverage.

When you turn 65, you’ll need to understand:
• When to enroll
• The difference between Original Medicare, Medigap, and Advantage plans
• Prescription drug coverage
• How Medicare works with employer or retiree insurance

The good news? You don’t have to figure it out alone — and you don’t have to wait until your birthday month to start planning.

📅 If you’re turning 65 in the next 6 months, now is the perfect time to talk.

📩 Message me with questions or to schedule a quick, no-pressure review.

02/02/2026

While Open Enrollment has ended, life changes can open the door to coverage all year long. If something changes, you may qualify for a Special Enrollment Period (SEP) and won’t have to wait until the end of the year.

You may be eligible for ACA coverage if you experience:
✔️ Loss of employer coverage
✔️ Job change or reduced hours
✔️ Marriage or divorce
✔️ New baby or adoption
✔️ Move to a new state
✔️ Loss of Medicaid or CHIP

Health insurance isn’t just a “once-a-year” conversation — it’s a life-event conversation.

If something has changed recently (or you think it might), let’s review your options and timelines so you don’t miss a window.

📩 Message me anytime — I’m happy to help.

01/23/2026

Grateful doesn’t even begin to cover it 🤍

This Open Enrollment season was incredibly successful. I tripled my book of business, all thanks to my amazing clients and referrals. Your trust, support, and recommendations mean more to me than you know.

Thank you for choosing me and supporting my small business. I’m so excited to continue helping you and your loved ones in the year ahead!

✨ Referrals always welcome
📩 Message me anytime

12/18/2025

One thing I wish more people knew about health insurance is that using a licensed agent doesn’t cost you extra.

Whether it’s ACA, Medicare, or life insurance, my role is to help you understand your options, avoid mistakes, and choose coverage that actually fits your life, not just what looks cheapest on paper. The price you see is the same whether you enroll on your own or with help, but having an agent means you’re not navigating confusing rules, deadlines, and plan details alone.

Health insurance isn’t one-size-fits-all, and a small detail can make a big difference later.

If you ever have questions, need a second set of eyes, or just want someone in your corner, I’m always happy to help.

📩 Message me anytime.

12/17/2025

Insurance is one of those things people avoid until they have to deal with it… and by then it’s usually stressful, confusing, and expensive.

Here’s what I want you to know:
You don’t need to:
❌ Guess which plan is “best”
❌ Google yourself into a spiral
❌ Hope last year’s plan still works
That’s literally what I’m here for!

Whether it’s ACA, Medicare, dental/vision, or just questions, I help break it down in real-life terms so you can actually feel confident in your coverage — BEFORE you need to use it.

No pressure. No filler plans. No confusion. Just honest guidance from someone who shops the market for you.

📩 If insurance has been sitting on your mental to-do list, message me — I’d love to help.

12/15/2025

Today is the last day to enroll in an ACA health insurance plan if you want coverage to start on January 1st. If you miss this deadline, you may not be able to get coverage until later in the year unless you qualify for a special enrollment.

If you’ve been putting it off, feeling overwhelmed, or unsure what you qualify for, you’re not alone. This year has been especially confusing and stressful for many families. My goal is to help you understand what options are actually available and make sure nothing is missed before the deadline.

⏰ Time is running out.
📩 Message me today if you need help enrolling or have questions.

12/12/2025

Quick reminder you might need today...

Most people don’t realize their health insurance isn’t working until:
• a bill shows up
• a prescription isn’t covered
• or a doctor tells them they’re out-of-network

By then, it’s stressful — and expensive. This is exactly why having an agent matters. Not to push plans… but to help you understand what you’re signing up for before life happens.

If you’ve ever thought:
“Am I even on the right plan?”
“Why is this so expensive?”
“I don’t really understand what I have…”

You’re not alone — and you don’t have to figure it out on your own. I help clients make sense of ACA, Medicare, and supplemental coverage in plain English and I stick around after enrollment, not just during it. If you want a second set of eyes on your coverage or just need answers, message me. I truly love helping.

12/09/2025

🚨 Last call for January 1st health coverage 🚨

If you want your ACA plan to start 1/1/26, this is it.
Miss this window and you could be paying bills out-of-pocket come January. And here’s the real talk most people don’t hear ⬇️
- Prices changed this year
- Networks & drug lists changed
- What worked last year may NOT be your best option now

My job isn’t to sell you a plan — it’s to help you:
- Avoid gaps in coverage
- Make sure your doctors & prescriptions are covered
- Understand what you’re actually paying (before January hits)

⏰ Deadlines are firm. Options are time-sensitive.
If you’ve been meaning to check your coverage… now’s the moment.
📩 Message me “ACA” and let’s lock in your 1/1/26 start date.

12/04/2025

ACA Open Enrollment is officially underway!
If you buy your own health insurance, this is the time to:
- Compare 2026 plans
- Check new premiums and subsidies
- Make sure your doctors are still in network
- Avoid unwanted auto-renewals
Many families are seeing big changes this year — let’s make sure you’re protected and getting the best value.
📲 Send me a message and I’ll run your updated quote.

12/03/2025

MEDICARE: FINAL WEEK!

AEP ends December 7th, which means this is your last chance to:
- Review your 2026 coverage
- Update prescriptions and doctors
- Compare plan benefits
- Make sure you’re not overpaying
If you haven’t checked your plan yet, now is the time — and I can help.
There’s no cost to work with me, and I shop multiple carriers to find what best fits you.
📩 Message me today to make sure your Medicare plan is ready for 2026!

12/01/2025

Happy December! New month, fresh start — and one of the biggest months for healthcare enrollments. Whether you need Medicare guidance, ACA help, or want to prepare for the new year, I’m here to support you every step of the way. Wishing you a cozy, joyful month filled with peace, family, and new blessings. ❄️💙

11/20/2025

🌟 ACA Open Enrollment is here — and this year it’s more important than ever to review your coverage.

Premiums across the country have increased significantly, and many plans changed their networks, deductibles, and doctor participation. Even if nothing in your life changed, your plan costs may have.

I can help you:
✔️ Compare all available Marketplace options
✔️ Check if your doctors are still in-network
✔️ See if you still qualify for financial help
✔️ Find the most affordable plan for your household

Open Enrollment runs Nov 1 – Jan 15, but the earlier you review, the better.

📲 Message me to run your 2026 quote.

— Kacie Lorraine Contracting LLC
Helping families navigate ACA changes with confidence

Address

Danville, NH
03819

Telephone

+19789950251

Website

http://klcllcinsurance.com/, http://www.klcllcinsurance.com/

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