Clear Modern Mortgage - Cory Garner - NMLS # 2125927

03/23/2026

Closing Day!!

Huge congratulations to our amazing borrower on closing on your new home today! It’s always an exciting milestone, but this one means a little extra.

A big THANK YOU to our trusted realtor partner Stephanie Bielli - Realtor DFW for not only continuing to trust us with your clients, but also trusting us with your own home purchase. That level of confidence means everything, and we don’t take it lightly.

Also, shoutout to BH Title Agency for a smooth, seamless closing from start to finish.

Grateful for the opportunity to be part of this journey. Here’s to new beginnings and many great memories ahead!

01/01/2026

Happy New Year!

2026 is here—and with it comes fresh goals, new opportunities, and brand-new keys 🔑

If buying a home, refinancing, or building new is on your vision board this year, I’d love to help you turn that plan into a reality.

✅ First-time buyers
✅ New construction
✅ VA, FHA, USDA, Conventional
✅ Credit strategies & down payment help

Here’s to a year of smart moves, financial growth, and homeownership wins 🏡

Send me “HOME” and let’s map out your game plan for 2026.

12/30/2025

WELCOME TO TEXAS & CLOSING DAY!

Huge congratulations to Mr. Parham on a successful closing and an exciting new chapter here in Texas—most importantly, making a move centered around what matters most: his daughters

Big shoutout to for her hard work, dedication, and for finding the perfect home with some acreage for this amazing family. Danielle, thank you for trusting me with your wonderful clients—it truly means a lot.

And a sincere thank you to Austin and the team at Designated Title Rockwall for their professionalism and a smooth, seamless closing from start to finish.

Relocation moves can feel overwhelming, but with the right team, they don’t have to be. Grateful to be part of this one!

12/30/2025

CLOSING DAY!

Huge congratulations to Mr. & Mrs. Bishop on officially closing their One-Time Close (OTC) construction loan!
From planning to financing, this is a big milestone—and we’re excited to see their vision turn into a beautiful new home.

A big thank-you to Van Zandt Abstract & Title for a their work in getting this closed. Teamwork makes all the difference.

If you’re thinking about building and want one loan, one closing, and a clear path from start to finish—an OTC construction loan may be the way to go.

11/27/2025

Grateful today and every day for our incredible team, partners, and clients who make what we do possible. Wishing you a Happy Thanksgiving filled with connection, gratitude, and joy.

11/11/2025

Today, we pause to thank all the brave men and women who have served our country. Your courage, sacrifice, and dedication to protecting our freedom will never be forgotten.

To every Veteran — thank you for your service.

11/07/2025

Week in review (11/7/25)

The private sector added 42,000 jobs in October according to ADP, marking a small rebound after two months of losses. Still, overall job growth remains modest – only 10,000 jobs have been added over the past three months in total.
This ADP report carries extra importance since the federal shutdown has delayed the government’s official employment data for September and October. That means the Federal Reserve is relying more on private reports like ADP’s as it weighs future rate decisions.

The Fed continues to walk a fine line – working to lower inflation while keeping the labor market stable. Chair Jerome Powell recently noted there’s “no risk-free path” ahead and emphasized that a rate cut at the December 10 meeting is far from guaranteed.

For now, October’s job figures from ADP likely don’t shift the Fed’s stance – the data isn’t strong enough to rule out cuts, but not weak enough to require them either.

Just as a reminder: when the Fed adjusts rates, it changes the Federal Funds Rate, which is what banks charge each other for short-term loans. That doesn’t directly set mortgage rates, but it does influence them, along with other economic factors.
In housing, Cotality’s latest report shows home values slipped 0.2% in September, but remain 1.2% higher than a year ago. Looking ahead, Cotality expects prices to rise 4.1% over the next year, supported by lower rates and strong buyer demand.
Real estate continues to be one of the most reliable ways to build wealth. For example, a $500,000 home appreciating at 4% annually gains $20,000 in a year – a great reminder of the power of homeownership.

If you’re thinking about buying, refinancing, or exploring your options, I’m here to help.

10/24/2025

10/24/2025

Open House: Saturday, October 25, 2025, 11am-1pm — don’t miss your chance to walk through and fall in love with this home in person!

Stop by and say hello to Brandy Rose July and check out this stunning property at 1705 Devonshire Dr, Tyler, TX 75703 — a beautiful, move-in-ready home that blends comfort, charm, and location all in one.

Features you’ll love:
✅ Spacious layout with plenty of natural light
✅ Modern kitchen and updated finishes
✅ Great backyard space for entertaining
✅ Convenient location near shopping, dining, and schools

Financing Options:
I can help you explore purchase options, including Conventional, FHA, VA, and even One-Time-Close Construction loans if you’re thinking about building instead.

For details or to get pre-approved before you visit, contact me today 👇
📞 Cory Garner – Mortgage Lender
Clear Modern Mortgage
📲 214-704-3231
✉️ [email protected]

House photos, infographics, and listing agent details for 1705 Devonshire Dr, Tyler, TX 75703. This home is priced at $419,000, with 3 beds, 3 baths, and 3,541 sqft.

10/21/2025

4 Acres of Country Living in Point, TX — $120,000!

Ready to build your dream home? This 4-acre lot on FM 47 in Point, TX (75472) offers space for your home, shop, garden, or a peaceful homestead—close to East Texas conveniences.

Financing Tip — One-Time-Close (OTC) Construction Loan:
You can buy the land and build your home with one loan:
✅ One approval, one closing
✅ Lock your rate before construction starts
✅ Interest-only during the build
✅ FHA, VA, and Conventional options
✅ Use your builder (subject to approval)

📍 17 FM Unit 47, Point, TX 75472
💲 $120,000 | 4.00 Acres

📞 For showings/details:
Adrian Franco, Realtor, Monument Realty — 214-364-7797

📲 Financing & OTC questions:
Cory Garner | Mortgage Lender — Clear Modern Mortgage
Call/Text: 214-704-3231
Email: [email protected]
Apply: https://apmobile.apmortgage.com/dr/c/lwe9k

Let’s make your land + build plan simple and affordable—message me to run numbers and see which OTC option fits best.



https://www.listreports.com/s/pWfyMU_-9V/property_website

Learn more about 17 Fm Unit 47, Pt, TX 75472. This home is priced at $120,000, with bed, bath, and…

10/03/2025

Happy Friday & Happy Closing Day!

Huge congratulations to Mr. Acosta on purchasing his very first home! It’s always such an exciting milestone, and I’m grateful I got to be part of this journey with you.

A big thank you to my amazing realtor partner, Lori Renner, for trusting me with your clients and for all of your hard work making this possible. Together we got the Clear to Close a week and a half early—that’s how teamwork gets it done!

And of course, thank you to Capital Title Rockwall for your dedication and for providing such a smooth and professional closing experience. Always a pleasure working with your team!

Here’s to new beginnings and many happy memories in your new home, Mr. Acosta!