Eric Contreras, Loan Officer, NMLS 258139

Eric Contreras, Loan Officer, NMLS 258139 Loan Officer with PrimeLending
NMLS 258139 | Equal Housing Lender | Mortgage Professional with 18 years of experience. Top 1% loan officer.

If you have a good mortgage rate, you may not want to give it up just to access your equity.A home equity loan* may let ...
08/10/2026

If you have a good mortgage rate, you may not want to give it up just to access your equity.

A home equity loan* may let you borrow what you need while keeping your current mortgage and rate in place. I can help you compare the additional payment and total cost.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

If your tax return wasn't as big as you'd hoped, your home equity could be the answer you're looking for.With a lump sum...
06/05/2026

If your tax return wasn't as big as you'd hoped, your home equity could be the answer you're looking for.

With a lump sum payment from a cash-out refinance* you could use a portion of your home's equity to cover things like unexpected expenses or consolidate your high-interest debt.

Send me your cash-out refi questions and I can help you find the right solution.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Higher rates don't have to keep you out of the market. With a lower fixed rate for the first 5 years, our 5/6 Adjustable...
06/04/2026

Higher rates don't have to keep you out of the market.

With a lower fixed rate for the first 5 years, our 5/6 Adjustable RateMortgage could help lower your upfront monthly payments for years 1-5 and make homeownership feel more within reach.

Limited-time 5.99% | 6.433% Annual Percentage Rateoffer ends June 8.*

Let's see what may be possible before the deadline. Message me today.


*Offer only applies to direct originations made by PrimeLending for first lien mortgage purchase or refinancing transactions, not available on brokered loans. Borrower must apply before offer's expiration date. Offer valid from 05/23/2026 to 06/08/2026. 5/6 conventional adjustable ratemortgage loan scenario based on 740+ credit score, loan amount of $425,000, interest rate of 5.99%/6.433% annual percentage rate, 22.73% down, and monthly payment of $2,545.36 for years 1-5. Product has a fixed interest rate for the first 5 years, after which the rate can change once every 6 months for the remaining life of the loan. Minimum/Maximum monthly Payment Schedule: Years 1-5 ($2,545.36); Year 6 ($1,879 min - $3,313 max); Years 7-30 ($1,879 min - $3,854 max). Rates pulled 5/22/26, subject to change. Loans subject to borrower qualifications, income, property evaluation, and final credit approval. Payments are principal and interest only, actual payments will be greater. Not a commitment to lend, availability subject to change without notice or prior obligation. Cannot be combined with any other offer. Additional restrictions may apply, contact a PrimeLending loan officer for details.

02/06/2026

Day dreaming about what your summer will be like? If that includes swimming in your own private pool, a renovation loan could help you make it happen. Flexible options like our pool escrow allow you to finance your project without adding another bill to your budget.

You're one renovation away from making summer memories you won't forget! Message me and let's plan your project.

Unlock the door to homeownership with USDA loans with $0 down. Connect with me today to see if you qualify.
01/22/2026

Unlock the door to homeownership with USDA loans with $0 down. Connect with me today to see if you qualify.

The calendar flipped, but the intention stays the same: move forward with purpose. Here's to a new year that feels clear...
01/01/2026

The calendar flipped, but the intention stays the same: move forward with purpose. Here's to a new year that feels clearer, more focused, and full of moments that remind you you're heading in the right direction. Wishing you a steady, strong start to 2026.

12/31/2025

If you're hoping to start the year with a little more room in your budget, your home might be the key.

A cash-out refinance* or home equity loan** can turn a portion of your equity into a one-time lump sum cash payout you can actually use for things like covering big projects, consolidating higher-interest debt, or just giving yourself some breathing room each month.

It's a simple way to put your equity to work and boost your cashflow heading into the new year.

Want to see what this could look like for you? I'm here to walk you through it. DM me for more info.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

**All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

ATTENTION - FHA loan limits released for 2026! The U.S. Department of Housing and Urban Development (HUD) has announced ...
12/17/2025

ATTENTION - FHA loan limits released for 2026! The U.S. Department of Housing and Urban Development (HUD) has announced their one-unit property loan limit for FHA loans will range from $541,287 in January 2026 to the new high balance limit $1,249,125. Start shopping for your dream home now! Contact your local PrimeLending loan officer to learn more.

Get the full announcement here: https://www.hud.gov/sites/dfiles/hudclips/documents/2025-23hsgml.pdf?utm_medium=email&utm_source=govdelivery

Product info subject to change.

Thanksgiving is a good excuse to hit pause, enjoy a solid meal, and spend time with the people who make life better. How...
11/27/2025

Thanksgiving is a good excuse to hit pause, enjoy a solid meal, and spend time with the people who make life better. However you're celebrating this year, I hope the day is full of good food, good company, and a well-earned break from the usual routine. Happy Thanksgiving!

Scored some great deals? Here's your next big win. With PrimeLending, you can apply for your mortgage right from the cou...
11/24/2025

Scored some great deals? Here's your next big win. With PrimeLending, you can apply for your mortgage right from the couch-simple, secure, and all online. Skip the stress, stay cozy, and start your next chapter from home.

Message me to start your application today.

Address

8560 Belleview Drive Ste 325
Dallas, TX
75024

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19724286094

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