Eric Contreras, Loan Officer, NMLS 258139

Eric Contreras, Loan Officer, NMLS 258139 Loan Officer with Prime Lending
NMLS 258139 | Equal Housing Lender | FDIC Insured Mortgage Professional with 18 years of experience. Top 1% loan officer.

02/06/2026

Day dreaming about what your summer will be like? If that includes swimming in your own private pool, a renovation loan could help you make it happen. Flexible options like our pool escrow allow you to finance your project without adding another bill to your budget.

You're one renovation away from making summer memories you won't forget! Message me and let's plan your project.

Unlock the door to homeownership with USDA loans with $0 down. Connect with me today to see if you qualify.
01/22/2026

Unlock the door to homeownership with USDA loans with $0 down. Connect with me today to see if you qualify.

The calendar flipped, but the intention stays the same: move forward with purpose. Here's to a new year that feels clear...
01/01/2026

The calendar flipped, but the intention stays the same: move forward with purpose. Here's to a new year that feels clearer, more focused, and full of moments that remind you you're heading in the right direction. Wishing you a steady, strong start to 2026.

12/31/2025

If you're hoping to start the year with a little more room in your budget, your home might be the key.

A cash-out refinance* or home equity loan** can turn a portion of your equity into a one-time lump sum cash payout you can actually use for things like covering big projects, consolidating higher-interest debt, or just giving yourself some breathing room each month.

It's a simple way to put your equity to work and boost your cashflow heading into the new year.

Want to see what this could look like for you? I'm here to walk you through it. DM me for more info.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

**All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

ATTENTION - FHA loan limits released for 2026! The U.S. Department of Housing and Urban Development (HUD) has announced ...
12/17/2025

ATTENTION - FHA loan limits released for 2026! The U.S. Department of Housing and Urban Development (HUD) has announced their one-unit property loan limit for FHA loans will range from $541,287 in January 2026 to the new high balance limit $1,249,125. Start shopping for your dream home now! Contact your local PrimeLending loan officer to learn more.

Get the full announcement here: https://www.hud.gov/sites/dfiles/hudclips/documents/2025-23hsgml.pdf?utm_medium=email&utm_source=govdelivery

Product info subject to change.

Thanksgiving is a good excuse to hit pause, enjoy a solid meal, and spend time with the people who make life better. How...
11/27/2025

Thanksgiving is a good excuse to hit pause, enjoy a solid meal, and spend time with the people who make life better. However you're celebrating this year, I hope the day is full of good food, good company, and a well-earned break from the usual routine. Happy Thanksgiving!

Scored some great deals? Here's your next big win. With PrimeLending, you can apply for your mortgage right from the cou...
11/24/2025

Scored some great deals? Here's your next big win. With PrimeLending, you can apply for your mortgage right from the couch-simple, secure, and all online. Skip the stress, stay cozy, and start your next chapter from home.

Message me to start your application today.

Moments like this don't come around often - and the ones who act fast, win big. Lower average rates mean more possibilit...
11/21/2025

Moments like this don't come around often - and the ones who act fast, win big. Lower average rates mean more possibilities for buyers and meaningful savings for homeowners.

If you've been waiting for a reason to take the next step, this is your opportunity. Let's chat about how you can make the most of it.

Send me a quick message - no pressure, just insight.

Rate info as of 11/3/25, subject to change.

Today I'm taking a moment to thank the brave men and women who have served our country. Your dedication and sacrifice ma...
11/11/2025

Today I'm taking a moment to thank the brave men and women who have served our country. Your dedication and sacrifice make a difference every single day. Wishing you and your families a Happy Veterans Day.

A few simple actions can make a big difference in what you can afford - paying down balances, improving credit, or getti...
11/07/2025

A few simple actions can make a big difference in what you can afford - paying down balances, improving credit, or getting approved* early. Each move helps strengthen your buying power and your confidence when it's time to make an offer. I can help you map out a plan that puts you in control of your homebuying journey.

Message me today and let's take the first step toward your new home.

*Approval indicates an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit; final approval is subject to underwriter and property conditions and is voided by changes in borrower's credit, loan program, or unforeseen circumstances beyond lender's control.

Halloween is here. Time for costumes, candy, and a little spooky fun. 🎃👻Enjoy the night and make it a good one. Happy Ha...
10/31/2025

Halloween is here. Time for costumes, candy, and a little spooky fun. 🎃👻Enjoy the night and make it a good one. Happy Halloween! 🕸️

Tapping into your home’s equity can be a smart way to fund big goals—but understanding your options is key. Two popular ...
10/24/2025

Tapping into your home’s equity can be a smart way to fund big goals—but understanding your options is key. Two popular choices? A cash-out refinance* and a home equity loan**. They may sound similar, but they work a little differently.

A cash-out refinance replaces your current mortgage with a new one (hopefully with better terms) and lets you take out cash based on the equity you’ve built. It’s great if you want to update your mortgage and access funds at the same time.

A home equity loan keeps your current mortgage in place and adds a second loan on top of it—like a bonus boost of cash without changing your main loan. Perfect if you're happy with your current rate but want extra funds for things like renovations, tuition, or travel.

No matter what you're planning, understanding the difference puts you in the driver’s seat. DM me to talk through the options and find the best fit for your next move.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan. **All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Address

18111 Preston Road
Dallas, TX
75252

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19724286094

Website

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