Farmers Insurance Agency - Dennis Perkins Jr.

Farmers Insurance Agency - Dennis Perkins Jr. As your local Farmers® agent in Danbury, CT, I help customers protect what's most important. Disclosure: farme.rs/disclosure

👉You’re sick → You go to a doctor.👉You need taxes done → You go to an accountant.👉You need insurance → You ask Facebook…...
06/03/2026

👉You’re sick → You go to a doctor.
👉You need taxes done → You go to an accountant.
👉You need insurance → You ask Facebook…? 🤔

Stop getting insurance advice from:
❌ ChatGPT
❌ Google
❌ Your cousin
❌ Facebook groups

These 4 sources = #1 reason claims get denied. They don’t know CT laws, your carrier’s fine print, or your specific situation.

Insurance professional Vivian Lew said it best: “One wrong answer costs more than the policy.”

Real examples we’ve seen:

“Homeowners covers flood” → $80K loss, $0 payout
“My trust is covered automatically” → Claim denied
“Rental car insurance is a scam” → $12K out of pocket
CT licensed agents = required to know state law + carrier rules. Free advice. DM “ADVICE”.

Some cars don’t just age—they become legends. That’s why they deserve the right protection on and off the road.Photos fr...
06/03/2026

Some cars don’t just age—they become legends. That’s why they deserve the right protection on and off the road.

Photos from the car collectors' event last week!

CT small business alert: The Hartford (based right here in Hartford) just launched new coverage for summer vendors. 🚨New...
06/02/2026

CT small business alert: The Hartford (based right here in Hartford) just launched new coverage for summer vendors. 🚨

New Professional Liability endorsement = protection if a customer claims you made a mistake, error, or gave bad advice.

Perfect for:

Consultants at summer markets
Graphic designers, accountants, photographers
Anyone selling SERVICES, not just products
Old way: Buy a separate $1,200/year E&O policy.
New way: Add it to your BOP for way less. Plus extended reporting covers claims made AFTER your policy ends.

Industries covered: 30+ including groups that were "underserved" before.

Selling at Durham Fair, Celebrate Wallingford, or local CT markets?
DM “VENDOR”.

Estate planning attorney said put your house in a living trust?Good for avoiding probate. BAD for insurance if you skip ...
06/02/2026

Estate planning attorney said put your house in a living trust?

Good for avoiding probate. BAD for insurance if you skip this step:

The problem: Transferring your house to a trust = change of ownership.
Your homeowners insurance is in YOUR name, not the trust’s name.
Result: Claim denied. $0 payout after fire/flood.

The fix: Add the trust as “Additional Insured” on your policy. Takes 5 minutes. Costs $0.

After the Bridgeport apartment fire this year, we saw claims denied over paperwork like this.

CT homeowners: If your deed says “John Smith Trust” but your insurance says “John Smith,” call us today. DM “TRUST”.

06/02/2026

Hurricane season starts Sunday, June 1.

Do this 1-minute task TODAY (from FL CFO Jimmy Patronis):

✅Open your phone camera
✅Video walk through every room in your house
✅Open closets, drawers, garage
✅Narrate big items: “Sony TV, bought 2024”
✅Email the video to yourself

👉Why: If you file a claim, you need proof of what you owned. After a storm, “I had a 65-inch TV” = denied without proof.

This 60-second video = the difference between $5K payout and $50K payout.

Bonus: Check your hurricane deductible NOW. Shoreline CT homes often have 5% deductibles. $500K home = $25K out of pocket.

DM “STORM” for free review.

📍Onare Showroom Greenwich CtLast Friday, we went to a car collector event, and it turned out to be such a memorable expe...
06/01/2026

📍Onare Showroom Greenwich Ct

Last Friday, we went to a car collector event, and it turned out to be such a memorable experience. At first, it felt like just another event, but as soon as we stepped in, we were welcomed by rows of beautifully preserved classic cars—old models that still looked elegant, expensive, and full of character.

What made it even better was the people we met along the way. Everyone was so friendly and passionate about cars, sharing stories and appreciation for each model like it was part of their own history. It didn’t just feel like an exhibition—it felt like a community of nice people coming together for something they truly love.

By the end of the day, it wasn’t just about the cars anymore. It became an experience filled with timeless machines, good conversations, and genuine connections.

Parents of teen drivers: There’s a new scam hitting CT. ⚠️"Ghost broking" = criminals sell fake car insurance on Instagr...
06/01/2026

Parents of teen drivers: There’s a new scam hitting CT. ⚠️

"Ghost broking" = criminals sell fake car insurance on Instagram, TikTok, WhatsApp.

How it works:

👉They pose as real agents with fake IDs
👉Sell you a “cheap policy” for cash/app payment
👉You get fake documents that look real
👉When you crash? $0 coverage. You’re driving uninsured.
👉Who’s targeted: 17-25 year olds looking for cheap car insurance.

Red flags:
❌ “DM for discount”
❌ Payment to personal Venmo/CashApp
❌ No license number provided

CT teens: If it’s not from a licensed CT agent, it’s not real.
We’ll verify any quote for free. DM “VERIFY”.

Your insurance should match your current life — not your past. Let’s make sure you’re not paying too much or missing cov...
05/29/2026

Your insurance should match your current life — not your past.
Let’s make sure you’re not paying too much or missing coverage.

Airbnb your CT home during leaf season? 🍂Your homeowners policy excludes business activity.If a tourist slips on your st...
05/29/2026

Airbnb your CT home during leaf season? 🍂

Your homeowners policy excludes business activity.

If a tourist slips on your stairs, trips on your porch, or starts a fire, your claim is denied. $0.

You need:
Short-term rental endorsement OR separate landlord policy. Costs $200–$500/year.

Fall tourism = $1.8B industry in CT. Don’t risk your home for $200/night.

We add rental coverage in 10 minutes.
DM “AIRBNB”.

Insurance isn’t just protection for your things — it’s peace of mind for your life. Let’s make sure your coverage still ...
05/29/2026

Insurance isn’t just protection for your things — it’s peace of mind for your life. Let’s make sure your coverage still fits your needs today.

Address

Danbury, CT
06810

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 6pm
Friday 9am - 5:30pm

Telephone

+12039835534

Website

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