CMH Advisors, PLLC

10/15/2026

Most business owners know their revenue off the top of their head. Fewer know their projected tax bill or how many months of expenses their cash could cover right now.

That’s what this dashboard is for. Looking at these six numbers while there’s still time left in the year turns year-end from a surprise into a plan. Purchases can be timed, estimated payments adjusted, and owner pay reviewed before the last payroll run.

We talk through these numbers with clients every fall. Send us a message if you'd like to talk through yours.

10/14/2026

Being bold doesn't always mean taking a huge leap! 💡

This month's Book of the Month, 𝗕𝗲 𝗕𝗢𝗟𝗗 𝗧𝗼𝗱𝗮𝘆 by Leigh Burgess, reminds us that confidence is built through the choices we make, the lessons we learn, and the willingness to take ownership of what's next.

We especially love the reminder that you don't have to have everything figured out to make a meaningful decision.

𝗪𝗵𝗮𝘁'𝘀 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝘆𝗼𝘂'𝘃𝗲 𝗱𝗼𝗻𝗲 𝘁𝗵𝗮𝘁 𝗳𝗲𝗹𝘁 𝗹𝗶𝗸𝗲 𝗮 𝗯𝗶𝗴 𝘀𝘁𝗲𝗽 𝗮𝘁 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲?

10/13/2026

Buying a business, bringing on a partner, or financing new equipment? The numbers behind each of these get decided earlier than you'd think, often before the paperwork even shows up.

Here's what changes when your CPA is part of that conversation early: https://cpataxteam.com/blog/before-you-make-a-major-business-move-talk-to-your-cpa/

You have found the company you want to buy, the partner you are ready to bring on, or the piece of equipment that is about to change how you operate. The decision already feels made. What usually is not decided yet is how any of it plays out on paper, and that is exactly where…

10/12/2026

Filed an extension back in April? This is the week to wrap it up.

Extended returns are due Thursday, October 15, and there’s no additional extension after that. Even if you can’t pay the full balance, filing on time is what keeps penalties in check.

10/08/2026

Have you ever wondered what actually happens the day after the tax deadline passes?

The IRS applies two penalties right away: 5% per month for filing late, 0.5% per month for paying late, each capped at 25%. Interest builds daily. Past 60 days, a minimum penalty kicks in no matter the amount owed.

𝗕𝗼𝘁𝘁𝗼𝗺 𝗹𝗶𝗻𝗲: file the return even if you can't pay everything at once. Late filing costs far more than late payment.

Questions about a return you're behind on? We're here to help.

10/07/2026

Ever look at your profit and wonder, “So where did all the cash go?”

Net income and cash flow measure two different things, and understanding that difference can give you a much clearer picture of what is actually happening in your business.

10/05/2026

Here's a question worth asking yourself this month: if your business's data was targeted tomorrow, would you be ready? Cyber Security Awareness Month is a good nudge to review the basics, things like password habits, software updates, and who has access to your sensitive systems. We've laid out a checklist to help you cover your bases.

10/01/2026

Here's something a lot of business owners don't think about until it's too late: not all business records need to be kept for the same amount of time.

Tax returns, employment records, bank statements, and ownership documents all carry different retention expectations. Some are IRS requirements. Others are best practice for protecting your business down the road. Either way, the cost of tossing something too early almost always outweighs the cost of storing it a little longer.

Take a few minutes this week to check your filing system against this. It's a small habit that saves a lot of stress later.

09/30/2026

Here's a stat worth sitting with: fewer than half of small business owners are confident their taxes are done correctly. That confidence jumps to 69% once a CPA is involved.

Taxes are one of the few areas of running a business where a mistake doesn't just cost you time. It can cost you money, or draw unwanted attention from the IRS. At CMH Advisors, we work with clients throughout the year so that gap never has a chance to open up in the first place.

Source: Intuit QuickBooks small business survey

09/29/2026

Congratulations to Craig Hausz on being named one of D Magazine’s 2026 Top Wealth Managers! 🎉

We’re proud to have Craig leading our team and grateful to the clients and community who have supported us along the way. Thank you for your continued trust in CMH!