Yancey Langley, NMLS: 492824

04/03/2024

03/25/2024

Wow! Big news about NAR's settlement. I can only imagine what conversation is like at your watercooler! Like you, we're still processing the news and waiting to see how everything plays out before we fully assess the implications.
I know changes will be coming, but in the meantime, let's keep the lines of communication open – especially on customers we're currently working together. One thing that isn't changing is that you can count on me to have your back, provide your clients with sound guidance, and deliver outstanding service to you both.
We will be having a class next Thursday, April 4th, with a panel of industry experts to discuss the NAR settlement and how to CYA (cover your assets). Use this link or send me a DM to RSVP!
RSVP: https://www.eventbrite.com/e/objection-your-honor-updates-on-commission-lawsuit-tickets-861708883467?aff=oddtdtcreator

02/23/2024

What is an ADU? An ADU (accessory dwelling unit) is a smaller, independent residential structure on the same lot as a single-family home. Some call them a tiny home, in-law apartment, she shed…you get it.

What are the benefits of ADUs for homeowners? Adding an ADU can increase the value of your home as much as 35%, according to 2021 analysis by Porch.com. Not only that, but you have the potential to earn extra income from an ADU by renting it out. An ADU could also be a great solution if you have adult children or aging parents that you are the caretaker of or if you just simply need a standalone home office or workshop.

Want to talk more about ADUs? Send me a message and let's chat!
Source: https://myhome.freddiemac.com/blog/homeownership/should-i-add-adu-my-home

02/21/2024

Because single mortgage applicants rely on just one salary and one credit profile in order to secure a loan, going through the mortgage process can be a bit trickier than with two incomes. Here is what you need to know to help you get the keys to your new house with one income:

-Review your credit. When you apply for a mortgage on your own, lenders will be looking at just one credit profile – yours! Make sure your credit is the best it can be and avoid making any big purchases or cancelling old credit cards.

-As an alternative to the conventional mortgage, consider a government-insured loan. These loans require a much smaller down payment compared to the typical 20%, which can make a big difference when you're only drawing from one person's savings.

-Coming up with the upfront cash is often a difficult hurdle, check into down payment assistance programs* to help. Each state offers its own programs, as do different cities and organizations.

Want to chat more about your specific situation? Send me a DM and let's chat! Homeownership may be closer than you think!

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

02/16/2024

It's President's Day, a chance to honor the leaders who shaped our nation's history. Their legacy of strength, service and unity inspires our country to continue striving for greatness and working towards a brighter tomorrow.

10/13/2023

WANT MORE HOMEBUYING POWER? PrimeLending is increasing conforming loan limits on single-family homes to $750,000 for loans locked on or after 10/13/2023! That's a +3.28% increase from the current limits. Loan limits are also higher for 2-4 unit properties. Contact me for details.

Product info as of 10/13/23, subject to change.

07/07/2023

Are you eligible and eager to take advantage of a VA home loan but not exactly sure where to begin? We’re here to breakdown the process from first steps, like obtaining necessary documentation, to closing on your dream house—download our VA loan guide to learn more!

https://lo.primelending.com/yancey.langley/

05/03/2023

02/20/2023

Here's a revolutionary idea! Be commander-in-chief of your future and get a home loan from PrimeLending.

02/14/2023

Happy Valentine's Day from the team at PrimeLending! Today is a day to celebrate love and what better way to do that than by securing a home for you and your sweetheart. Whether you are a first-time homebuyer or looking to upgrade, our team of experts is here to guide you every step of the way. Let us help you make your dream of homeownership a reality!

02/02/2023

PrimeLending’s online tools help you get through the home loan process quicker:
1) Digitally apply for a loan and securely connect your financial accounts.
2) Complete an appraisal and property title verification. (BTW our team will coordinate this for you.)
3) We will process and underwrite the loan, keeping you up to date the whole way.
4) Sign most of your closing documents online before stopping by in person to finalize.
5) Settle into your new home, relax and get ready to show it off to everyone.
*eClose allows for electronic signing of most (not all) documents prior to closing.

- http://primelendinglo.com/dynamic-website/general-purchase?j=eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJuYmYiOjE2NzQ1ODU3MDYsImlzcyI6InRvdGFsZXhwZXJ0Lm5ldCIsImRhdGEiOnsidXNlcl9pZCI6IjQ4ODY1MiIsInNlbmRlcl9pZCI6IjQ4ODY1MiIsIm9yZ2FuaXphdGlvbl9pZCI6IjI0NSIsInByZWZpeCI6IlwvXC9yYXBpZC50b3RhbGV4cGVydC5uZXRcL2R5bmFtaWNfd2Vic2l0ZXNcL2xlYWQtZmlyc3QiLCJzaXRlX2lkIjoiNjQyIn19.uH_J5GgC6AwkrKBzT0-tpUEtZIoGip9DlO7aDjn6FmQ

01/30/2023

The Federal Housing Finance Agency (FHFA) recently announced some changes to Fannie Mae and Freddie Mac's pricing for HomeReady and Home Possible loans, helping first-time homebuyers by eliminating upfront fees. If you’ve been waiting for a good opportunity to buy, let’s discuss this option to see if it works for you.