Worth Winning

01/10/2025

I have been hacked on Instagram and I am concerned about the messages the hacker is sending. If you know someone who can help me get my accounts back please connect me. I need a human the online “help” provided by instagram does not work for me. 😕

11/26/2024

🎉 Black Friday is here, and so is your chance to take control of your finances!

The Welcome to Wealth Online Program, starting in January is now available at a special discounted rate for a limited time.

✔️ Shift your money mindset for long-term success
✔️ Build a step-by-step financial plan
✔️ Gain tools to eliminate debt and build savings

⏳ Don’t wait—The faster you act, the more you save!

Use code BLACKFRIDAY2024 at checkout through Friday to save $200
Use code SMALLBIZSAT through Sunday to save $150
Use code CYBERMONDAY on Monday to save $100

💥 Start your financial transformation today using the link in the bio.

Invest in your future, and make 2025 your year to win!

07/28/2023

Travel has a stigma of being expensive. But it doesn't have to be. There are many ways that you can travel on an affordable budget. In 2022, I spent July traveling to 11 cities (4 in Columbia) for under $4,000!

You don't have to travel the way that others do. You don't need a fancy hotel. You don't have to have direct flights. Find an Airbnb or stay with a local family. Look for creative ways to travel on a budget.

07/25/2023

Ouch!

Are you waiting until "someday" to get your finances in order?

Are you waiting until "someday" to create a plan to go after the goals you really want in life?

I challenge you to take action NOW instead of pushing it off longer.

Last year I held my first financial retreat. It was something I had wanted to do "someday" for years. It never happened when I was hoping, wishing, and dreaming about it. It happened when I set a date. That pushed me to start taking the steps that I needed to take to make it happen.

I would probably still be waiting for "someday" if I hadn't been pushed by a good friend and mentor who called me out.

I'm calling you out!

If you've been waiting on "someday", let's make it TODAY!

07/20/2023

I HATE the clickbait articles and financial myths that derail people from creating and following a financial plan customized for them.

The lies:
- You have to invest in real estate if you're a savvy investor.
- Paying rent is throwing your money away.
- Investing is only for rich people
- Keeping a balance on your credit cards helps you have good credit
- I don't need to work with a financial planner until I make more money
- Once you graduate, you need to refinance your student loans

You are a unique person. Every person has a unique financial situation based on their past finances, current income, and future goals, among other things.

Clickbait articles are selling you on money myths and one-size-fits-all solutions that don't work for everyone. If you want to get on a path for the financial future you want, work with a Certified Financial Planner.

07/14/2023

If you are working on repaying your student loans keep it up, you got this. What will your celebratory payoff dance look like? Here is a great video for inspiration https://youtu.be/X0bsL8L9iIY

On August 6th, 2019 I finally made my last student loan payment - the end of a ten year long, $222,817.26 struggle (that started off as a $147,602.95 long st...

07/05/2023

Are you financially stuck and unsure of what to do next? No worries!

Although it might take work and patience, here are 3 things to acknowledge if you are financially stuck:

- Reflect on what you've been doing, what's working and what's not.
- Identify the areas you need to pull back and pivot.
- Get an outside perspective to help you get on the right track.

If you need further help, use the link in the profile to explore your options.

06/23/2023

Who needs this reminder today?

Things don't always go as planned—including in our finances.

Financial mistakes happen.

Unexpected financial obstacles pop up.

Just because the first plan doesn't work doesn't mean you give up and do nothing.

Find another way.

Job loss? Pound the pavement to find a replacement (even if it's temporary until you find something better.)

Car repairs steal from your down payment fund? Start saving again and set up an emergency fund for those future unexpected expenses.

Grocery budget and daycare costs skyrocketing? Start a side hustle to have a little extra.

Be relentless in working toward your financial goals. Be willing to change your plan as needed.

And if you don't have a financial plan in place to get you started, do something about it today.

Check out the free financial literacy resources on my website or schedule a one-off financial coaching call or work with me to get a financial roadmap for your life.

You can do this!

06/22/2023

What is estate planning?

Estate planning – the legal plan you create to say where you want your stuff to go when you die. Big things like your home, business, kids but also the little things like your car, favorite t-shirt and social media accounts.

I get that talking about death isn't at the top of your priorities BUT getting some docs in place is not as overwhelming as you may think.

In fact, the less you own, the easier the process will be. And you don't have to start over every time life changes. You can update the documents you started with pretty easily.

Here are some estate planning basics:
- Will
- HIPAA Authorization
- Power of Attorney for Health Care
- “Durable” Financial Power of Attorney
- Life insurance
- Disability insurance

If you don’t yet have any of these things, don't fret; maybe that is why your eye landed on this post today.

As a millennial, you have a very important gift at your fingertips: TIME. But it is finite and valuable, so act NOW.

06/19/2023

Womp womp womp... well, if it isn't the consequences of my own actions.

Don't be surprised when you look at your bank account and have no idea where your money went.

You are responsible for your financial decisions.

Take action today and visit Worth-Winning.com or listen to the Worth Winning podcast, Worth Listening, for financial tips!

06/12/2023

I wish they would remove "sacrifice" from the dictionary.

We make choices. What do you choose for your life?

Financial choices will have to be made frequently, and using money as a tool to help you live the life you want should help guide you in your decision-making process.

It is completely okay to choose not to go out with friends now so you can save up for a big trip with them later—your choice.

06/08/2023

Financial stress is increasing, and it's impacting employee productivity.

Your employees are humans. Their personal problems and struggles impact their ability to focus on their work.

When someone worries about how they will keep making ends meet, it impacts their quality of work.

As an employer, you might be used to hearing people suggest that you increase employee pay to ease their financial burden, but often that's not a realistic solution.

But I have something for you that can help.

Offer your employees a financial wellness program.

Help them gain access to financial literacy so they can understand their finances better and how to make the right decisions with their money so they can sleep peacefully at night and not be consumed by fear and anxiety about their finances.

I offer customized 1/2 day and full day workshops to help employees develop a financial plan to put their stress at ease.

Want to know more? Slide in my DMs.