06/09/2026
If you haven’t heard yet, BCBSTX is discontinuing its role as a middleman for COBRA and State Continuation administration.
For a lot of employers, that “middle layer” was just kind of… there. You didn’t think about it much because it worked. Until it doesn’t.
Now, groups that relied on BCBSTX to handle COBRA administration through that channel are having to make a decision:
- Who’s going to manage notices?
- Who’s tracking elections and payments?
- Who’s making sure you’re staying compliant (and avoiding penalties)?
This isn’t something you want to “figure out later.” COBRA compliance can get messy fast.
The good news? This is exactly what we do.
At Cobra Charmers (A Brinson Benefits Company), we administer COBRA and State Continuation directly for our clients. No middleman. No confusion. Just clear processes, compliant notices, payment tracking, and real humans you can actually call.
And honestly? Transitions like this are a great opportunity to tighten things up. Instead of just replacing what you had, you can:
• Simplify administration
• Improve employee communication
• Reduce compliance risk
• Get more visibility into reporting
If you’re affected by the BCBSTX change and not sure what your next step is, let’s talk. Even if it’s just to compare notes and make sure you’re covered.
Benefits is complicated enough. COBRA doesn’t have to be.
If this impacts you or someone in your network, feel free to reach out. Happy to help however we can.