Peabody Wealth Advisors

10/15/2026

🗓️Medicare Open Enrollment Begins October 15 🗓️

Whether it’s for you, a parent, or someone you care about, Medicare Open Enrollment lets you review coverage and explore options for the upcoming year.

💡Remember, you can change your Medicare elections every year. If your needs have changed, it's worth reviewing to see if another option would be better. If you’re unsure where to start, now’s the time to ask questions and get the facts.

🗓️ Deadline: December 7 🗓️

🔍 Mark your calendar and double-check your current coverage before time runs out.

10/14/2026

AI can help you find information, generate retirement projections, and answer financial questions in seconds.

But some of the most important financial decisions aren't just about numbers.

When to retire. How much risk feels right for you. Supporting adult children. Helping aging parents while planning for your own future.

Technology is a powerful tool, and we use it, too. But what an algorithm can't fully understand is your personal goals, priorities, experiences, and the emotions that often come with major life decisions.

The most valuable conversations often happen when markets are volatile, circumstances change, or you're facing a decision that doesn't have a simple answer.

Information is important. Context, perspective, and guidance matter too.

📖 Read our latest blog to learn why AI can be a valuable resource, but human judgment and personalized guidance still play an important role in making financial decisions.

If you've explored an idea with AI and would like to talk through how it applies to your own situation, we're always happy to have a conversation.

Financial decisions are rarely just about numbers. AI can help you find information, but valuable perspective often comes from talking things through with someone who knows your goals, your family, and what matters most to you.

09/28/2026

🛠️ The richest person in your town probably isn't a tech founder or someone in finance. It's more likely the dentist running four offices, or the owner of the HVAC company whose trucks are everywhere.

New research from economists Owen Zidar and Eric Zwick, based on IRS and Treasury data, found nearly 5 million U.S. households worth at least $5 million, holding combined wealth more than 13 times that of the Forbes 400.

A few patterns stood out:
➡️Most started their business themselves rather than inheriting it
➡️Most run ordinary, brick-and-mortar businesses rather than tech or finance
➡️Independence mattered more to them early on than getting rich ever did

🌭 Case in point: Dick Portillo started a hot dog stand in 1963 with just $1,100. Decades later, he sold the business he'd built for $1 billion.

Building wealth often looks much more ordinary and attainable than the headlines suggest. If growing or eventually stepping back from a business is part of your picture, that's worth talking through together.


Source:

Getting rich in the U.S. is still possible, but the most common path to wealth doesn't involve working for other people, according to a new book.

09/19/2026

Many grandparents and parents plan to leave an inheritance someday.

But a growing number of our clients are asking a different question: "Would this money make a bigger impact now?"

Helping a grandchild with college costs, supporting a child buying a first home, or assisting a loved one through a major life transition. For many families, timely gifts can make a meaningful difference.

However, gifting isn't just about generosity. It's about finding the right balance between helping loved ones today and preserving your own long-term financial security.

Before making significant gifts, consider:

• Will this affect my long-term financial security?
• Am I comfortable giving up control of the asset?
• Have I accounted for future healthcare or long-term care needs?
• Could there be unintended tax or family implications?

The goal isn't simply to give more.

It's to give thoughtfully and strategically, in a way that supports loved ones while preserving your own financial independence.

Sometimes the greatest legacy isn't what you leave behind.

It's the opportunities you help create while you're here to see them.

Question: Have you ever received financial help at a pivotal moment in life? How did it impact your future?

09/15/2026

One of my favorite conferences I look forward to every year is Future Proof in Huntington Beach, CA. A combination of great content, cutting edge technologies, seeing old and meeting new friends and of course puppies 🐶 Thanks Nuveen. This year did not disappoint.

09/11/2026

On this day, we remember the victims of September 11, 2001, and honor the courage of the first responders and countless individuals affected. Their legacy reminds us of the strength and resilience found in times of adversity.

09/10/2026

Living longer doesn’t automatically mean living better.

Healthy Aging Month is a reminder that how we age is shaped by more than just time. Staying active, mentally sharp, and socially connected all play a role, and so does the ability to support those lifestyles over time.

Small, consistent habits, both physical and financial, can influence what those years look like.

09/07/2026

Today we honor the hard work that drives progress, supports families, and helps turn dreams into reality. Happy Labor Day from all of us at Peabody Wealth Advisors!

Our office at Peabody Wealth Advisors will be closed on Monday, September 7th. We will reopen on Tuesday, September 8th at 9 am.

08/28/2026

Back-to-school season is a reset point 📚

New schedules. New expectations. New opportunities to build strong habits, one day at a time.

If you’re a student, parent, or educator: keep it simple, stay consistent, and focus on what you can control. Small wins add up.

Wishing you a steady start and a successful year ahead ✏️

08/18/2026

🍎Back-to-school expenses look very different depending on your child's age, but one thing remains the same: planning ahead helps reduce financial stress.

💻For parents of younger children, now may be a good time to revisit college savings goals. For parents sending a student to college, consider discussing budgeting, credit, and financial responsibility before the semester begins.

Financial education is one of the most valuable lessons we can pass on to the next generation.