09/02/2026
šŖ AERIAL STUDIO OWNERS ā LETāS CLEAR UP SOME CONFUSION ABOUT PERFORMANCES & INSURANCE!
One question we get a lot is: āAre my student performances covered under my annual studio insurance?ā
The answer is: Sometimes! It depends on what type of performance youāre hosting.
āØ Student Showcases & Recitals
If youāre holding a student showcase or recital primarily for friends and family to watch students demonstrate the skills theyāve learned, these may be able to be included under your annual studio policy.
Think of it like a dance studioās end-of-year recital.
šļø Ticketed or For-Profit Performances
If youāre producing a ticketed performance or event where youāre selling admission to the public, that can be a different exposure and may require a separate event policy.
Why?
Your annual studio policy is primarily designed around PARTICIPANT coverage ā protecting your studio against claims arising from your instructional activities. For example, a student is injured while participating in an aerial class and alleges the studio was negligent.
A performance introduces a SPECTATOR exposure ā now you have an audience attending your event. For example, someone in the audience trips over an aerial rig, falls in the venue, or is otherwise injured while attending the performance.
Those are two very different exposures, and itās important to make sure your insurance is addressing both.
šŖ The good news?
Separate performance/event coverage can typically be written specifically for the event based on the date, location, and expected audience size.
So before assuming your annual aerial studio policy automatically covers every performance you produce, ask your insurance agent!
We'd much rather answer the question before the event than discover thereās a coverage gap afterward.
Aerial studios are unique ā your insurance should be too.
