Joy Cai Agency

Joy Cai Agency Insurance since 2006 • Bay Area We will meet you before work, on your lunch hour, or after work //u2014 your place or our new office.

Experience //u2014 Eight + years as owner of the Cai Insurance Agency and //u201cPremier Agency//u201d status gives you the peace of mind that Joy has the experience necessary to meet your needs. Joy is in the top 3% of Farmers agents so she has the training and knowledge to help you get the right coverage at the right price.//Risk Management //u2014 We can help balance the price you pay with the

coverage you need. The first step is to determine what your asset base is, and then explore //u201cno nonsense//u201d solutions on how to best protect them. Risk Analysis usually takes only 30 minutes, and can provide the information you need for a lifetime of protection.//Service, Service, Service //u2014 Your time is important, so it is our task to fit into your busy schedule. We have claims service to back you up 24 hours per day, every day of the year. Our goal is to be //u201cone stop//u201d for all of your Insurance needs. /

Disclosure: farme.rs/disclosure

01/31/2026

Dear all, I’d like to share an important update. Grace, my teammate for nearly 10 years, will be taking over my Farmers book effective February 1, 2026, today is last day with Farmers after 20 wonderful years.

I will continue working closely with Grace during the transition to ensure uninterrupted service. Please rest assured—you are in excellent hands, and the high level of service you’ve come to expect will remain the same.

Grace Zhou
Farmers Agency Owner
Email: [email protected]
Phone: 650-757-1888
Office: 6777 Mission Street, Suite A, Daly City, CA 94014

Thank you sincerely for your trust and support over the past 20 years. It has truly been my pleasure to serve you and your family.

While I am transitioning away from Farmers, I am still just a phone call away if there is anything I can assist you with.

Warm regards, Joy Cai

Our office is currently closed this week for team building and year-end holidays. We will resume normal business hours o...
12/28/2025

Our office is currently closed this week for team building and year-end holidays.

We will resume normal business hours on Monday, January 5.

During the holiday period, Farmers Claims Services remain available 24/7.
For any urgent claim matters, please contact the Farmers Claims Center directly. (Tel: 800-435-7764)

Thank you for your trust and support throughout the year.

We look forward to continuing to serve you in 2026.

Wishing you a Happy New Year filled with peace and joy. 🙏🙏🙏

Our first team building event to Antelope Canyon was  a fantastic experience for the Cai Agency! We wish you all a great...
01/01/2024

Our first team building event to Antelope Canyon was a fantastic experience for the Cai Agency! We wish you all a great 2024, Happy New Year! 🎉

If an evacuation is ordered, do you have a go-bag ready for your furbabies to roll with you? Learn more about how to hel...
12/13/2023

If an evacuation is ordered, do you have a go-bag ready for your furbabies to roll with you? Learn more about how to help keep the furry, four-legged members of your family safe and calm in the chaos. farme.rs/PetPrepardness

We will be closing the office on Monday in observance of the Memorial Day Holiday. We will resume office hours of 9 am t...
05/27/2022

We will be closing the office on Monday in observance of the Memorial Day Holiday. We will resume office hours of 9 am to 5 pm on Tuesday, May 31, 2022. Enjoy the festivities and the unofficial start of the summer, please be safe! 🙏

Merry Christmas @ Joy Cai Office
12/25/2021

Merry Christmas @ Joy Cai Office

Make sure your life insurance helps you maximize the value left to your loved ones. I can help you review the amount and...
12/08/2021

Make sure your life insurance helps you maximize the value left to your loved ones. I can help you review the amount and type of life insurance in your estate preparations.

Some business challenges are exciting, like landing a new client or growing your team. Other challenges‚ like theft and ...
12/06/2021

Some business challenges are exciting, like landing a new client or growing your team. Other challenges‚ like theft and property damage‚ are more of a bummer. Fortunately, Farmers has coverage options to help with both. Call me to learn more.

More than 1/3 of Americans say they intend to buy life insurance this year. If it's your time to buy, I'm here to help.
12/02/2021

More than 1/3 of Americans say they intend to buy life insurance this year. If it's your time to buy, I'm here to help.

One available but sometimes forgotten coverage option with a homeowners policy: medical cost coverage. If a house guest ...
11/30/2021

One available but sometimes forgotten coverage option with a homeowners policy: medical cost coverage. If a house guest takes an unexpected tumble over some stairs, at least you're more likely to remain friends. Interested? Call me.

Our office will be closing on Thursday, November 25th 2021 and Friday November 26th 2021 in observance of the Thanksgivi...
11/25/2021

Our office will be closing on Thursday, November 25th 2021 and Friday November 26th 2021 in observance of the Thanksgiving Day Holiday. We wish you all a safe and joyful Thanksgiving holiday! We are Thankful for all your support to our team!

A manufactured home's needs are different than other homes. I can help you understand your coverage options so you can s...
11/22/2021

A manufactured home's needs are different than other homes. I can help you understand your coverage options so you can select the coverage that best fits your needs.

Address

6777 Mission Street B
Daly City, CA
94014

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16507571888

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