My Score Restoration

01/03/2012

A good thing to know...

For some, the price of getting a credit card is paying expired debt.

12/21/2011

A good credit tip - Racking up big balances can hurt your scores, regardless of whether you pay your bills in full each month. What's typically reported to the credit bureaus, and thus calculated into your scores, are the balances reported on your last statements.

12/01/2011

A good credit tip - A new rule is that the credit card companies will have to show you how long it will take to pay them back with minimum payments. Make sure you ask the companies where you have active credit cards.

11/03/2011

A good credit tip - Never close a credit account, especially if it has a long payment history, this will impact your credit scores in a negative way. The appearance of your credit history becomes shorter.

10/27/2011

A good credit tip - Don't buy what you can not afford, do not charge it on your credit card, this is the most important rule, as well as the most ignored.

10/26/2011

Bad credit is very expensive!!

10/26/2011

good evening : ) the first person to inbox me, we will do their credit restoration at $0 enrollment.... and will only be due for their monthlies, it will be confidential.

10/24/2011

Today Monday enroll in our credit restoration program and get 2 month free!!! inbox me...

10/21/2011

Today Friday two people enroll for credit restoration for the price of one!!!! inbox me if any ?'s... : )

10/20/2011

Good credit info - Canceling credit cards can actually hurt your credit score, particularly if they are an old and established part of your credit history. 15% of your score is based on the length of your history. In addition, keeping accounts open gives you a better debt to credit ratio, which makes up 30% of your credit score.

10/15/2011

A good credit tip - Timely payments are important for establishing a good credit history. Making your payments on time avoid late fees and a bad credit score.

10/13/2011

A good credit tip - Don't charge more than you can afford just to get rewards department store, credit cards and gas credit cards promise gift certificates or cash back when you charge a certain amount of money. Fact is you'll save more than they give you in rewards by keeping your purchases to a minimum.